Every 8-K that Kingstone Companies, Inc. (KINS) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow KINS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full KINS filings page.
Kingstone Companies, Inc. (KINS) reports that its Audit Committee approved the engagement of Deloitte & Touche LLP as independent registered public accounting firm to audit the company’s consolidated financial statements and internal control over financial reporting as of and for the year ending December 31, 2026, subject to execution of an engagement letter. At the same time, the company dismissed CBIZ CPAs P.C. as its auditor, a change also approved by the Audit Committee. The company states that CBIZ CPAs’ audit report on the 2025 financial statements contained no adverse or qualified opinion, but CBIZ CPAs issued an adverse attestation report on the effectiveness of internal control over financial reporting as of December 31, 2025 because of a material weakness tied to the lack of a Service Organization Control (SOC) 1 Type 2 report for the insurance premium quoting platform system and general ledger system. Kingstone notes there were no disagreements with CBIZ CPAs on accounting or auditing matters and that CBIZ CPAs is authorized to respond fully to Deloitte’s inquiries.
Kingstone Companies, Inc. held its Annual Meeting of Stockholders on August 5, 2026. Stockholders elected all six director nominees, including Meryl S. Golden with 7,854,706 votes for and 72,715 withheld, and each other nominee receiving over 7.1 million votes for, with 3,406,800 broker non-votes on each director item.
Stockholders ratified CBIZ CPAs P.C. as independent registered public accounting firm for the fiscal year ending December 31, 2026, with 11,275,822 votes for, 20,415 against, and 37,984 abstentions. They also approved, on a non-binding advisory basis, the compensation of the named executive officers, with 7,012,944 votes for, 151,777 against, 762,700 abstentions, and 3,406,800 broker non-votes.
Kingstone Companies reported its most profitable quarter in company history for the quarter ended June 30, 2026. Net income was $15.5 million (up 37.5% year over year), with diluted EPS of $1.05 and an annualized return on equity of 50.8%. Net premiums earned rose 30.8% to $60.5 million, and direct premiums written increased 18.7% to $72.5 million.
Underwriting performance was strong, with a GAAP net combined ratio of 70.2%, including a net loss ratio of 39.6%, underwriting expense ratio of 30.6%, and a (0.8)% catastrophe loss ratio helped by favorable prior-year reserve development. Net investment income grew 49.1% to $3.4 million. Diluted book value per share increased to $8.69, up 34.9% year over year.
The company highlighted a $500 million catastrophe reinsurance program with more than 15% lower risk‑adjusted cost and reduced New York quota share from 16% to 5%. Capital returns included a quarterly dividend increase of 20% to $0.06 per share and a share repurchase authorization of up to 1,000,000 shares. Kingstone reaffirmed its 2026 guidance, including direct premiums written growth of 16%–20%, a net combined ratio of 81%–86%, diluted EPS of $2.20–$2.90, and ROE of 24%–30%.
Kingstone Companies, Inc. announced that its Board of Directors approved a 20% increase in the quarterly cash dividend to $0.06 per share of common stock, up from $0.05. The dividend is payable on August 26, 2026 to stockholders of record at the close of business on August 11, 2026.
Chief Financial Officer Randy Patten stated that the higher dividend reflects the Board’s confidence in the company’s earnings power and outlook for continued profitable growth and capital returns. The increase follows a share repurchase program authorized in May 2026 for up to 1,000,000 shares over the next two years and is the first dividend increase since the quarterly dividend was reinstated in July 2025.
Kingstone Companies, Inc., a regional property and casualty insurance holding company, announced that it will issue financial results for the second quarter ended June 30, 2026 after the market closes on Thursday, August 6, 2026.
Management will host a conference call at 8:30 a.m. ET on Friday, August 7, 2026 to discuss business operations and financial results. U.S. participants can dial 1-877-407-2991 and international participants 1-201-389-0925, with a live webcast and a replay available for approximately 30 days via the company’s investor relations website.
