Welcome to our dedicated page for Figure Technology Solutions SEC filings (Ticker: FGRS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Figure Technology Solutions reported strong Q4 and full-year 2025 results and announced authorization for a $200 million share repurchase program. The company’s Consumer Loan Marketplace volume reached $2.7 billion in Q4 2025, up 131% year-over-year, while full-year 2025 volume rose to $8.4 billion, up 63%.
Q4 net revenue nearly doubled to $159.9 million, with Adjusted Net Revenue of $157.6 million, up 105.7% year-over-year. Net income for the quarter increased to $15.1 million, up 156%, and Adjusted EBITDA surged to $81.3 million, lifting Q4 Adjusted EBITDA margin to 51.6%.
For full-year 2025, net income climbed to $134.3 million from $19.9 million, with net income margin expanding to 26.5%. Adjusted EBITDA reached $251.2 million with a 48.8% margin. The company ended the period with $1.2 billion in cash and cash equivalents and continued to scale blockchain-native platforms like Figure Connect, Democratized Prime, and its $YLDS tokenized money market product.