CTO Realty Growth, Inc. filings document a Maryland real estate investment trust with NYSE-listed common stock and 6.375% Series A Cumulative Redeemable Preferred Stock. Form 8-K reports provide formal records of financial results, investor presentations, supplemental disclosure packages, Regulation FD communications, preferred at-the-market distribution agreements, credit facility amendments, and share repurchase authorizations.
Proxy materials describe annual meeting matters, director elections, auditor ratification, executive compensation votes, and equity incentive plan approvals. Other disclosures address the company’s management agreement through Alpine Income Property Manager, LLC, a wholly owned subsidiary that manages, operates and administers Alpine Income Property Trust’s day-to-day business and affairs.
CTO Realty Growth, Inc. director Christopher W. Haga reported receiving common stock as part of his regular board compensation. On 01/02/2026, he was issued 1,162 shares of common stock in lieu of his 4th quarter 2025 cash board retainer fee of $12,500 and committee retainer fees of $8,437.50, under the company’s Non-Employee Director Compensation Policy. The share amount was calculated using a $18.01750 20-day trailing average closing price as of the last business day of the quarter.
After this grant, Haga beneficially owned 26,475 shares directly. An additional 28,520 shares are held by The Elizabeth Bennett Haga Irrevocable Trust, where his spouse is a beneficiary and trustee; he disclaims beneficial ownership of those shares.
CTO Realty Growth, Inc. reported that director Laura M. Franklin received common stock as part of her regular board compensation. On 01/02/2026, she was issued 693 shares of common stock in lieu of her fourth quarter 2025 board retainer fee of $12,500 under the company’s Non-Employee Director Compensation Policy. The number of shares was calculated using a $18.01750 share price, based on the 20-day trailing average closing price as of the last business day of the calendar quarter.
Following this issuance, Franklin beneficially owned 57,924 shares of CTO Realty Growth, Inc. common stock, held directly.
CTO Realty Growth, Inc. insider Daniel E. Smith, the company’s SVP, General Counsel and Corporate Secretary, reported gifting shares of company common stock. On December 26, 2025, and December 29, 2025, he reported transactions coded “G,” indicating gifts of common stock at a reported price of $0 per share. After these transactions, he directly beneficially owned 192,301 shares of CTO common stock, which includes 22,103 shares of restricted stock that vest over time.
In addition to his direct holdings, the filing notes 3,000 shares held in an account titled “Kathyleen R. Smith TOD” and 3,000 shares held in a “WFCS Custodian Trad IRA” account. Smith may be regarded as the beneficial owner of the shares in these accounts due to a durable power of attorney giving him voting and disposition authority, but he disclaims beneficial ownership beyond his pecuniary interest.
CTO Realty Growth, Inc. disclosed that its wholly owned management subsidiary agreed to waive a portion of the base management fee tied to Alpine Income Property Trust’s new preferred equity, subject to the completion of the offering. For the net cash proceeds from PINE’s 8.00% Series A Cumulative Redeemable Preferred Stock that priced on November 5, 2025, the fee rate on this Incremental Equity Base will be 0.75% per annum (0.1875% per quarter), reduced from 1.50% per annum (0.375% per quarter) under the existing management agreement.
The waiver applies only to the incremental equity arising from the preferred issuance; all other management fee terms remain as provided in the agreement. CTO filed the waiver letter as an exhibit, documenting the change linked to PINE’s preferred offering.
The Vanguard Group filed Amendment No. 1 to Schedule 13G reporting a passive beneficial ownership in CTO Realty Growth Inc common stock. Vanguard beneficially owns 3,139,307 shares, representing 9.53% of the class.
The filing lists 0 sole voting power, 176,261 shared voting power, 2,949,208 sole dispositive power, and 190,099 shared dispositive power. Vanguard certifies the securities were acquired and are held in the ordinary course of business and not to change or influence control. The date of event is 09/30/2025.
CTO Realty Growth (CTO) reported higher Q3 2025 revenue and modest profitability. Total revenues were $37.8 million, up from $31.8 million a year ago, driven by income properties at $33.4 million and interest income from commercial loans at $3.1 million. Net income attributable to common stockholders was $1.0 million, or $0.03 per diluted share.
For the nine months, revenues reached $111.2 million versus $88.8 million, while a $20.4 million loss on extinguishment of debt and higher depreciation and interest expense contributed to a net loss to common of $23.9 million, or $0.74 per share. Operating cash flow was $57.7 million.
CTO closed the $80.0 million acquisition of Ashley Park (559,000 sq. ft., 92% occupied at purchase) and sold three Main Street Daytona Beach properties for $7.1 million, generating $1.2 million of gains. At quarter-end, total assets were $1.22 billion, long-term debt was $604.2 million, and stockholders’ equity was $557.3 million. Shares outstanding were 32,675,700 at September 30, 2025.
CTO Realty Growth, Inc. furnished an earnings press release, investor presentation, and supplemental disclosure package related to its financial results for the quarter ended September 30, 2025. These materials, dated October 28, 2025, are provided as Exhibits 99.1, 99.2, and 99.3 and are incorporated by reference. The materials are being furnished and are not deemed “filed” under Section 18 of the Exchange Act.
Laura M. Franklin, a director of CTO Realty Growth, Inc. (CTO), acquired 755 shares of the company's common stock on 10/01/2025 at a price of $16.5445 per share. The shares were issued in lieu of the director's $12,500 third-quarter 2025 board retainer under the issuer's Non-Employee Director Compensation Policy, which uses the 20-day trailing average closing price to calculate share issuance. After the transaction, Ms. Franklin beneficially owns 57,231 shares, a total that includes 334.274 shares acquired through the issuer's dividend reinvestment plan since her prior Form 4 filing on 7/03/2025. The Form 4 was filed by an attorney-in-fact on 10/03/2025.
Christopher J. Drew, a director of CTO Realty Growth, Inc. (CTO), was issued 982 shares of the issuer's common stock on 10/01/2025 as payment in lieu of his quarterly board retainer and committee fees. The shares were calculated using the Policy's 20-day trailing average closing price of $16.54450, which produced a total issuance equivalent to the director fees of $16,250 in aggregate cash value (derived from stated retainer amounts of $12,500 and $3,750). After the grant, Mr. Drew beneficially owned 22,181 shares directly. The Form 4 was signed by an attorney-in-fact on 10/03/2025.
Christopher W. Haga, a director of CTO Realty Growth, Inc. (CTO), received 1,265 shares of common stock on 10/01/2025 as equity compensation in lieu of his quarterly board retainer and committee fees totaling $20,937.50. The share count was calculated using the issuer's Non-Employee Director Compensation Policy and a 20-day trailing average closing price of $16.54450 per share.
After this issuance, Mr. Haga beneficially owns 25,313 shares directly and is reported to have 28,520 shares indirectly held by the Elizabeth Bennett Haga Irrevocable Trust, of which his spouse is a beneficiary and trustee; Mr. Haga disclaims beneficial ownership of the trust shares in this filing.