Welcome to our dedicated page for First Cap SEC filings (Ticker: FCAP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Capital, Inc. filings document the public-company disclosures of an Indiana bank holding company for First Harrison Bank. Form 8-K reports cover quarterly and annual operating results, including net interest income, interest-earning assets, funding costs, net interest margin, allowance for credit losses, loan charge-offs, and other earnings drivers tied to the bank’s balance sheet.
The company’s SEC record also includes proxy materials for annual meeting governance, shareholder voting matters, director and officer disclosures, and independent auditor matters. Other event filings document capital actions such as common-stock repurchase plans structured under Rule 10b5-1 and Rule 10b-18, along with corporate identification, capital structure, and Nasdaq-listed common stock disclosures.
Insider purchase reported: Joshua P. Stevens, identified as Chief Financial Officer and a director of First Capital Inc (FCAP), acquired 200 shares of common stock at $37.50 per share. After the transaction, he directly beneficially owned 2,195 shares. The filing shows the acquisition was executed under transaction code A and reports direct ownership only.
Michael C. Frederick, Director and Chief Executive Officer of First Capital Inc (FCAP), purchased shares on 08/15/2025. The Form 4 reports an acquisition of 200 shares of common stock at a price of $38.25 per share. The filing lists beneficial ownership following the reported transactions as: 1,200 shares direct (noted as joint ownership with spouse), 3,225 shares direct, 1,442 shares indirect (by IRA), and 3,670 shares indirect (by ESOP). The form is signed by Michael C. Frederick on 08/18/2025. The document is a standard Section 16 Form 4 disclosing an insider purchase; no derivative transactions or other changes are reported.
First Capital Inc. (FCAP) reported interim disclosures covering the six months ended June 30, 2025. The company adopted new Income Taxes disclosure requirements but said the ASU is not expected to have a material impact. Shares outstanding were 3,355,118 as of July 20, 2025. Management identified unrealized losses in debt securities driven by interest-rate movements; certain corporate notes classified as held-to-maturity had depreciated approximately 25.1% from amortized cost. The company stated no credit loss provision was required for the period and no borrower modifications were made in 2025. An equity investment of 90,000 shares (≈5% ownership) cost $1.9 million and had a fair value of $864,000 at June 30, 2025. Unfunded commitments include limited partnership, qualified affordable housing, and solar energy tax credit investments, with expected capital calls through 2026–2029. The company had no outstanding borrowings at period end, noted prior BTFP borrowings were repaid, and had a $28.1 million FHLB borrowing capacity based on pledged collateral.