Welcome to our dedicated page for Heritage Insurance Hldgs SEC filings (Ticker: HRTG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
When a single hurricane can reshape Heritage Insurance Holdings Inc.’s balance sheet overnight, investors can’t afford to miss a line of disclosure. Yet the company’s 250-page 10-K, dozens of 8-Ks on storm events, and web of reinsurance exhibits make finding the right numbers a challenge.
Stock Titan’s AI-powered analysis solves that problem. Open any filing—annual report, quarterly earnings report 10-Q filing, or that all-important 8-K material events explained—and our platform highlights loss-ratio swings, reinsurance costs, and county-level exposure in plain English. Need to track Heritage Insurance Holdings insider trading Form 4 transactions? We stream Form 4 insider transactions real-time, flagging executive stock transactions Form 4 alongside contextual AI notes on storm season timing.
All SEC documents are here the moment they hit EDGAR: proxy statement executive compensation details, detailed catastrophe bond tables inside the 10-K, and every Heritage Insurance Holdings quarterly earnings report with AI commentary on premiums-earned trends. Use the search bar the way you’d ask a colleague—“understanding Heritage Insurance SEC documents with AI” or “Heritage Insurance earnings report filing analysis”—and jump straight to the answer. Our coverage spans:
- Annual report 10-K simplified—including reinsurance layering explanations
- Heritage Insurance 8-K hurricane loss updates in minutes
- Real-time alerts on Heritage Insurance Holdings Form 4 insider transactions
- Proxy statement executive compensation breakdowns
No more scanning hundreds of pages; our expert analysis distills what matters so you can compare combined ratios, monitor capital adequacy, and react quickly to storm-season disclosures.
The Vanguard Group filed a Schedule 13G reporting a passive stake in Heritage Insurance Holdings (HRTG). Vanguard beneficially owned 1,646,731 shares, representing 5.3% of the common stock as of 09/30/2025.
The filing shows sole voting power: 0; shared voting power: 174,203; sole dispositive power: 1,464,363; and shared dispositive power: 182,368. Vanguard certified the shares were acquired and are held in the ordinary course and not to influence control. The stake is held on behalf of clients, and no single other person’s interest exceeds 5%.
Heritage Insurance Holdings (HRTG) — Form 4 insider transaction: CEO and Director Ernie J. Garateix reported open‑market sales of common stock on 10/20/2025. He sold 7,467 shares at a weighted average price of $23.01 and 867 shares at a weighted average price of $23.02. The filing notes price ranges for each sale day.
Following these transactions, he beneficially owned 1,229,140 shares, held directly. The weighted average price ranges disclosed were $22.74–$23.20 and $22.77–$23.18, with further detail available upon request as stated in the filing.
Heritage Insurance Holdings (HRTG) reported an insider transaction by its Chairman and Director on 10/14/2025. The reporting person sold 100,000 shares of common stock across three trades: 8,999 shares at a weighted average price of $25.90 (range $25.35–$26.33), 32,286 shares at $26.97 (range $26.36–$27.35), and 58,715 shares at $27.62 (range $27.36–$27.97).
Following these sales (Code S), the reporting person beneficially owns 499,047 shares, held directly.
Kirk Lusk, Chief Financial Officer of Heritage Insurance Holdings, Inc. (HRTG), reported a sale of 6,803 shares of the company's common stock executed on
Heritage Insurance Holdings (HRTG) reported an insider stock sale by its Chief Financial Officer. On 10/01/2025, the CFO sold 9,397 shares at a weighted average price of $24.61 and 3,800 shares at a weighted average price of $25.18.
The filing notes price ranges for these trades: $24.05–$25.04 and $25.05–$25.40, respectively. Following the transactions, the CFO beneficially owns 585,559 shares, held directly.
Heritage Insurance Holdings filed a Form 144 reporting a proposed sale of 6,803 common shares with an aggregate market value of $158,986.11, to occur approximately on 10/03/2025 on the NYSE. The filing shows these shares were acquired as restricted stock units on 11/30/2017. The record of recent Rule 10b5-1 activity lists two completed sales by the same seller: 13,197 shares on 10/01/2025 for $326,986.03 and 20,000 shares on 09/12/2025 for $483,374.00. Total shares outstanding are reported as 31,017,570.
Heritage Insurance Holdings (HRTG) insiders filed a Form 144 proposing the sale of 13,197 common shares through Morgan Stanley Smith Barney, with an aggregate market value of $332,300.46. The proposed sale is scheduled for 10/01/2025 on the NYSE. The shares were acquired as restricted stock units on 11/30/2017. The filing reports total shares outstanding of 31,017,570, and separately discloses 10b5-1 sales for Kirk Lusk of 20,000 shares on 09/12/2025 generating $483,374.00 in gross proceeds. The notice includes the standard insider representation about absence of undisclosed material information and references reliance on a trading plan where applicable; no plan adoption date or signature details are provided in the content.
Heritage Insurance Holdings insider sale disclosed on Form 4. Ernie J. Garateix, CEO and director, reported two open-market sales on 09/22/2025 totaling 8,334 shares for aggregate proceeds at weighted-average prices of $27.08 and $28.33. After the transactions he beneficially owns 1,237,474 shares. The filing includes price ranges for the lots sold: $26.78–$27.27 and $28.22–$28.36, and the report is signed 09/24/2025.
Heritage Insurance Holdings (HRTG) filing a Rule 144 notice shows a proposed sale of 867 common shares through Morgan Stanley Smith Barney with an aggregate market value of $24,622.80, scheduled for 09/22/2025. The filer reports acquiring these shares in the open market on 03/15/2013. The filing also discloses a prior sale by the same account of 25,000 shares on 09/15/2025 that generated gross proceeds of $615,250.00. The form includes the required representation that the seller is not aware of undisclosed material adverse information and notes compliance with Rule 10b5-1 procedures if applicable.
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