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Capital One Financial Corporation held its 2026 annual stockholder meeting on May 8, 2026. As of the March 11, 2026 record date, 619,050,950 common shares were outstanding, and 556,421,571 shares were present to constitute a quorum.
Stockholders elected thirteen directors, including Richard D. Fairbank and Jennifer L. Wong, for terms expiring at the 2027 annual meeting. They approved, on an advisory basis, the Company’s 2025 named executive officer compensation and ratified Ernst & Young LLP as independent registered public accounting firm for 2026.
A shareholder proposal to require a shareholder vote on golden parachute arrangements did not receive majority support, with 30,601,072 votes for and 465,307,082 votes against, plus 1,340,755 abstentions and 59,172,662 broker non-votes.
Capital One Financial Corporation reported strong growth for the first quarter of 2026, with net income of $2.2 billion ($3.34 per diluted share) on total net revenue of $15.2 billion, up from $1.4 billion on $10.0 billion a year earlier.
Results were driven by a 52% increase in net interest income and higher non-interest income, mainly from much larger credit card loan balances following the Discover acquisition. These gains were partly offset by a 72% rise in the provision for credit losses and a 43% increase in non-interest expense, including Discover-related integration and intangible amortization.
Average loans held for investment rose 38% year over year to $446.2 billion, while net charge-offs increased to $3.8 billion and a 3.45% net charge-off rate. Capital remained robust, with a common equity Tier 1 ratio of 14.4%. The company paid $505 million in common dividends, repurchased $2.5 billion of common stock, and closed the $4.5 billion Brex acquisition to expand business payments capabilities.
CAPITAL ONE FINANCIAL CORP executive Celia Karam, President of the Retail Bank, reported an open-market sale of 1,749 shares of Common Stock on May 1, 2026 at an average price of $192.58 per share.
After this Rule 10b5-1 plan transaction, she directly holds 61,579 shares, which include shares acquired through the company’s Associate Stock Purchase Plan since her last reported transaction.
Capital One affiliate reported proposed sales of Common stock. Celia Edwards Karam submitted Form 144 entries showing sales on 02/02/2026 of 2,108 shares for $460,071.00, on 03/02/2026 of 1,636 shares for $312,476.00, and on 04/01/2026 of 1,099 shares for $203,985.39. The broker listed is Morgan Stanley Smith Barney LLC.
Capital One Financial Corp ownership filing: Vanguard Capital Management reports beneficial ownership of 46,706,966 shares of common stock, representing 7.51% of the class as of 03/31/2026. The filing shows sole voting power for 6,197,381 shares and dispositive power over 46,706,966 shares. The schedule is signed by a Vanguard officer on 04/29/2026.
Capital One Financial Corporation is facilitating a potential resale of shares it previously issued in a recent acquisition. The company filed an exhibit in connection with a Resale Prospectus Supplement that allows selling security holders to offer and sell up to 10,345,906 shares of Capital One common stock. These shares were issued to those holders as consideration for Capital One’s acquisition of Brex Inc., which closed on April 7, 2026, and are registered under the company’s automatic shelf registration statement on Form S-3.
Capital One Financial Corporation registers 10,345,906 shares of common stock for resale. These shares were issued as consideration in connection with Capital One’s acquisition of Brex, which closed on April 7, 2026. The registration covers resale by the selling security holders; Capital One will not receive proceeds from resale. The prospectus supplement notes the last reported sale price of our common stock was $199.43 per share as of April 22, 2026, and that resale may occur through various public or private methods, including Rule 144 on or after October 8, 2026.
Capital One Financial Corporation furnished monthly credit quality metrics for its loan portfolios as of and for the month ended March 31, 2026.
In the Domestic Credit Card portfolio, average loans held for investment were $250,871 million with period-end loans of $254,028 million$1,065 million, producing a net charge-off rate of 5.09%, while 30+ day performing delinquencies totaled $9,395 million for a delinquency rate of 3.70%.
In Consumer Banking Auto, average loans held for investment were $85,134 million and period-end loans were $85,700 million. Net charge-offs were $102 million, a 1.44% net charge-off rate. 30+ day performing delinquencies were $3,609 million, a 4.21% rate, and nonperforming loans were $475 million, a 0.55% nonperforming loan rate.
Capital One Financial Corporation reported solid first-quarter 2026 results driven by strong credit performance and Discover integration benefits. Net income was $2.2 billion, or $3.34 per diluted share, up from $2.1 billion, or $3.26 per share, in the prior quarter and $1.4 billion, or $3.45 per share, a year earlier. Adjusted diluted earnings per share were $4.42.
Total net revenue was $15.2 billion, down 2% from the prior quarter, while non-interest expense fell 9% to $8.5 billion, lifting pre-provision earnings to $6.8 billion, an 8% increase. The provision for credit losses was $4.1 billion, with net charge-offs of $3.8 billion and a $230 million reserve build, reflecting elevated but stable credit costs.
The net interest margin was 7.87%, down 39 basis points sequentially, and the efficiency ratio improved to 55.57% (adjusted 49.71%). Loans held for investment ended the quarter at $447.8 billion, slightly lower than the prior quarter, while total deposits rose 3% to $489.1 billion. The Common Equity Tier 1 capital ratio under the Basel III Standardized Approach was a strong 14.4%, supported by tangible book value per share of $107.76. Management highlighted "solid top line growth," "strong credit performance" and continued momentum from the "game-changing" Discover acquisition.
LaPrade,III Frank G. reported acquisition or exercise transactions in this Form 4 filing.
Capital One Financial Chief Enterprise Services Officer Frank G. LaPrade III received a grant of 11,041 restricted stock units, each representing one future share of common stock. The award vests in one-third increments starting on April 7, 2027 and annually thereafter. After this grant, he holds 69,283 shares directly and an additional 830 equivalent shares through the company 401(k) plan.