Welcome to our dedicated page for Katapult Holdings SEC filings (Ticker: KPLT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Katapult Holdings, Inc. filings document the disclosure record for an e-commerce-focused lease-to-own fintech company with Nasdaq-listed common stock and redeemable warrants. Its reports cover operating results, capital-structure matters, security terms, and material events tied to the company’s consumer lease-purchase platform and merchant integrations.
Recent 8-K filings include material definitive agreements and limited waivers under the company’s Amended and Restated Loan and Security Agreement, along with shareholder voting results. Proxy materials disclose board and governance matters, executive compensation, equity awards, and annual-meeting proposals, while periodic event reports address financing arrangements, liquidity-related disclosures, and operating performance.
Katapult Holdings, Inc. reported the results of its annual stockholder meeting held on April 30, 2026. Stockholders elected Class II director Derek Medlin to serve until the 2029 annual meeting. A quorum was present, with 3,544,589 shares represented, or about 80.51% of the 4,402,543 shares entitled to vote as of March 16, 2026.
Stockholders ratified the appointment of Grant Thornton LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026. They also approved, on a non-binding advisory basis, the compensation of the company’s named executive officers.
Bartow Philip K III reported acquisition or exercise transactions in this Form 4 filing.
Katapult Holdings, Inc. director Bartow Philip K III received an equity award of 20,979 shares of common stock as restricted stock units. The award is compensation for service as a director and was valued at $7.15 per share for reporting purposes. Following this grant, he directly holds 28,435 shares.
The RSUs vest on the earlier of April 30, 2027 or the date of Katapult’s 2027 Annual Meeting of Stockholders, provided he continues serving as a director through the vesting date.
Zink Gregory L reported acquisition or exercise transactions in this Form 4 filing.
Katapult Holdings director Gregory L. Zink received an equity grant of 20,979 shares of common stock in the form of restricted stock units. The grant is compensation for his service as a director and is priced at $7.15 per share for reporting purposes.
The RSUs vest on the earlier of April 30, 2027 or the company’s 2027 Annual Meeting of Stockholders, subject to his continued service on the board through that date. After this award, Zink directly holds 33,552 shares of Katapult common stock.
Gayhardt Donald reported acquisition or exercise transactions in this Form 4 filing.
Katapult Holdings director Donald Gayhardt reported an equity grant of 20,979 shares of Common Stock as a deferred stock unit award. The grant is compensation for service as a director and is priced at $7.15 per share. These deferred restricted stock units vest on the earlier of April 30, 2027 or the company’s 2027 Annual Meeting of Stockholders, provided he continues serving as a director through the vesting date. Following this award, he directly holds 62,460 shares of Common Stock.
Katapult Holdings, Inc. entered into a Tenth Limited Waiver to its Amended and Restated Loan and Security Agreement on April 15, 2026. The waiver responds to the credit parties’ failure to maintain the required Minimum Trailing Three-Month Net Originations as of March 31, 2026 and to collateral lease charge-offs exceeding agreed thresholds.
The Tenth Limited Waiver permanently waives the defined Existing Default and any reduction to the Advance Rate that would have resulted from the specified Existing Advance Rate Trigger Events. The full terms are set out in the Limited Waiver filed as Exhibit 10.1.
Katapult Holdings, Inc. is asking stockholders to vote at its virtual 2026 Annual Meeting on April 30, 2026. Investors will elect Class II director nominee Derek Medlin to serve until the 2029 meeting, ratify Grant Thornton LLP as auditor for 2026, and approve a non-binding say‑on‑pay resolution.
The proxy also highlights a previously announced merger agreement under which Aaron’s and CCFI will become wholly owned subsidiaries, with existing Katapult stockholders, CCFI unitholders and Aaron’s stockholders expected to own approximately 6.0%, 79.9% and 14.1% of the combined company on a fully diluted basis. The post‑merger board is expected to expand to nine members with a new classified structure.
Katapult emphasizes governance practices such as a majority‑independent board, fully independent key committees, strict insider trading and anti‑hedging policies, equity ownership guidelines for directors and executives, and a clawback policy tied to accounting restatements. Holders of 4,402,543 voting shares of common stock as of March 16, 2026 are entitled to one vote per share at the meeting.
Katapult Holdings, Inc. disclosed an all-stock merger transaction with Aaron’s and CCF Holdings and posted related forward-looking statements. The company says it expects to file a registration statement on Form S-4 and to call a special meeting of stockholders to seek shareholder approval.
The communication describes customary risks and closing conditions, notes potential regulatory and litigation risks, and directs investors to read the forthcoming proxy statement and Form S-4 when filed.
Katapult Holdings, Inc. files its 2025 annual report outlining a technology-driven lease-to-own platform serving U.S. nonprime consumers through e-commerce and app-based channels. The company estimates a $50–$60 billion addressable virtual LTO market and currently captures less than 1% share based on 2025 gross originations.
Katapult has signed a definitive agreement to merge with CCF Holdings LLC and Aaron’s Intermediate Holdco, Inc., which, if completed, would make both businesses wholly owned subsidiaries and materially expand scale and omnichannel reach. The Mergers are subject to customary stockholder and regulatory approvals and are expected to close in the second quarter of 2026, though completion is not assured.
The report details significant financing arrangements, including a $78.7 million revolving credit facility outstanding as of December 31, 2025, with strict covenants and prior covenant waivers, and high-cost Series A and Series B Convertible Preferred Stock accruing dividends at least 18% annually until specified approvals. Katapult highlights concentration risk with Wayfair as its largest merchant partner, regulatory exposure across 46 states, and extensive risk factors tied to the pending Mergers, preferred stock, leverage, technology, regulation and data privacy.
Katapult Holdings reported stronger fourth quarter and full-year 2025 results and highlighted its pending merger with Aaron’s and CCF Holdings. Fourth quarter gross originations were $77.9 million, up 3.7%, and revenue was $73.9 million, up 17.3%. Net income for the quarter was $19.8 million, compared with a net loss of $9.6 million a year earlier, helped by gains on derivative liabilities and term loan extinguishment.
For 2025, gross originations reached $278.5 million, up 17.3%, and revenue was $291.8 million, up 18.0%. Net income was $1.4 million versus a $25.9 million loss in 2024, while adjusted EBITDA improved to $12.4 million from $4.8 million. Fixed cash operating expenses fell 11.8%, and cash used in operations improved to $11.9 million from $32.6 million.
The company described macro headwinds for nonprime consumers, including high inflation and a challenging labor market, which tempered holiday growth. It expects its pending all-stock mergers with The Aaron’s Company and CCF Holdings, targeted to close in the second quarter of 2026, to create a scaled omnichannel platform. Katapult stockholders are expected to own 6% of the combined company, which is projected to have more than $4 billion in pro forma revenue and approximately $450 million in pro forma adjusted EBITDA for the last twelve months as of the third quarter of 2025.
Katapult Holdings, Inc. Chief Operating Officer Derek Medlin reported a tax-related share disposition under an equity award program. On February 15, 2026, 1,890 shares of common stock were withheld at a price of $6.51 per share to cover taxes tied to previously granted restricted stock units (RSUs). These RSUs relate to awards granted in 2022, 2023 and 2024, which vest over time so long as Medlin remains employed by the company on each vesting date. After this withholding event, Medlin directly owned 53,921 shares of Katapult common stock.