Embassy Bancorp CEO receives 3,429 restricted stock shares

Embassy Bancorp, Inc. insider David M. Lobach Jr., the company’s Chairman, President and CEO, received a grant of 3,429 shares of restricted common stock on December 15, 2025 under the Amended and Restated 2010 Stock Incentive Plan.

Rhea-AI Filing Summary

Embassy Bancorp, Inc. insider David M. Lobach Jr., the company’s Chairman, President and CEO, received a grant of 3,429 shares of restricted common stock on December 15, 2025 under the Amended and Restated 2010 Stock Incentive Plan.

The restricted shares vest in equal installments, with one-third vesting each year over a three-year period. Following this grant, he beneficially owns 371,975.2475 common shares directly, along with additional indirect holdings through an IRA, his spouse’s IRA, and a custodial account for a grandchild.

Insider Trade Summary

Grant/Award: 3,429 shares

Grant/Award 4 txns

Insider Lobach David M Jr

Role Chairman, President and CEO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	3,429	$0.00	$0.00
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 371,975.2475 shares (Direct); Common Stock — 118,100 shares (Indirect, By IRA); Common Stock — 54,700 shares (Indirect, By Spouse IRA); Common Stock — 998.4998 shares (Indirect, As PUGTMA for Grandchild)

Footnotes (1)

1. F1. Shares of restricted stock granted on December 15, 2025 pursuant to the Amended and Restated 2010 Stock Incentive Plan. These shares vest one-third each year over a three year period.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did EMYB report for Embassy Bancorp on this Form 4?

The filing shows that Chairman, President and CEO David M. Lobach Jr. received a grant of 3,429 shares of restricted common stock of Embassy Bancorp, Inc. on December 15, 2025.

Under what plan were the 3,429 EMYB restricted shares granted and how do they vest?

The 3,429 restricted shares were granted under the Amended and Restated 2010 Stock Incentive Plan. According to the disclosure, these shares vest one-third each year over a three year period.

What is David M. Lobach Jr.’s role at Embassy Bancorp, Inc. (EMYB)?

The reporting person serves as a Director and an Officer of Embassy Bancorp, Inc., holding the titles of Chairman, President and CEO.

How many EMYB shares does David M. Lobach Jr. beneficially own after this grant?

Following the reported transaction, he beneficially owns 371,975.2475 Embassy Bancorp common shares directly. He also has indirect ownership of 118,100 shares through an IRA, 54,700 shares through his spouse’s IRA, and 998.4998 shares as custodian for a grandchild.

Are there any derivative securities reported for the EMYB insider in this filing?

The section for Derivative Securities in the filing does not list any derivative securities acquired, disposed of, or beneficially owned for this reporting person.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 12/17/2025 - 02:21 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lobach David M Jr

(Last) (First) (Middle)

100 GATEWAY DRIVE, SUITE 100

(Street)

BETHLEHEM PA 18017

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Embassy Bancorp, Inc. [ emyb ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman, President and CEO

3. Date of Earliest Transaction (Month/Day/Year)
12/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/15/2025		A		3,429(1)	A	$0	371,975.2475	D
Common Stock								118,100	I	By IRA
Common Stock								54,700	I	By Spouse IRA
Common Stock								998.4998	I	As PUGTMA for Grandchild

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of restricted stock granted on December 15, 2025 pursuant to the Amended and Restated 2010 Stock Incentive Plan. These shares vest one-third each year over a three year period.

	Laura A. Suplee for David M. Lobach Jr. under Power of Attorney dated January 19, 2018	12/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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