Citizens Financial Services (CZFS) director granted 99 new shares

Rhea-AI Filing Summary

Citizens Financial Services Inc director Robert W. Chappell received a grant of 99 shares of COMMON CLASS stock on April 30, 2026. The grant was recorded at a price of $0.0000 per share, indicating a non-market, award-type acquisition. Following this transaction, his direct ownership increased to 12,867.5964 shares of the company’s common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Chappell Robert W

Role null

Type	Security	Shares	Price	Value
Grant/Award	COMMON CLASS	99	$0.00	--

Holdings After Transaction: COMMON CLASS — 12,867.596 shares (Direct, null)

Footnotes (1)

Key Figures

Shares granted: 99 shares Grant price per share: $0.0000 per share Total shares after transaction: 12,867.5964 shares

3 metrics

Shares granted 99 shares Grant of COMMON CLASS stock on April 30, 2026

Grant price per share $0.0000 per share Recorded transaction price for the 99-share award

Total shares after transaction 12,867.5964 shares Director’s direct ownership following the grant

Key Terms

Grant, award, or other acquisition, Form 4, non-derivative

3 terms

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

non-derivative financial

"transaction_type: "non-derivative""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chappell Robert W

(Last) (First) (Middle)

ENTERPRISE ROAD

POST OFFICE BOX 156

(Street)

ROME PENNSYLVANIA 18837

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	04/30/2026		A		99	A	$0	12,867.5964	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN.

	GINA MARIE BOOR FOR ROBERT W. CHAPPELL UNDER POWER OF ATTORNEY DATED 03/30/2006	04/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CZFS director Robert W. Chappell report?

Director Robert W. Chappell reported receiving a grant of 99 shares of COMMON CLASS stock. The transaction was coded as a grant, award, or other acquisition, reflecting a non-market share issuance that increased his direct ownership stake.

How many CZFS shares were granted to Robert W. Chappell?

Robert W. Chappell was granted 99 shares of COMMON CLASS stock. This award increased his total direct holdings to 12,867.5964 shares, as disclosed in the Form 4 insider transaction report for Citizens Financial Services Inc.

At what price were the granted CZFS shares recorded for Robert W. Chappell?

The 99 granted shares were recorded at a transaction price of $0.0000 per share. This indicates they were issued as a grant or award, rather than purchased in the open market, consistent with the Form 4 acquisition code A description.

What is Robert W. Chappell’s total CZFS shareholding after this Form 4 transaction?

After receiving the 99-share grant, Robert W. Chappell directly owns 12,867.5964 shares of Citizens Financial Services Inc common stock. This total reflects his updated direct ownership position reported in the Form 4 filing.

Was the CZFS Form 4 transaction a market buy or a grant for Robert W. Chappell?

The transaction was a grant, not a market purchase. It is coded as a “Grant, award, or other acquisition” with a per-share price of $0.0000, indicating shares were awarded rather than bought in open-market trading.