Welcome to our dedicated page for First Cap SEC filings (Ticker: FCAP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Capital, Inc. (NASDAQ: FCAP) SEC filings page on Stock Titan provides access to the company’s public reports as filed with the U.S. Securities and Exchange Commission. First Capital, Inc. is the holding company for First Harrison Bank, a federally chartered savings bank, and its filings offer detail on the banking operations, loan portfolio, and financial condition of the consolidated organization.
Among the key documents available are current reports on Form 8-K, which the company uses to disclose material events. Recent 8-K filings have referenced press releases covering results of operations and financial condition, as well as the adoption of a Joint Rule 10b5-1/Rule 10b-18 Plan Agreement authorizing repurchases of common stock under an existing stock repurchase authorization. These filings describe how the repurchase plan is structured to comply with SEC rules on stock repurchases and insider trading.
Investors reviewing FCAP’s filings can also examine periodic reports such as annual and quarterly reports when available, which typically discuss net interest income, provision for credit losses, noninterest income and expenses, and balance sheet composition for First Capital, Inc. and First Harrison Bank. These documents help explain how the savings institution generates earnings from its loan and investment portfolios and how it manages deposits and capital.
On Stock Titan, SEC documents for FCAP are updated from the EDGAR system, and AI-powered tools summarize and highlight important points from lengthy filings. Users can quickly identify items related to earnings, capital management, stock repurchases, and other regulatory disclosures that affect First Capital, Inc. and its banking subsidiary.
First Capital, Inc., the holding company for First Harrison Bank, has scheduled its annual meeting of stockholders for Monday, May 18, 2026. The company noted that additional information and financial data are available through the Investor Relations section of First Harrison Bank’s website.
The Vanguard Group reported a passive ownership stake in First Capital Inc common stock. Vanguard beneficially owns 188,307 shares, representing 5.62% of the outstanding common stock. It has shared voting power over 21,908 shares and shared dispositive power over all 188,307 shares, with no sole voting or dispositive power.
Vanguard states the shares are held in the ordinary course of business and not to change or influence control of First Capital Inc. The filing notes an internal realignment effective January 12, 2026, after which certain Vanguard subsidiaries or business divisions may report beneficial ownership separately while pursuing the same investment strategies.
First Capital, Inc. filed a current report to notify investors that it has released an update on its results of operations and financial condition. The company states that on January 23, 2026, it issued a press release, which is attached as Exhibit 99.1 and incorporated by reference. This press release is intended to provide more detailed financial and operating information than what appears in the brief filing itself.
The filing also notes that First Capital’s common stock, with a par value of $0.01 per share, trades on The NASDAQ Stock Market LLC under the symbol FCAP. The report is signed on behalf of the company by Joshua P. Stevens, Executive Vice President and Chief Financial Officer.
BlackRock, Inc. has filed a Schedule 13G reporting beneficial ownership of 172,421 shares of FIRST CAPITAL INC common stock, representing 5.2% of the class as of 12/31/2025. BlackRock reports sole voting power over 169,620 shares and sole dispositive power over 172,421 shares, with no shared voting or dispositive power.
The filing explains that these holdings reflect securities beneficially owned by certain BlackRock business units, and that various underlying persons have rights to dividends or sale proceeds, but no single person has more than five percent of the outstanding common shares. BlackRock certifies that the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of FIRST CAPITAL INC.
First Capital, Inc. reported stronger Q3 results. Net income attributable to the company was $4,478 thousand with EPS $1.34, up from $0.87 a year ago. Net interest income rose to $10,956 thousand as interest income reached $14,658 thousand while interest expense was $3,702 thousand. Provision for credit losses was $150 thousand. Noninterest income was $2,306 thousand and noninterest expense totaled $7,564 thousand. Dividends per share were $0.31.
For the nine months, net income attributable to the company was $11,488 thousand (EPS $3.43). At September 30, 2025, total assets were $1,235,477 thousand, deposits were $1,094,733 thousand, and loans, net, were $642,332 thousand. Securities available for sale had a fair value of $421,627 thousand, and accumulated other comprehensive loss improved to $(13,669) thousand. Shares outstanding were 3,347,627 as of October 31, 2025.
First Capital, Inc. filed a Form 8-K to report that on October 24, 2025 it issued a press release regarding its results of operations and financial condition. The press release is furnished as Exhibit 99.1 and incorporated by reference, while the filing also includes the cover page interactive data file as Exhibit 104.
Kathy Ernstberger, a director of First Capital Inc (FCAP), reported two insider purchases on Form 4. On 03/11/2025 she acquired 75 shares at $37.9, bringing her beneficial ownership to 2,526.79 shares (direct). On 08/29/2025 she acquired 971.93 shares at $41.1, increasing her direct holdings to 3,498.72 shares. The form was filed by one reporting person and signed by an attorney-in-fact on 09/03/2025.
First Capital, Inc. entered into a Joint Rule 10b5-1/Rule 10b-18 Plan Agreement authorizing its broker to repurchase up to 113,236 shares of its common stock. Repurchases may begin on September 4, 2025 and can continue through August 28, 2026, unless the plan ends earlier under its terms. The plan operates under existing board-approved repurchase authorization from August 19, 2008, which permitted the repurchase of up to 240,467 shares. As of August 29, 2025, the company had already repurchased 127,231 shares under that authorization. The timing and amount of buybacks will depend on SEC regulations and price, market volume and timing constraints set in the plan.
Joshua P. Stevens, who is listed as Chief Financial Officer and a director of First Capital Inc (FCAP), reported an amended Form 4 showing he purchased 200 shares of First Capital common stock on 08/15/2025 at a price of $37.50 per share. After the transaction he beneficially owned 2,195 shares on a direct basis. The filing is an amendment dated 08/18/2025 and is signed by Mr. Stevens. No derivative transactions or additional explanations are disclosed in the form.
Chris Frederick, who serves as Chief Executive Officer and a director of First Capital Inc (FCAP), reported a purchase of common stock on 08/15/2025. The filing shows a purchase of 200 shares at a price of $38.25 per share. The report lists direct beneficial ownership positions of 1,200 shares (noted as jointly owned with spouse) and an additional 3,225 shares held directly. It also discloses 1,442 shares held indirectly via an IRA and 3,670 shares held indirectly via an ESOP, as stated in the form.
The document is an amended Form 4 reporting insider changes in beneficial ownership and provides explicit ownership breakdowns by form and the nature of indirect holdings. No earnings, contract terms, or other corporate actions are disclosed in this filing.