Kingstone Companies, Inc. announced that its Board of Directors has authorized a share repurchase program for up to 1,000,000 shares of its outstanding common stock. This amount represents approximately 6.9% of the company’s outstanding common stock as of March 31, 2026, and may be repurchased over the next two years.
Repurchases may be made through open market purchases, privately negotiated and block transactions, and trading plans intended to qualify under Rule 10b5-1, in accordance with Rule 10b-18 and the company’s insider trading policy. Management will determine timing and amount based on market conditions, share price, liquidity needs, regulatory requirements, and other factors, and the program can be modified, suspended, or discontinued at any time.
Kingstone Companies, Inc. reported first quarter 2026 results showing a net loss of $5.8 million, or $(0.40) per diluted share, as eleven winter catastrophe events drove a GAAP net combined ratio of 112.0%. Net premiums earned rose 28.4% to $55.9 million, and direct premiums written grew 19.6% to $69.6 million, reflecting strong top-line momentum. Excluding catastrophes and prior-year reserve development, the underlying combined ratio improved to 88.3% from 93.4%, highlighting better core underwriting and expense control. Management reaffirmed full-year 2026 guidance, including direct premiums written growth of 16%–20%, a net combined ratio of 81%–86%, diluted net income per share of $2.20–$2.90, and return on equity of 24%–30%, while assuming a catastrophe loss ratio of 7%–10%.
Kingstone Companies, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.05 per share on its common stock. The dividend will be paid on May 26, 2026 to stockholders of record as of the close of business on May 11, 2026.
Kingstone is a regional property and casualty insurance holding company whose main subsidiary, Kingstone Insurance Company, focuses on homeowners insurance. The company writes business primarily in New York and several other Northeastern states through retail and wholesale agents and brokers.
Kingstone Companies, Inc. has extended President and CEO Meryl Golden’s employment term through January 10, 2029 under a Fourth Amended and Restated Employment Agreement effective January 11, 2027. Her annual base salary remains $550,000, with an annual bonus equal to 3% of consolidated income from operations before taxes, capped at 1.25× her base salary.
Under certain conditions, she may receive severance equal to her base salary and 3% bonus for the remaining term, or 1.5× salary plus accrued 3% bonus after a change of control. She is also eligible for grants of 40,000 shares of restricted stock in each of January 2027 and January 2028, or equivalent cash if grants cannot be made. The Board cited her leadership in returning Kingstone to record profitability and highlighted a 2029 goal of $500 million in direct written premium.
Kingstone Companies, Inc. plans to release its financial results for the first quarter ended March 31, 2026 after the market closes on May 7, 2026. Management will then hold a conference call on May 8, 2026 at 8:30 a.m. ET to discuss business operations and first quarter results.
The call will be accessible via U.S. toll-free and international dial-in numbers and through a webcast in the Investor Relations section of the company’s website. A replay of the webcast will be available for about 30 days, giving investors extended access to management’s commentary.
Kingstone Companies, Inc. released a shareholder letter highlighting record 2025 results and a disciplined expansion into California’s excess and surplus homeowners market. Net income more than doubled to $40.8 million, diluted EPS rose 95% to $2.88, and the combined ratio improved to 75%, driving a 43% return on equity. Since year-end 2023, direct premiums written grew 39% while the combined ratio improved by 30 points, which management describes as structural rather than weather-driven. The company targets $500 million in written premium by year-end 2029 and plans to enter California in Q2 2026 on an E&S basis, initially keeping California under 5% of 2026 premium and ceding a 30% quota share on that business.
Kingstone Companies, Inc. reported record results for the fourth quarter and full year 2025, highlighting its strongest performance in company history. For 2025, net premiums earned rose to $187.1 million, up 45.6% from 2024, while direct premiums written reached $277.8 million, a 14.8% increase. The full-year GAAP net combined ratio improved to 75.0%, reflecting stronger underwriting profitability.
