Welcome to our dedicated page for First Cap SEC filings (Ticker: FCAP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Capital, Inc. (NASDAQ: FCAP) SEC filings page on Stock Titan provides access to the company’s public reports as filed with the U.S. Securities and Exchange Commission. First Capital, Inc. is the holding company for First Harrison Bank, a federally chartered savings bank, and its filings offer detail on the banking operations, loan portfolio, and financial condition of the consolidated organization.
Among the key documents available are current reports on Form 8-K, which the company uses to disclose material events. Recent 8-K filings have referenced press releases covering results of operations and financial condition, as well as the adoption of a Joint Rule 10b5-1/Rule 10b-18 Plan Agreement authorizing repurchases of common stock under an existing stock repurchase authorization. These filings describe how the repurchase plan is structured to comply with SEC rules on stock repurchases and insider trading.
Investors reviewing FCAP’s filings can also examine periodic reports such as annual and quarterly reports when available, which typically discuss net interest income, provision for credit losses, noninterest income and expenses, and balance sheet composition for First Capital, Inc. and First Harrison Bank. These documents help explain how the savings institution generates earnings from its loan and investment portfolios and how it manages deposits and capital.
On Stock Titan, SEC documents for FCAP are updated from the EDGAR system, and AI-powered tools summarize and highlight important points from lengthy filings. Users can quickly identify items related to earnings, capital management, stock repurchases, and other regulatory disclosures that affect First Capital, Inc. and its banking subsidiary.
Insider purchase reported: Joshua P. Stevens, identified as Chief Financial Officer and a director of First Capital Inc (FCAP), acquired 200 shares of common stock at $37.50 per share. After the transaction, he directly beneficially owned 2,195 shares. The filing shows the acquisition was executed under transaction code A and reports direct ownership only.
Michael C. Frederick, Director and Chief Executive Officer of First Capital Inc (FCAP), purchased shares on 08/15/2025. The Form 4 reports an acquisition of 200 shares of common stock at a price of $38.25 per share. The filing lists beneficial ownership following the reported transactions as: 1,200 shares direct (noted as joint ownership with spouse), 3,225 shares direct, 1,442 shares indirect (by IRA), and 3,670 shares indirect (by ESOP). The form is signed by Michael C. Frederick on 08/18/2025. The document is a standard Section 16 Form 4 disclosing an insider purchase; no derivative transactions or other changes are reported.
First Capital Inc. (FCAP) reported interim disclosures covering the six months ended June 30, 2025. The company adopted new Income Taxes disclosure requirements but said the ASU is not expected to have a material impact. Shares outstanding were 3,355,118 as of July 20, 2025. Management identified unrealized losses in debt securities driven by interest-rate movements; certain corporate notes classified as held-to-maturity had depreciated approximately 25.1% from amortized cost. The company stated no credit loss provision was required for the period and no borrower modifications were made in 2025. An equity investment of 90,000 shares (≈5% ownership) cost $1.9 million and had a fair value of $864,000 at June 30, 2025. Unfunded commitments include limited partnership, qualified affordable housing, and solar energy tax credit investments, with expected capital calls through 2026–2029. The company had no outstanding borrowings at period end, noted prior BTFP borrowings were repaid, and had a $28.1 million FHLB borrowing capacity based on pledged collateral.