CAPITAL ONE FINANCIAL CORP officer Raghu Ravi, President, Software, International & Small Business, reported selling a total of 9,726 shares of common stock on July 31, 2026 in three open-market transactions executed under a pre-arranged Rule 10b5-1 trading plan adopted April 23, 2026. The reported weighted average sale prices were $209.27, $210.02, and $210.70 per share, with individual trades completed within disclosed ranges from $208.59 to $210.89.
Capital One Financial Corporation officer Timothy P. Golden, SVP and Chief Accounting Officer, sold 3,487 shares of Common Stock on July 29, 2026 at $211.00 per share in an open-market or private transaction. Following this sale, he directly holds 7,429 shares, which include shares acquired through the company’s Associate Stock Purchase Plan since the last reported transaction.
Capital One Financial is associated with a planned sale of up to 3,487 shares of common stock through Morgan Stanley Smith Barney LLC on the NYSE, with an indicated aggregate market value of $735,757.00 and a proposed sale date of July 29, 2026.
The shares were acquired from the issuer via an Employee Stock Purchase Plan on May 31, 2025 for 205 shares and via Performance Shares on February 15, 2026 for 3,282 shares.
Capital One Financial Corporation reported a sharp turnaround for the quarter ended June 30, 2026, with net income of $3.0 billion ($4.73 per diluted share) on total net revenue of $15.9 billion, compared with a net loss of $4.3 billion a year earlier. For the first six months of 2026, net income was $5.2 billion versus a $2.9 billion loss in 2025.
Results were driven by strong loan-driven growth and the Discover acquisition: net interest income rose to $12.4 billion for the quarter and non‑interest income to $3.5 billion, while the provision for credit losses fell to $3.0 billion from $11.4 billion, reflecting the absence of the large initial Discover allowance booked in 2025. Average loans held for investment increased to $450.7 billion, purchase volume reached $253.8 billion, and the Global Payment Network volume was $189.6 billion.
Credit quality indicators were stable to better, with a net charge‑off rate of 3.23% and a 30+ day delinquency rate of 3.13%. The allowance for credit losses stood at $23.0 billion (5.02% coverage). Capital remained strong with a CET1 ratio of 13.7%. Capital One completed the $4.5 billion Brex acquisition and repurchased $2.7 billion of common stock in the quarter, returning $5.2 billion via buybacks in the first half of 2026 alongside higher common dividends.
Capital One Financial Corporation furnished monthly credit quality metrics for loans held for investment as of and for the month ended June 30, 2026. The disclosure covers domestic credit card and consumer banking auto portfolios, including net charge-offs, 30+ day performing delinquencies, and nonperforming loans.
Domestic credit card average loans held for investment were $256,201 million, with net charge-offs of $934 million and a net charge-off rate of 4.37%. Thirty-plus day performing delinquencies in this portfolio totaled $8,770 million, a 3.39% delinquency rate. Consumer banking auto average loans were $88,676 million, with $122 million of net charge-offs and a 1.65% net charge-off rate. Thirty-plus day performing delinquencies in auto loans were $3,862 million, a 4.32% rate, and nonperforming auto loans were $546 million, a 0.61% nonperforming loan rate.
Capital One Financial Corporation reported second-quarter 2026 net income of $3.0 billion, or $4.73 per diluted share, up from $2.2 billion, or $3.34, in the prior quarter and reversing a $4.3 billion loss a year earlier. Adjusted diluted EPS was $5.81.
Total net revenue grew 4% sequentially to $15.9 billion, driven by higher net interest income and 13% growth in non-interest income. Non-interest expense rose 7% to $9.0 billion, including higher marketing and integration costs, leaving pre-provision earnings at $6.8 billion. The provision for credit losses fell to $3.0 billion, $1.1 billion lower than Q1, with net charge-offs of $3.6 billion and a $662 million reserve release; the net charge-off rate edged down to 3.23%.
Loans held for investment increased 2% in the quarter to $457.2 billion, led by growth in domestic card and auto, while total deposits were $484.3 billion and average deposit costs declined to 2.91%. The Basel III Standardized CET1 capital ratio was 13.7%. Management highlighted “solid top line growth and strong credit performance” and reported that integration of Discover and the newly acquired Brex business is progressing well.
CAPITAL ONE FINANCIAL CORP insider Matthew W. Cooper, the General Counsel and Corporate Secretary, sold 3,500 shares of common stock in an open-market transaction at $208 per share. The sale was executed under a pre-arranged Rule 10b5-1 trading plan, and he now directly holds 90,194 shares.
Matthew Cooper files a Form 144 proposing the sale of 3,500 shares of Common Stock. The notice lists Morgan Stanley Smith Barney LLC as the broker. The filing also records two prior reported dispositions of 3,500 shares each on 05/12/2026 and 06/02/2026, with proceeds of $643,755.00 and $641,760.00 respectively. The excerpt shows performance-share awards dated 03/10/2025 (2,503) and 03/11/2024 (997).