Full-year net income more than doubled to $40.8 million, with diluted earnings per share of $2.88, up 94.6%. Book value per diluted share climbed to $8.28, a 75.2% increase. The annualized return on equity reached 43.0%, and operating diluted EPS was $2.79. In the fourth quarter, net income was $14.8 million with diluted EPS of $1.03 and a net combined ratio of 64.2%.
The company emphasized structural drivers of profitability, including its Select underwriting platform, which now represents 57% of policies in force, and a lower net expense ratio of 30.0%. For 2026, Kingstone issued guidance for direct premiums written growth of 16% to 20%, an underlying combined ratio of 74% to 76%, a net combined ratio of 81% to 86%, diluted EPS of $2.20 to $2.90, and return on equity of 24% to 30%, based on a catastrophe loss ratio assumption of 7% to 10%.
Kingstone Companies, Inc. filed a current report to furnish a press release announcing certain preliminary financial results for the fourth quarter and full year ended December 31, 2025. The company also announced it will hold a conference call for analysts and investors on March 6, 2026 at 8:30 A.M. ET to discuss these results. The press release is included as Exhibit 99.1 and, along with the related disclosures, is being furnished rather than filed, meaning it is not automatically subject to certain Exchange Act liabilities or incorporated into other securities filings unless specifically referenced.
Kingstone Companies, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $0.05 per share. The dividend will be payable on February 26, 2026 to stockholders of record as of the close of business on February 11, 2026.
The company disclosed this action through a press release furnished as an exhibit. The information is furnished under a current report item, meaning it is not deemed filed for certain securities law liability provisions or automatically incorporated into other registration statements or Exchange Act filings.
Kingstone Companies (KINS) furnished materials related to its financial results for the third quarter ended September 30, 2025. The company issued a press release and made an investor presentation available via its website, and scheduled a conference call for November 7, 2025 at 8:30 A.M. ET.
The press release and presentation are furnished as Exhibits 99.1 and 99.2. The information is being furnished, not filed, and is not subject to Section 18 liabilities, nor incorporated by reference unless specifically identified in a future filing.
Kingstone Companies (KINS) announced a quarterly cash dividend of $0.05 per share. The dividend is payable on November 26, 2025 to shareholders of record as of November 11, 2025. The company disclosed this via an information-only update, noting the related press release is furnished, not filed.
Kingstone Companies (KINS) announced timing for its next financial update. The company will issue results for the third quarter ended September 30, 2025 after the market closes on November 6, 2025. Management will host a conference call on November 7, 2025 at 8:30 a.m. ET to discuss business operations and financial results. A press release dated October 16, 2025 with these details was furnished as Exhibit 99.1.
Kingstone Companies, Inc. filed a Form 8-K to report that it issued a press release announcing financial guidance for fiscal year 2026 and additional guidance for fiscal year 2025. The press release is furnished as Exhibit 99.1 under Item 7.01, which covers Regulation FD disclosure.
The company states that the press release information is furnished, not filed, so it is not subject to Section 18 of the Exchange Act and is not automatically incorporated by reference into other Securities Act or Exchange Act filings unless specifically identified. Kingstone also notes that providing this information does not represent a determination that it is material or complete for investment decisions.
On 6 Aug 2025, Kingstone Companies (NASDAQ: KINS) filed an 8-K disclosing board and shareholder-meeting outcomes.
Board changes (Item 5.02): Directors Carla D’Andre and Timothy McFadden concluded their service. Pranav Pasricha, noted for insurance-technology expertise, was elected to the six-member board.
Annual Meeting results (Item 5.07):
- All six nominees were re-elected; support ranged from 94.0% to 99.1% of votes cast.
- Auditor CBIZ CPAs P.C. ratified with 9,997,477 for / 24,421 against (99.7% approval).
- Say-on-Pay passed: 5,517,003 for (93.8%), 324,524 against.
- Investors chose annual advisory votes on executive compensation (4,940,857 votes).
No financial performance metrics, transactions, or guidance were reported. The filing is primarily a corporate-governance update with limited immediate earnings impact.