Welcome to our dedicated page for Katapult Holdings SEC filings (Ticker: KPLT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Katapult Holdings, Inc. (NASDAQ: KPLT) SEC filings page provides access to the company’s official regulatory disclosures, including Forms 10-K, 10-Q, and 8-K. Katapult is an e-commerce-focused financial technology company that operates a lease-to-own platform for non-prime consumers, and its filings offer detailed insight into how this business is structured, financed, and governed.
Investors can review Current Reports on Form 8-K that describe material events such as the November 3, 2025 preferred stock investment by a subsidiary of Hawthorn Horizon Credit Fund, LLC, amendments and waivers to Katapult’s Amended and Restated Loan and Security Agreement, and changes to its board of directors. Other 8-K filings cover quarterly earnings releases, where the company furnishes financial results and key operating metrics.
This page is also the place to track documents related to Katapult’s announced all-stock business combination with The Aaron’s Company, Inc. and CCF Holdings LLC. In connection with that transaction, Katapult has filed an 8-K summarizing the Agreement and Plan of Merger and has indicated that it will file a registration statement on Form S-4 containing a joint proxy statement/prospectus for stockholder approval of the stock issuance and related matters.
Users interested in capital structure and insider-related information can use Katapult’s filings to understand the terms of its Series A and Series B Convertible Preferred Stock, dividend provisions, conversion mechanics subject to Nasdaq rules, and ranking relative to common stock. Filings also discuss lender conversion rights under the company’s loan agreement and the impact of covenant waivers on potential equity issuance.
Stock Titan’s platform surfaces these SEC documents as they are posted to EDGAR and can pair them with AI-generated summaries that explain complex sections in plain language. That includes highlighting key points from annual reports (Form 10-K), quarterly reports (Form 10-Q), and transaction-related filings, helping readers quickly identify items such as risk factor updates, liquidity discussions, and merger conditions without reading each document in full.
Katapult Holdings (KPLT) filed a Form 4 showing a director equity grant. On 11/03/2025, the reporting person acquired 7,456 shares of common stock via an initial grant of restricted stock units (RSUs) for board service at a stated price of $11.74. Following the transaction, 7,456 shares were beneficially owned, held directly. The RSUs vest on the date of the company’s 2026 Annual Meeting of Stockholders, subject to continued board service through that date.
Katapult Holdings (KPLT) reported an initial Form 3 for director Philip K. Bartow III. The filing states that no securities are beneficially owned by the reporting person as of the event date 11/03/2025. The form was filed by one reporting person, reflecting board service status without current ownership under Section 16 reporting.
Katapult Holdings (KPLT) reported an insider equity award. A company director received an initial grant of 7,456 restricted stock units (RSUs) on 11/03/2025 for service on the board. The RSUs are scheduled to vest on the date of the company’s 2026 Annual Meeting of Stockholders, conditioned on continued board service through that date.
Following the transaction, the filing lists 7,456 shares beneficially owned, held directly. The filing records the transaction under code A, indicating an award or grant. RSUs are stock-based compensation that convert into shares upon vesting.
Katapult Holdings (KPLT) filed an initial statement of beneficial ownership (Form 3) for director Jeffrey Rubin. The filing reports no securities beneficially owned as of the event date 11/03/2025. The form was submitted by attorney-in-fact Ryan Wigdor under a power of attorney (Exhibit 24).
Katapult Holdings (KPLT) completed a private financing, issuing 35,000 shares of Series A Convertible Preferred at $1,000 per share and 30,000 shares of Series B Convertible Preferred at $1,000 per share for aggregate gross proceeds of $65.0 million on November 3, 2025. Under Nasdaq rules, conversion to common stock is limited by a 19.99% Ownership Limitation until the Company obtains the Requisite Stockholder Approval, which it plans to seek no later than February 27, 2026.
