Welcome to our dedicated page for FirstCash Holdings SEC filings (Ticker: FCFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
FirstCash Holdings, Inc. filings document an operating company built around pawn-store segments in the U.S., Latin America and the U.K., together with a U.S. retail point-of-sale payment solutions segment operated through American First Finance. The record includes 8-K reports for operating results, dividends, investor presentations, material agreements and capital-structure actions.
Recent filings also describe unsecured senior notes issued by FirstCash, Inc. and guaranteed by FirstCash and certain domestic subsidiaries, alongside credit-facility references and existing senior unsecured notes. Proxy materials cover director elections, auditor ratification, executive compensation votes, governance proposals and shareholder voting procedures, while risk disclosures address the company's consumer-finance and international pawn operations.
FirstCash Holdings (FCFS) officer Howard F. Hambleton, AFF President, reported a Form 4 transaction coded G for a bona fide gift of 1,900 shares of common stock on 11/03/2025 at $0, described as a gift to a charitable organization.
After the transaction, Hambleton beneficially owns 30,581 shares, held directly.
FirstCash Holdings (FCFS) furnished an investor presentation under Item 7.01 (Regulation FD). The presentation is available at investors.firstcash.com and is furnished as Exhibit 99.1; it is not deemed filed under Section 18 or incorporated by reference unless specifically stated. The 8-K also lists Exhibit 104 for the Inline XBRL cover page. The report date is November 5, 2025.
FirstCash Holdings (FCFS) reported Q3 2025 results and closed the H&T acquisition. Total revenue rose to $935.6 million from $837.3 million a year ago, and diluted EPS increased to $1.86 from $1.44. Net income was $82.8 million versus $64.8 million. Growth was driven by higher pawn loan fees ($221.1 million) and retail sales ($411.0 million), partially offset by lower lease-to-own revenue at AFF ($132.5 million vs. $188.6 million).
The company completed the purchase of U.K. pawn operator H&T on August 14 for £289.1 million (about $392.4 million), adding 286 U.K. stores. Assets increased to $5.18 billion, inventories to $456.3 million, and pawn loans to $788.1 million. To support the deal, borrowings under the unsecured revolver rose to $575.0 million; total long‑term debt reached $2.21 billion. The credit facility covenants were amended in May in anticipation of the acquisition.
Operating cash flow was $379.3 million for the nine months, while investing used $662.4 million largely for acquisitions. The company settled a CFPB matter, paying a $4.0 million fine and estimating up to $7.0 million in consumer redress. As of October 29, 2025, shares outstanding were 44,134,150.
FirstCash Holdings (FCFS) announced quarterly and year-to-date results for the periods ended September 30, 2025, declared a $0.42 per share fourth-quarter cash dividend, and authorized up to $150 million of share repurchases.
The repurchase authorization permits purchases in the open market, block trades or privately negotiated transactions, including under Rule 10b5-1 and Rule 10b-18. There is no time limit, and the program may be suspended or discontinued at any time. The company noted that execution will depend on factors such as cash balances, credit availability, debt covenants, business conditions, regulatory requirements, stock price, dividend policy, and alternative investment opportunities, including acquisitions.
FirstCash Holdings (FCFS) EVP & Chief Financial Officer R. Douglas Orr reported open-market sales of company stock on 10/14/2025 and 10/15/2025 under a Rule 10b5-1 plan. The filings show sales of 7,500 shares in total across entities: 648 and 852 shares by a Spousal Trust at $159, 4,000 shares directly at $159.64, and 2,000 shares by a Family Limited Partnership at $160.02.
According to the plan dated June 2, 2025, Mr. Orr, the Family Limited Partnership, and the Spousal Trust may sell up to 44,000 shares in the aggregate, subject to minimum price thresholds. Following these transactions, the form reports 46,110 shares held via the Spousal Trust, 93,567 shares held directly, and 39,734 shares held via the Family Limited Partnership.
R. Douglas Orr, EVP & Chief Financial Officer of FirstCash Holdings, Inc. (FCFS), reported sales of common stock under a 10b5-1 preset diversification plan. On 09/02/2025 Mr. Orr sold 3,000 shares at $148.41, 1,500 shares at $146.40 and 1,000 shares at $146.40, a total of 5,500 shares sold that day. The filing shows 97,567 shares held directly after the transactions and two indirect holdings: 41,734 shares through a Family Limited Partnership and 47,610 shares through a Spousal Trust. The Form 4 states the sales were made pursuant to a 10b5-1 plan dated June 2, 2025 that contemplates up to 44,000 aggregate shares subject to minimum price thresholds. The filing is signed by Mr. Orr on 09/03/2025.
FirstCash Holdings, Inc. (FCFS) filed a Form 144 reporting a proposed sale of 3,000 common shares through Morgan Stanley Smith Barney. The filing lists an aggregate market value of $441,810 and shows 44,364,566 shares outstanding. The securities were acquired on 12/31/2012 by previously exercised stock options and were paid for in cash on the same date. The approximate date of sale is 09/02/2025 and the intended market is NASDAQ. No securities were reported sold by the filer in the past three months according to the form.
Form 144 notice from a holder of FirstCash Holdings, Inc. (FCFS) stating intent to sell 2,000 common shares through Morgan Stanley Smith Barney LLC on 09/02/2025. The filing reports an aggregate market value of $294,540.00 and total shares outstanding of 44,364,566. The securities were acquired on 01/24/2012 by previously exercised stock options and were paid for in cash. The filer reports no other sales of the issuer's securities during the past three months and includes the standard representation about absence of undisclosed material adverse information.
Form 144 notice for FirstCash Holdings, Inc. (symbol: FCFS) shows a proposed sale of 6,000 common shares. The shares are to be sold through Morgan Stanley Smith Barney LLC on NASDAQ with an approximate aggregate market value of $883,620 and an indicated sale date of 09/02/2025. The securities were acquired on 10/21/2014 through previously exercised stock options, paid in cash at acquisition. The filing reports 44,364,566 shares outstanding. Several identifying fields for the filer and issuer (including filer CIK and issuer name) are not populated in the provided content.
Rick L. Wessel, Vice-Chairman & CEO of FirstCash Holdings, Inc. (FCFS), reported insider transactions on 08/20/2025–08/21/2025. He sold 69,024 shares on 08/20/2025 at $138.49 and 30,976 shares on 08/21/2025 at $139.33, reducing his direct beneficial ownership to 901,982 shares after the 08/21 sale. He also reported a gift of 15,000 shares on 08/21/2025 to a charitable organization, leaving 886,982 shares beneficially owned.
The filings state the sales on 08/20/2025 and 08/21/2025 were made pursuant to a 10b5-1 preset diversification plan dated March 12, 2024, which contemplates selling up to 120,000 shares subject to minimum price thresholds. The gift is described as a bona fide charitable donation. No options or other derivative transactions were reported.