Franklin Financial (FRAF) director reports 146-share stock compensation on Form 4

Rhea-AI Filing Summary

Franklin Financial Services Corp. director reports stock received as fees

A director of Franklin Financial Services Corp. (FRAF) reported receiving 146 shares of common stock on 12/18/2025. The transaction is coded as an acquisition and reflects stock taken in lieu of cash for a portion of the director’s fees at a price of $55.32 per share.

After this transaction, the director beneficially owns 6,687 shares of Franklin Financial common stock in direct form. This total includes previously reported unvested restricted stock units and 17 shares acquired through the company’s 2010 Dividend Reinvestment and Stock Purchase Plan. The filing is a routine disclosure of insider ownership and compensation structure rather than a market transaction in the open market.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Snook Gregory I

(Last) (First) (Middle)

19419 PEARL DR.

(Street)

HAGERSTOWN MD 21742

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/18/2025		A		146(1)	A	$55.32	6,687(2)(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were received in lieu of cash for a portion of the reporting person's director's fees.

2. Includes previously reported unvested restricted stock units.

3. Total shares includes 17 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.

	/s/Amanda M. Ducey by Power of Attorney for Gregory I. Snook	12/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Franklin Financial Services Corp. (FRAF) report?

A director reported acquiring 146 shares of Franklin Financial Services Corp. common stock on 12/18/2025, received as stock in lieu of a portion of director fees at $55.32 per share.

How many Franklin Financial (FRAF) shares does the director own after this transaction?

Following the reported transaction, the director beneficially owns 6,687 shares of Franklin Financial common stock in direct ownership.

Was the Franklin Financial (FRAF) director paid in cash or stock for these reported fees?

The director received shares of common stock in lieu of cash for a portion of the director’s fees, totaling 146 shares.

What price was used to value the Franklin Financial (FRAF) shares received by the director?

The 146 shares reported were valued at a price of $55.32 per share for this compensation-related acquisition.

Does the director’s Franklin Financial (FRAF) share total include restricted stock units and DRIP shares?

Yes. The 6,687 total shares include previously reported unvested restricted stock units and 17 shares acquired under the 2010 Dividend Reinvestment and Stock Purchase Plan.

Is this Franklin Financial (FRAF) Form 4 filed for one or multiple reporting persons?

The document indicates that the Form 4 is filed by one reporting person, who serves as a director of Franklin Financial Services Corp.