Heritage Insurance Holdings, Inc. filings document the formal disclosure record for a super-regional property and casualty insurance holding company whose common stock trades on the New York Stock Exchange under HRTG. Recent Form 8-K filings furnish quarterly and annual results, preliminary financial updates, Regulation FD conference disclosures, material agreements and board changes.
The definitive proxy statement covers annual meeting matters, director governance and stockholder voting. Capital-structure disclosures include an amended and restated credit agreement with revolving, term-loan and delayed-draw term-loan facilities, alongside registered common stock information shown on periodic 8-K cover pages.
Heritage Insurance Holdings director Joseph Vattamattam reported receiving a grant of 2,703 shares of Common Stock. The shares were acquired at a stated price of $0.00 per share as a grant or award, increasing his directly held position to 63,763 shares following the transaction.
Heritage Insurance Holdings director Paul L. Whiting reported routine equity movements involving common stock. On June 11, he made a bona fide gift of 9,662 shares to a 501(c)(3) charitable institution, leaving him with 96,167 directly held shares afterward.
On June 10, Whiting also received a grant or award of 2,703 shares of common stock at no cost, increasing his direct holdings to 105,829 shares at that time. In addition, 20,000 shares are held by Whiting Family, LLC and 40,871 shares are held by Paul & Gail Whiting Investments Limited, entities controlled by Whiting and his spouse, with Whiting disclaiming beneficial ownership except to the extent of his pecuniary interest.
Heritage Insurance Holdings director Irini Barlas reported a compensation-related stock grant on Common Stock. On 2026-06-10, an acquisition coded "A" shows 2,703 shares awarded at $0.0000 per share, classified as a grant, award, or other acquisition held indirectly.
After this award, one indirect account holds 71,022 shares of Common Stock, while a separate indirect holding line shows 6,852 shares. Direct ownership is reported at 12,746 shares. Footnotes state that some indirect shares are held by the Lee M. Barlas and Irini Barlas Living Trust and by Ms. Barlas' spouse.
Apostolou Panagiotis reported acquisition or exercise transactions in this Form 4 filing.
Heritage Insurance Holdings director Panagiotis Apostolou reported a compensation-related stock grant on a recent insider filing. He received 2,703 shares of common stock at a reported price of $0.00 per share, indicating a grant or award rather than an open-market purchase. After this grant, his direct holdings total 169,972 common shares, giving a clearer view of his equity stake in the company.
WIDDICOMBE RICHARD A reported acquisition or exercise transactions in this Form 4 filing.
Heritage Insurance Holdings director and chairman Richard A. Widdicombe received a grant of 2,703 shares of common stock on June 10, 2026 at no cost per share. After this equity award, he directly holds 451,750 shares of Heritage Insurance common stock.
Heritage Insurance Holdings, Inc. reported the results of its annual meeting of stockholders held on June 10, 2026. Stockholders elected six directors to serve until the 2027 annual meeting, including Panagiotis (Pete) Apostolou, Irini Barlas, Ernie Garateix, Joseph Vattamattam, Paul L. Whiting, and Richard Widdicombe.
Stockholders ratified the appointment of Plante & Moran, PLLC as independent registered public accounting firm for the year ending December 31, 2026, with 22,960,126 votes for. They also approved, on an advisory basis, executive compensation and supported holding future say-on-pay votes every one year.
Heritage Insurance Holdings announced that it has fully placed its 2026-2027 indemnity-based catastrophe excess-of-loss reinsurance program for its insurance subsidiaries, including Heritage Property Casualty, Narragansett Bay, and Zephyr Insurance.
The program provides over $2.2 billion of limit, including two new catastrophe bonds. Management states that this renewal includes more multi-year coverage, substantial reinsurance cost savings, and enhanced vertical protection for each insurance entity.
Heritage describes itself as a super-regional property and casualty insurer writing approximately $1.4 billion of gross personal and commercial residential premium across a multi-state footprint focused on catastrophe-exposed risks.
Heritage Insurance Holdings director Paul L. Whiting reported open-market purchases of a total of 16,000 shares of common stock on May 19, 2026. He bought 1,000 shares at $24.45 per share and 15,000 shares at $23.50 per share.
After these purchases, Whiting directly owns 103,126 shares of Heritage common stock. The filing also shows indirect holdings of 20,000 shares owned by Whiting Family, LLC and 40,871 shares owned by Paul & Gail Whiting Investments Limited, entities he and his spouse control. He disclaims beneficial ownership of those indirect shares except to the extent of his pecuniary interest.
Heritage Insurance Holdings reported stronger results for the quarter ended March 31, 2026. Net income was $36.5M, compared with $30.5M in the prior-year quarter, and basic and diluted earnings per share were $1.19.
Total revenues were $212.7M, driven mainly by net premiums earned of $199.7M and net investment income of $9.9M. Losses and loss adjustment expenses fell to $91.6M, reflecting favorable prior-year development and legislative reforms, while operating income increased to $50.8M.
The balance sheet showed total assets of $2.02B and stockholders’ equity of $520.4M. Cash, cash equivalents and restricted cash totaled $533.3M, and long-term debt was $77.6M. Heritage also repurchased 370,484 shares for $10.0M during the quarter, and insurance subsidiaries remained in compliance with regulatory capital and risk-based capital requirements.
Heritage Insurance Holdings reported record first-quarter 2026 net income of $36.5M, up 19.7%, with diluted EPS of $1.19 rising 20.2% from the prior-year quarter. Total revenue was $212.7M, essentially flat year over year, while underwriting profitability improved.
The net loss ratio fell to 45.9% and the combined ratio improved to 81.0%, reflecting stronger underwriting results. Book value per share increased to $17.15, up 4.6% from year-end 2025 and 61.5% from the first quarter of 2025, and return on average equity was 28.5%.
Operating cash flow was $24.9M. The company repurchased 446,484 shares for $12.0M year-to-date and its board authorized a new $50.0M share repurchase plan through December 31, 2026, while continuing the suspension of the quarterly dividend to prioritize strategic growth initiatives and product and geographic expansion.