Finance of America Companies Inc. filings document a public home-equity finance company with Class A common stock listed under FOA. Its earnings-related Form 8-K reports disclose funded volume, revenue, net income, adjusted measures, origination economics, fair value effects and capital markets activity tied to reverse mortgage and retirement-solution lending.
Other SEC materials cover annual meeting governance, shareholder voting matters, officer-transition reporting and material definitive agreements. Recent capital-structure filings describe the Series A Convertible Perpetual Preferred Stock, related registration rights and financing arrangements with funds managed by Blue Owl.
FOA shareholder Tai A. Thornock filed a Form 144 notice to sell 1,100 Class A shares through Fidelity Brokerage Services on the NYSE, with an aggregate market value of $24,893. The filing notes that 7,891,348 Class A shares were outstanding at the time.
The 1,100 shares to be sold were acquired on 04/01/2024 through restricted stock vesting from the issuer as compensation. Over the past three months, Thornock has already sold 1,100 Class A shares on each of 08/18/2025, 09/16/2025, and 10/16/2025, for gross proceeds of $29,931, $28,457, and $23,474, respectively.
Finance of America (FOA) reported a Form 4 for its Chief Executive Officer, detailing an award of 700,000 Class B Units of Finance of America Equity Capital LLC on 11/12/2025 (code A) at a price of $0.
These units vest only upon a Change in Control, subject to continued employment. Upon vesting, each Class B Unit converts into Class A Units with value equal to any “Spread Value,” defined as the amount by which the fair market value of FOA Class A Common Stock exceeds $23.01 on the vesting date. The board may settle the Spread Value in cash, Class A Units, or a combination. After conversion, each Class A Unit is exchangeable for one share of FOA Class A Common Stock at the holder’s election.
Finance of America Companies Inc. (FOA) reported an insider equity award. President Kristen N. Sieffert acquired 400,000 Class B Units of Finance of America Equity Capital LLC on 11/12/2025.
The derivative award carries a $0 exercise price and an expiration date of 11/12/2030. The units vest only upon the consummation of a Change in Control, subject to continued employment. Upon vesting, each Class B Unit converts into Class A Units with value equal to any spread above $23.01 per share and may be settled in cash, Class A Units, or a combination at the Board’s discretion. After conversion, each Class A Unit is exchangeable on the vesting date into one share of Class A Common Stock at the reporting person’s election.
Finance of America Companies (FOA) reported that Chief Legal Officer Lauren Richmond filed a Form 4 disclosing the acquisition of 150,000 Class B Units of Finance of America Equity Capital LLC on 11/12/2025 at a price of $0.
The units vest only upon the consummation of a Change in Control, subject to continued employment. Upon vesting, each Class B Unit converts into Class A Units based on any “Spread Value”, defined as the excess of the fair market value of FOA Class A Common Stock over $23.01. The Board may settle the Spread Value in cash, Class A Units, or both. Each resulting Class A Unit is exchangeable one-for-one into FOA Class A Common Stock on the vesting date at the reporting person’s election.
Finance of America Companies Inc. (FOA) filed a Form 4 showing its Chief Financial Officer acquired 50,000 Class B Units of Finance of America Equity Capital LLC on 11/12/2025 at a price of $0. These units vest only upon the consummation of a Change in Control under the 2021 Omnibus Incentive Plan, subject to continued employment.
Upon vesting, each Class B Unit converts based on any “Spread Value,” defined as the excess of the Common Stock fair market value over $23.01. Converted Class A Units are exchangeable one-for-one for Class A Common Stock on the vesting date, at the reporting person’s election.
Finance of America Companies (FOA) reported a Form 4 for Chief Investment Officer Jeremy Prahm documenting the acquisition of 700,000 Class B Units of Finance of America Equity Capital LLC on 11/12/2025 at $0, held directly.
These Class B Units vest upon consummation of a Change in Control (as defined in the 2021 Omnibus Incentive Plan), subject to continued employment. Upon vesting, each Class B Unit converts into Class A Units of FOAEC with value equal to any Spread Value, where Spread Value equals the excess (if any) of the fair market value of FOA Class A Common Stock over $23.01 on the vesting date. The Board may settle the Spread Value in cash, Class A Units, or a combination. After conversion, each resulting Class A Unit is exchangeable for one share of FOA Class A Common Stock. The derivative shows an expiration date of 11/12/2030.
Finance of America Companies Inc. (FOA) reported Q3 2025 results marked by lower fair‑value gains and higher operating spend. Total revenues were $80.8 million, driven by net portfolio interest income of $78.1 million and net origination gains of $59.9 million, offset by negative fair‑value changes. The company posted a net loss of $29.9 million from continuing and discontinued operations.
Expenses rose to $104.6 million, leading to a basic EPS of $(1.05) for the quarter. For the nine months, FOA recorded $423.9 million in total revenues and $125.0 million in net income. The balance sheet shows total assets of $30.66 billion, supported by $18.97 billion of HECM-related loans and $10.48 billion of nonrecourse loan assets; total liabilities were $30.29 billion, and total equity was $365.8 million. Cash and restricted cash ended the period at $402.4 million, with operating cash use offset by investing inflows.
Shares outstanding were 7,891,348 Class A and 12 Class B as of November 7, 2025.
Finance of America Companies (FOA) reported an insider transaction on Form 4. On November 3, 2025, President Kristen N. Sieffert sold 750 shares of Class A common stock at $21.86 per share, executed under a Rule 10b5-1 trading plan. Following the sale, she beneficially owned 81,799 shares, held directly.
The filing notes the sale was effected pursuant to a Rule 10b5-1 plan adopted on December 13, 2024.
Finance of America Companies Inc. (FOA) furnished an 8‑K announcing it issued a press release with financial results for the third quarter ended September 30, 2025. The press release is attached as Exhibit 99.1, dated November 4, 2025, and is incorporated by reference as stated.
The information under Item 2.02, including Exhibit 99.1, is furnished and shall not be deemed filed for purposes of Section 18 of the Exchange Act.
Finance of America Companies (FOA) filed a Form 144 notice for a proposed sale of 750 common shares. The filing lists Wells Fargo Clearing Services as broker, an aggregate market value of $16,388.00, trading on the NYSE, and an approximate sale date of 11/03/2025.
The shares were acquired as RSUs from the issuer on 09/29/2021 in the amount of 750 shares. The notice also reports recent sales by the filer over the past three months: 750 shares on 09/02/2025 for $19,688.00 and 750 shares on 10/01/2025 for $16,568.00. Form 144 is a notice of intent to sell restricted or control securities and does not itself represent a completed sale.