Welcome to our dedicated page for Capital One Financial SEC filings (Ticker: COF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Capital One Financial Corporation (NYSE: COF) files a broad range of documents with the U.S. Securities and Exchange Commission that detail its operations as a financial holding company focused on credit card, auto, consumer and commercial lending. This SEC filings page surfaces those disclosures and pairs them with AI-powered tools to help readers interpret complex financial and legal information.
Through its periodic reports, Capital One provides consolidated financial statements, segment results for Credit Card, Consumer Banking and Commercial Banking, loan and deposit statistics, and regulatory capital measures such as the Common Equity Tier 1 capital ratio under the Basel III Standardized Approach. Earnings releases and financial supplements are furnished on Form 8-K under Item 2.02, often accompanied by reconciliations of non-GAAP measures like adjusted net income, adjusted net interest margin and adjusted efficiency ratios.
Capital One also files numerous current reports on Form 8-K under Item 7.01 to furnish monthly charge-off and delinquency metrics, giving additional visibility into credit performance across its lending portfolios. Other 8-Ks describe capital markets transactions, including public offerings of fixed-to-floating rate senior notes, the issuance of preferred stock series represented by depositary shares, and updates to share repurchase authorizations. Filings list the company’s registered securities, such as common stock, multiple series of Fixed Rate Non-Cumulative Perpetual Preferred Stock depositary shares and 1.650% Senior Notes due 2029, all traded on the New York Stock Exchange.
For users reviewing COF SEC filings, this page offers real-time access to new submissions as they appear on EDGAR. AI-generated summaries highlight key points from lengthy documents, helping readers quickly identify items such as segment performance, capital ratios, debt issuance terms, dividend declarations and notable corporate actions. Filings related to the all-stock acquisition and integration of Discover, as well as the company’s multi-year Community Benefits Plan, are also accessible here.
In addition, this page provides a convenient way to examine disclosures relevant to capital structure and insider-related information, including preferred stock terms, senior notes indentures and compensation-related items reported in 8-Ks. By combining the full text of Capital One’s SEC documents with AI explanations, the filings page is intended to make complex regulatory reporting more understandable for investors, analysts and other interested readers.
CAPITAL ONE FINANCIAL CORP executive Frank G. LaPrade III reported several automatic share dispositions tied to tax withholding. On February 15, 2026, he delivered blocks of common stock at $207.37 per share to cover taxes owed on vesting restricted stock units from grants made in 2023, 2024, and 2025.
These Form 4 entries are coded as tax-withholding dispositions rather than open-market sales. After these transactions, LaPrade continued to hold tens of thousands of shares directly, plus an additional indirect position represented by equivalent shares in the company’s 401(k) plan.
Capital One Financial Corporation released monthly credit quality metrics for the period ended January 31, 2026. In its domestic credit card portfolio, average loans held for investment were $257,404 million, with net charge-offs of $1,082 million, yielding a 5.04% net charge-off rate. Thirty‑plus day performing delinquencies in this portfolio totaled $10,402 million, a 4.04% delinquency rate.
In consumer banking auto loans, average loans held for investment were $83,965 million and period‑end loans were $84,134 million. Auto net charge-offs were $136 million, a 1.94% net charge-off rate. Thirty‑plus day performing auto delinquencies were $4,003 million, a 4.76% rate, and nonperforming auto loans were $531 million, a 0.63% nonperforming loan rate.
Capital One Financial Corporation filed a current report to share that it will present at the UBS Financial Services Conference 2026 in Miami, Florida. The presentation is scheduled for February 10, 2026, at 2:40 p.m. Eastern Time.
A live audio webcast of the presentation will be accessible through Capital One’s website by visiting the Investor Center under the “Investors” section. The company plans to keep a replay of the presentation available on its site through at least February 24, 2026.
Capital One Financial Corporation detailed 2025 pay decisions and 2026 plans for its chief executive and other named executive officers. For 2025, CEO Richard Fairbank’s total pay package was set at $40 million, mostly in performance-based and deferred awards rather than salary.
The package includes performance share awards tied to growth in tangible book value, adjusted return on tangible common equity, and relative total shareholder return over 2026–2028, a $6.7 million deferred cash bonus, and additional RSUs that vest and settle in 2029. The company also adopted a cash severance policy capping new cash severance above 2.99 times salary plus target bonus without shareholder ratification, a change-of-control severance plan for senior leaders, and an amended executive severance plan defining benefits after involuntary terminations.
Capital One Financial’s General Counsel and Corporate Secretary, Matthew W. Cooper, received an equity award tied to company stock. On February 3, 2026, he was granted 8,239 restricted stock units of common stock at a price of $0 per unit, classified as an acquired transaction.
Following this grant, Cooper beneficially owns 100,725 shares directly. The award will vest in one-third increments beginning on February 15, 2027 and annually thereafter, with each restricted stock unit representing a contingent right to receive one share of Capital One common stock.
Capital One Financial Corp reported an equity award to Chief Human Resources Officer Kaitlin Haggerty. On February 3, 2026, she received 5,373 restricted stock units of common stock at a stated price of $0 per unit. These units vest in one-third increments beginning on February 15, 2027 and annually thereafter, with each unit representing the right to receive one share of common stock. After this grant, she beneficially owns 49,920 shares directly, including shares accumulated through the company’s Associate Stock Purchase Plan and Dividend Reinvestment Plan.
Capital One Financial’s SVP and Chief Accounting Officer, Timothy P. Golden, reported an equity award on February 3, 2026. He received 3,443 restricted stock units, each representing a contingent right to one share of common stock, at a stated price of $0 per unit.
These restricted stock units will vest in one-third increments beginning February 15, 2027 and annually thereafter. Following this award, Golden beneficially owns 12,244 shares of common stock, which includes shares acquired through the company’s Associate Stock Purchase Plan since the last reported transaction.
Capital One Financial Corp. reported that Jason P. Hanson, its Pres.- Global Payment Network, received an award linked to 4,714 shares of common stock on February 3, 2026 at a price of $0 per share. Following this award, he beneficially owned 43,959 shares directly. The award consists of restricted stock units that will vest in three equal installments beginning on February 15, 2027 and annually thereafter, with each unit representing the right to receive one share of Capital One common stock.
Capital One Financial Corp. President of Commercial Banking, Neal Blinde, reported an equity award of company stock. On February 3, 2026, he acquired 6,794 shares of Common Stock at a price of $0, reflecting a grant rather than a market purchase.
The award is in the form of restricted stock units that vest in one‑third increments beginning on February 15, 2027 and annually thereafter. Following this grant, Blinde beneficially owns 75,878 shares of Capital One common stock in direct ownership.
Capital One Financial Corp. disclosed that Chief Information Officer Robert M. Alexander received an award linked to 7,008 shares of common stock on February 3, 2026 at a price of $0 per share, reflecting a restricted stock unit grant.
Following this award, Alexander directly holds 75,715 shares of Capital One common stock. He also has indirect holdings of 100 shares through The Alexander Fund and 2 shares through a Robert M. Alexander UGMA account. The restricted stock units vest in one-third increments beginning on February 15, 2027 and annually thereafter, with each unit representing the right to receive one share of common stock.