Citizens Financial (CZFS) senior vice president adds to share holdings

Rhea-AI Filing Summary

Citizens Financial Services Inc senior vice president Stephen J. Guillaume bought 13 shares of the company’s common stock in an open-market purchase at $57.06 per share. After this transaction, he directly owns a total of 4,655.5903 shares of Citizens Financial Services Inc common stock.

Insider Trade Summary

Net Buyer: 13 shares ($742)

Net Buy 1 txn

Insider Guillaume Stephen J

Role SENIOR VICE PRESIDENT

Bought 13 shs ($741.78)

Type	Security	Shares	Price	Value
Purchase	COMMON CLASS	13	$57.06	$741.78

Holdings After Transaction: COMMON CLASS — 4,655.59 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Guillaume Stephen J

(Last) (First) (Middle)

POST OFFICE BOX 43

(Street)

LIBERTY PA 16930

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SENIOR VICE PRESIDENT

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	02/27/2026		P		13	A	$57.06	4,655.5903	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	GINA MARIE BOOR FOR STEPHEN J. GUILLAUME UNDER POWER OF ATTORNEY DATED 10/25/2019	03/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Citizens Financial Services (CZFS) report?

Citizens Financial Services reported an insider purchase by senior vice president Stephen J. Guillaume. He bought 13 shares of common stock in an open-market transaction at $57.06 per share, increasing his directly held ownership stake in the company.

How many CZFS shares did Stephen J. Guillaume buy and at what price?

Stephen J. Guillaume purchased 13 shares of Citizens Financial Services common stock at a price of $57.06 per share. This open-market purchase modestly increased his direct holdings, reflecting a small addition to his personal investment position in the company.

What is Stephen J. Guillaume’s total CZFS share ownership after this transaction?

After the reported transaction, Stephen J. Guillaume directly owns 4,655.5903 shares of Citizens Financial Services common stock. This figure reflects his updated direct ownership following the open-market purchase of 13 additional shares at $57.06 per share.

What role does Stephen J. Guillaume hold at Citizens Financial Services (CZFS)?

Stephen J. Guillaume serves as a senior vice president at Citizens Financial Services. His Form 4 filing reports a personal open-market purchase of 13 common shares at $57.06 each, updating his total directly held ownership in the company’s stock.

Was the CZFS insider transaction a buy or sell by Stephen J. Guillaume?

The transaction was a buy. Stephen J. Guillaume executed an open-market purchase of 13 shares of Citizens Financial Services common stock at $57.06 per share, increasing his direct holdings to 4,655.5903 shares according to the Form 4 filing data.