Welcome to our dedicated page for First Cap SEC filings (Ticker: FCAP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Capital, Inc. (NASDAQ: FCAP) SEC filings page on Stock Titan provides access to the company’s public reports as filed with the U.S. Securities and Exchange Commission. First Capital, Inc. is the holding company for First Harrison Bank, a federally chartered savings bank, and its filings offer detail on the banking operations, loan portfolio, and financial condition of the consolidated organization.
Among the key documents available are current reports on Form 8-K, which the company uses to disclose material events. Recent 8-K filings have referenced press releases covering results of operations and financial condition, as well as the adoption of a Joint Rule 10b5-1/Rule 10b-18 Plan Agreement authorizing repurchases of common stock under an existing stock repurchase authorization. These filings describe how the repurchase plan is structured to comply with SEC rules on stock repurchases and insider trading.
Investors reviewing FCAP’s filings can also examine periodic reports such as annual and quarterly reports when available, which typically discuss net interest income, provision for credit losses, noninterest income and expenses, and balance sheet composition for First Capital, Inc. and First Harrison Bank. These documents help explain how the savings institution generates earnings from its loan and investment portfolios and how it manages deposits and capital.
On Stock Titan, SEC documents for FCAP are updated from the EDGAR system, and AI-powered tools summarize and highlight important points from lengthy filings. Users can quickly identify items related to earnings, capital management, stock repurchases, and other regulatory disclosures that affect First Capital, Inc. and its banking subsidiary.
BlackRock, Inc. has filed a Schedule 13G reporting beneficial ownership of 172,421 shares of FIRST CAPITAL INC common stock, representing 5.2% of the class as of 12/31/2025. BlackRock reports sole voting power over 169,620 shares and sole dispositive power over 172,421 shares, with no shared voting or dispositive power.
The filing explains that these holdings reflect securities beneficially owned by certain BlackRock business units, and that various underlying persons have rights to dividends or sale proceeds, but no single person has more than five percent of the outstanding common shares. BlackRock certifies that the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of FIRST CAPITAL INC.
First Capital, Inc. reported stronger Q3 results. Net income attributable to the company was $4,478 thousand with EPS $1.34, up from $0.87 a year ago. Net interest income rose to $10,956 thousand as interest income reached $14,658 thousand while interest expense was $3,702 thousand. Provision for credit losses was $150 thousand. Noninterest income was $2,306 thousand and noninterest expense totaled $7,564 thousand. Dividends per share were $0.31.
For the nine months, net income attributable to the company was $11,488 thousand (EPS $3.43). At September 30, 2025, total assets were $1,235,477 thousand, deposits were $1,094,733 thousand, and loans, net, were $642,332 thousand. Securities available for sale had a fair value of $421,627 thousand, and accumulated other comprehensive loss improved to $(13,669) thousand. Shares outstanding were 3,347,627 as of October 31, 2025.
First Capital, Inc. filed a Form 8-K to report that on October 24, 2025 it issued a press release regarding its results of operations and financial condition. The press release is furnished as Exhibit 99.1 and incorporated by reference, while the filing also includes the cover page interactive data file as Exhibit 104.
Kathy Ernstberger, a director of First Capital Inc (FCAP), reported two insider purchases on Form 4. On 03/11/2025 she acquired 75 shares at $37.9, bringing her beneficial ownership to 2,526.79 shares (direct). On 08/29/2025 she acquired 971.93 shares at $41.1, increasing her direct holdings to 3,498.72 shares. The form was filed by one reporting person and signed by an attorney-in-fact on 09/03/2025.
First Capital, Inc. entered into a Joint Rule 10b5-1/Rule 10b-18 Plan Agreement authorizing its broker to repurchase up to 113,236 shares of its common stock. Repurchases may begin on September 4, 2025 and can continue through August 28, 2026, unless the plan ends earlier under its terms. The plan operates under existing board-approved repurchase authorization from August 19, 2008, which permitted the repurchase of up to 240,467 shares. As of August 29, 2025, the company had already repurchased 127,231 shares under that authorization. The timing and amount of buybacks will depend on SEC regulations and price, market volume and timing constraints set in the plan.
Joshua P. Stevens, who is listed as Chief Financial Officer and a director of First Capital Inc (FCAP), reported an amended Form 4 showing he purchased 200 shares of First Capital common stock on 08/15/2025 at a price of $37.50 per share. After the transaction he beneficially owned 2,195 shares on a direct basis. The filing is an amendment dated 08/18/2025 and is signed by Mr. Stevens. No derivative transactions or additional explanations are disclosed in the form.
Chris Frederick, who serves as Chief Executive Officer and a director of First Capital Inc (FCAP), reported a purchase of common stock on 08/15/2025. The filing shows a purchase of 200 shares at a price of $38.25 per share. The report lists direct beneficial ownership positions of 1,200 shares (noted as jointly owned with spouse) and an additional 3,225 shares held directly. It also discloses 1,442 shares held indirectly via an IRA and 3,670 shares held indirectly via an ESOP, as stated in the form.
The document is an amended Form 4 reporting insider changes in beneficial ownership and provides explicit ownership breakdowns by form and the nature of indirect holdings. No earnings, contract terms, or other corporate actions are disclosed in this filing.
Insider purchase reported: Joshua P. Stevens, identified as Chief Financial Officer and a director of First Capital Inc (FCAP), acquired 200 shares of common stock at $37.50 per share. After the transaction, he directly beneficially owned 2,195 shares. The filing shows the acquisition was executed under transaction code A and reports direct ownership only.
Michael C. Frederick, Director and Chief Executive Officer of First Capital Inc (FCAP), purchased shares on 08/15/2025. The Form 4 reports an acquisition of 200 shares of common stock at a price of $38.25 per share. The filing lists beneficial ownership following the reported transactions as: 1,200 shares direct (noted as joint ownership with spouse), 3,225 shares direct, 1,442 shares indirect (by IRA), and 3,670 shares indirect (by ESOP). The form is signed by Michael C. Frederick on 08/18/2025. The document is a standard Section 16 Form 4 disclosing an insider purchase; no derivative transactions or other changes are reported.
First Capital Inc. (FCAP) reported interim disclosures covering the six months ended June 30, 2025. The company adopted new Income Taxes disclosure requirements but said the ASU is not expected to have a material impact. Shares outstanding were 3,355,118 as of July 20, 2025. Management identified unrealized losses in debt securities driven by interest-rate movements; certain corporate notes classified as held-to-maturity had depreciated approximately 25.1% from amortized cost. The company stated no credit loss provision was required for the period and no borrower modifications were made in 2025. An equity investment of 90,000 shares (≈5% ownership) cost $1.9 million and had a fair value of $864,000 at June 30, 2025. Unfunded commitments include limited partnership, qualified affordable housing, and solar energy tax credit investments, with expected capital calls through 2026–2029. The company had no outstanding borrowings at period end, noted prior BTFP borrowings were repaid, and had a $28.1 million FHLB borrowing capacity based on pledged collateral.