Citizens Financial SVP buys 24 CZFS shares

CITIZENS FINANCIAL SERVICES INC (CZFS) had an insider purchase reported by Senior Vice President Stephen J. Guillaume.

Rhea-AI Filing Summary

CITIZENS FINANCIAL SERVICES INC (CZFS) had an insider purchase reported by Senior Vice President Stephen J. Guillaume. On 2026-08-31, he purchased 24 shares of common stock in an open market or private transaction at $76.32 per share, bringing his directly held position to 5,093.5722 shares.

Insider Trade Summary

Net Buyer: 24 shares

Net Buy 1 txn

Insider Guillaume Stephen J

Role SENIOR VICE PRESIDENT

Bought 24 shs ($2K)

Type	Security	Shares	Price	Value
Purchase	COMMON CLASS	24	$76.32	$2K

Holdings After Transaction: COMMON CLASS — 5,093.5722 shares (Direct)

Key Figures

Shares purchased: 24 shares Purchase price per share: $76.32 per share Shares held after transaction: 5,093.5722 shares

3 metrics

Shares purchased 24 shares Common stock purchased on 2026-08-31 by Senior Vice President Stephen J. Guillaume

Purchase price per share $76.32 per share Price for the 24 CZFS common shares bought on 2026-08-31

Shares held after transaction 5,093.5722 shares Directly owned CZFS common stock by Stephen J. Guillaume following the purchase

Key Terms

Form 4, open market or private transaction, transaction code "P"

3 terms

Form 4 regulatory

"The Form 4 reports that Senior Vice President Stephen J. Guillaume purchased"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

open market or private transaction financial

"purchase classified as an open market or private transaction at $76.32"

transaction code "P" regulatory

"classified with transaction code "P," described as a purchase"

FAQ

What insider transaction did CZFS report in this Form 4?

The Form 4 reports that Senior Vice President Stephen J. Guillaume purchased 24 shares of CZFS common stock on 2026-08-31 in a purchase classified as an open market or private transaction.

At what price did the CZFS insider buy shares?

Senior Vice President Stephen J. Guillaume purchased 24 shares of CZFS common stock at a price of $76.32 per share on 2026-08-31.

How many CZFS shares does the insider hold after this transaction?

After the 24-share purchase, Senior Vice President Stephen J. Guillaume directly holds 5,093.5722 shares of CZFS common stock, as reported in the Form 4 filing.

Is the reported CZFS insider transaction a purchase or a sale?

The reported transaction for CZFS is a purchase. The Form 4 classifies it with transaction code "P," described as a purchase in an open market or private transaction, with 24 shares acquired.

Does the CZFS Form 4 indicate use of a Rule 10b5-1 trading plan?

No. The Form 4 indicates that the Rule 10b5-1 checkbox is not affirmed for this transaction, meaning the reported 24-share purchase was not identified as being made under a Rule 10b5-1 trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/01/2026 - 07:34 AM Accepted by SEC EDGAR 09/01/2026 - 07:34 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Guillaume Stephen J

(Last) (First) (Middle)

POST OFFICE BOX 43

(Street)

LIBERTY PENNSYLVANIA 16930

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SENIOR VICE PRESIDENT

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	08/31/2026		P		24	A	$76.32	5,093.5722	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	GINA MARIE BOOR FOR STEPHEN J. GUILLAUME UNDER POWER OF ATTORNEY DATED 10/25/2019	09/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)