The Company intends to use Series A proceeds to repay term loans under its Loan Agreement and Series B proceeds to partially repay the revolving loan and for general corporate purposes. The preferred carries dividends of 18% per annum until the later of stockholder approval or the 2026 annual meeting, then 12% thereafter, with a 1% step-up if approval is not obtained by the specified deadline. Initial conversion terms imply $12.32 per share for Series A (81.16883 shares per preferred) and $11.39 per share for Series B (87.79631 shares per preferred).
Katapult also secured a limited waiver and first amendment to its Loan Agreement, permanently waiving specified originations covenants for Aug–Oct 2025. Registration rights require filing a resale registration within 45 days. Board changes include four appointments tied to the investment and related nomination rights.
Katapult Holdings (KPLT) disclosed a Sixth Limited Waiver to its Amended and Restated Loan and Security Agreement after failing to meet the Minimum Trailing Three-Month Originations as of August 31, 2025 and September 30, 2025. The waiver temporarily addresses the “Existing Default” through October 31, 2025.
Despite the temporary waiver, the default is deemed continuing for Conversion Rights. As a result, Class B Lenders may convert up to 100% of the outstanding Term Loan into Katapult common stock at the Loan Agreement’s Conversion Rate, which is based on the average daily volume-weighted average price over the most recent 20 trading days and, in certain cases, subject to a specified discount. As of October 28, 2025, the 20‑day VWAP referenced was approximately $12.85.
This action preserves lender conversion optionality while the company addresses the covenant breach within the stated waiver window.
Katapult Holdings, Inc. (KPLT) entered into a Fifth Limited Waiver of its loan agreement. The waiver, signed on October 27, 2025, responds to the company’s failure to maintain Minimum Trailing Three-Month Originations as of August 31 and September 30, 2025, and temporarily waives the resulting default until October 29, 2025.
Despite the waiver, the default is deemed continuing for conversion purposes. Class B Lenders may convert up to 100% of the outstanding term loan into Katapult common stock at the agreement’s Conversion Rate, calculated using the 20-day VWAP ending on the conversion date, in certain cases subject to a discount. As referenced, the 20-day VWAP through October 24, 2025 was approximately $13.04. The agreement parties include Midtown Madison Management LLC as agent and lender.
Katapult Holdings (KPLT) entered a Fourth Limited Waiver to its loan agreement after not meeting the Minimum Trailing Three‑Month Originations covenant for the months ended August 31, 2025 and September 30, 2025. The waiver temporarily covers the resulting default until October 27, 2025.
Despite the waiver, the default is deemed to have occurred and continue for purposes of lender Conversion Rights. Class B Lenders and their assignees may convert up to 100% of the amount outstanding under the Term Loan into Katapult common stock at the contractually defined Conversion Rate, calculated off the 20‑day VWAP ending on the conversion date, in some cases at a specified discount. As of the last completed trading day on October 17, 2025, the 20‑day VWAP referenced was approximately $14.49.
Katapult Holdings, Inc. disclosed a Third Limited Waiver to its Amended and Restated Loan and Security Agreement after failing to maintain Minimum Trailing Three-Month Originations for the months ended August 31, 2025 and September 30, 2025. The waiver, executed on October 13, 2025, temporarily applies through October 20, 2025.
Despite the waiver, the default is deemed to have occurred and continue for Conversion Rights. As a result, the Class B Lenders may convert up to 100% of the amount outstanding under the Term Loan into Katapult common stock at the contractually defined Conversion Rate, calculated from the 20‑day VWAP ending on the conversion date, in certain cases subject to a discount. Katapult noted the 20‑day VWAP through October 10, 2025 was approximately $16.54.
Jane J. Thompson, a director of Katapult Holdings, Inc. (KPLT), reported a sale of 800 shares of common stock on 07/14/2025 at a price of $10.31 per share, leaving her with 44,535 shares owned directly after the transaction. The filing states the trade was executed by a third-party investment advisor in its sole discretion and that the reporting person only recently became aware of the transaction and promptly filed this Form 4 upon discovery. The disclosure shows routine insider activity rather than a company-level operational update; the quantity sold represents a small portion of the director's reported holdings.