[Form 4/A] First Capital Inc Amended Insider Trading Activity

Rhea-AI Filing Summary

Chris Frederick, who serves as Chief Executive Officer and a director of First Capital Inc (FCAP), reported a purchase of common stock on 08/15/2025. The filing shows a purchase of 200 shares at a price of $38.25 per share. The report lists direct beneficial ownership positions of 1,200 shares (noted as jointly owned with spouse) and an additional 3,225 shares held directly. It also discloses 1,442 shares held indirectly via an IRA and 3,670 shares held indirectly via an ESOP, as stated in the form.

The document is an amended Form 4 reporting insider changes in beneficial ownership and provides explicit ownership breakdowns by form and the nature of indirect holdings. No earnings, contract terms, or other corporate actions are disclosed in this filing.

Positive

• CEO and director disclosed an insider purchase of 200 shares, demonstrating timely reporting and transparency
• Detailed breakdown of holdings (direct, IRA, ESOP) clarifies the reporting person’s economic interests

Negative

• The transaction size is relatively small and does not indicate a material change in ownership or control
• The filing contains no information on total outstanding shares, so impact on ownership percentage cannot be determined from this form alone

Insights

Corporate Governance Expert

TL;DR: CEO/director reported a small purchase and disclosed direct and indirect holdings, improving transparency but not materially altering ownership.

The filing records a purchase of 200 common shares at $38.25, and enumerates direct holdings of 1,200 shares (jointly owned), an additional 3,225 direct shares, and indirect holdings of 1,442 (IRA) and 3,670 (ESOP). From a governance perspective, timely amended disclosure by an insider maintains regulatory transparency. The size of the purchase relative to total disclosed holdings appears modest and does not indicate a material change in control or voting power based on the information provided.

Securities Analyst

TL;DR: Insider acquisition is small in scale; useful for monitoring insider behavior but not materially impactful alone.

The transaction code indicates a purchase (P) of 200 shares at $38.25. The detailed breakdown of direct and indirect ownership (including IRA and ESOP accounts) helps clarify the reporting person’s economic and voting exposure. There are no derivative transactions reported. Given the absolute share counts reported, this disclosure is informative for investor monitoring but does not signal a material repositioning by the insider.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

FREDERICK CHRIS

(Last) (First) (Middle)

220 FEDERAL DRIVE

(Street)

CORYDON IN 47112

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST CAPITAL INC [ FCAP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CHIEF EXECUTIVE OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
08/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)
08/18/2025

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/15/2025		P		200	A	$38.25	1,200	D(1)
Common Stock								3,225	D
Common Stock								1,442	I	By IRA
Common Stock								3,670	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Owned jointly with spouse.

	/s/ Michael C. Frederick	08/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did the insider report for FCAP?

The filing reports a purchase of 200 shares of First Capital Inc common stock at $38.25 per share on 08/15/2025.

Who filed the Form 4/A for FCAP?

Michael C. Frederick (identified as Chris Frederick in the form), the company's Chief Executive Officer and a director, is the reporting person.

How many FCAP shares does the reporting person beneficially own after the transaction?

The form lists 1,200 shares held directly (jointly with spouse), an additional 3,225 shares held directly, 1,442 shares indirectly via an IRA, and 3,670 shares indirectly via an ESOP.

Were any derivative securities reported in this filing for FCAP?

No derivative securities (options, warrants, convertible instruments) are reported in Table II of this Form 4/A.

Does the filing indicate a change in control of FCAP?

The filing does not indicate any change in control; the reported purchase is modest and no material control shift is disclosed.