Welcome to our dedicated page for Loandepot SEC filings (Ticker: LDI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
loanDepot, Inc. filings document the reporting, capital structure and financing activities of a publicly traded mortgage lender. Form 8-K reports furnish quarterly financial results, investor presentation materials, non-GAAP reconciliations and other material events for the company’s residential mortgage origination and servicing operations.
Other disclosures cover material definitive agreements involving mortgage-related financing structures, including warehouse securitization notes, mortgage servicing rights, excess spread interests and trust subsidiaries. Proxy materials describe board matters, executive compensation and shareholder voting items, while capital-structure filings identify the company’s Class A common stock listed on the New York Stock Exchange and changes involving its common stock classes.
loanDepot, Inc. Chief Legal Officer Gregory Smallwood exercised equity awards and increased his shareholdings. On April 15, 2026 he converted 92,198 restricted and performance share units into Class A Common Stock at a stated price of $0.00 per share.
To cover tax obligations, 22,452 shares were withheld at $1.55 per share, leaving him with 367,798 Class A shares held directly after the transactions. The remaining restricted stock units and performance share units are scheduled to vest on April 15, 2027, with the PSUs tied to adjusted net income performance having been granted on April 15, 2024.
loanDepot, Inc. Chief Investment Officer Jeffrey Michael DerGurahian reported compensation-related equity activity in Class A Common Stock and units. He exercised 182,482 restricted stock units into the same number of shares, with 46,797 shares withheld at $1.56 per share to cover tax obligations. He also received new grants of 471,698 restricted stock units that vest in three equal annual installments beginning March 16, 2027, and 157,232 performance share units that vest only if the stock reaches specified price levels. Following these transactions, he holds 1,210,380 Class A shares directly and 5,842,969 shares indirectly through CDG Financial LLC, where he is managing member and disclaims beneficial ownership beyond his pecuniary interest.
loanDepot, Inc. Chief Legal Officer Gregory Smallwood reported equity compensation activity and related tax withholding. He exercised 118,613 restricted stock units into the same number of Class A shares, with settlement occurring on March 16, 2026 after vesting on March 14, 2026.
He also received grants of 306,603 restricted stock units that vest in three equal annual installments beginning March 16, 2027, plus 102,201 performance share units that vest only if the stock reaches specified prices. To cover tax obligations, 32,150 Class A shares were withheld at $1.56 per share. After these transactions, he holds 298,052 Class A shares directly.
loanDepot, Inc. Chief Risk Officer Joseph J. Grassi III reported compensation-related equity activity. He exercised 118,613 restricted stock units into Class A Common Stock on March 16, 2026, with 38,929 shares of Class A Common Stock withheld at $1.56 per share to cover tax obligations.
Following these transactions, he held 209,659 shares of Class A Common Stock directly. He was also granted 306,603 new restricted stock units that vest in three equal annual installments beginning on March 16, 2027, and 102,201 performance share units that can settle into Class A Common Stock if specified share-price targets are achieved by March 16, 2029.
loanDepot, Inc. Chief Accounting Officer Darren Graeler reported equity compensation activity tied to restricted and performance stock units. He exercised 27,372 restricted stock units into Class A common stock, then had 14,831 shares withheld at $1.56 per share to cover tax obligations, which is not an open-market sale.
Graeler also received 70,754 new restricted stock units and 23,584 performance share units, each representing the right to receive one share of Class A common stock if vesting conditions are met. Following these transactions, he directly holds 241,939 shares of Class A common stock and 54,745 restricted stock units.
loanDepot, Inc. Chief Financial Officer David R. Hayes reported equity compensation activity and related share settlements. On March 16, 2026, previously granted restricted stock units vested and were settled into a total of 267,397 shares of Class A Common Stock through derivative exercises.
To cover tax obligations, 98,827 shares of Class A Common Stock were withheld at $1.56 per share, a non-market disposition that does not reflect an open-market sale. After these transactions, Hayes directly owned 608,375 shares of Class A Common Stock.
He also received new equity awards: 518,867 restricted stock units that vest in three equal annual installments starting on March 16, 2027, and 518,867 performance share units that vest only if loanDepot’s Class A Common Stock achieves specified price targets.
Marchetti Dominick Edilio reported acquisition or exercise transactions in this Form 4 filing.
loanDepot, Inc. Chief Digital Officer Dominick Edilio Marchetti reported two new equity awards. He received 393,081 performance share units, each representing a potential share of Class A common stock that vests only if the stock reaches specified price targets. He also received 393,081 restricted stock units, each convertible into one Class A share, vesting in three equal annual installments starting on March 16, 2027. These are compensation-related grants rather than open-market purchases or sales.
loanDepot, Inc. files its annual report describing a technology-enabled mortgage platform focused on making homeownership more accessible, especially for first-time buyers. The company was the fifth largest retail-focused non-bank mortgage originator in 2025 and runs a diversified, multi-channel origination model supported by in-house servicing.
As of June 30, 2025, non-affiliate market value was $106,745,131. As of March 10, 2026, Class A shares outstanding were 228,821,318 and Class B shares were 106,207,433. At December 31, 2025, it serviced $119.1 billion in mortgage UPB, held $337.2 million in cash and cash equivalents, and had $4.2 billion of loan funding capacity, with $2.9 billion outstanding.
loanDepot, Inc. reported 2025 results showing higher volumes and revenue but continued losses. Full-year revenue rose 12% to $1.19 billion, while net loss narrowed to $108 million from $202 million, helped by stronger production and a 46% increase in adjusted EBITDA to $122 million.
In the fourth quarter, loan origination volume climbed 23% to $8.04 billion and market share reached 1.4%, but revenue slipped 4% to $310 million and net loss widened to $33 million from $9 million as gain-on-sale margins eased and expenses grew 3%. Adjusted EBITDA fell to $29 million from $49 million.
Cash and equivalents declined to $337 million from $459 million, mainly due to investment in loan inventory and full repayment of 2025 unsecured notes. The servicing portfolio unpaid principal balance increased to $119.1 billion with a 71% preliminary organic refinance recapture rate. For Q1 2026, the company guides to origination volume of $6.75–$7.75 billion, pull-through weighted lock volume of $7.75–$8.75 billion and pull-through weighted gain-on-sale margin of 270–300 basis points.
loanDepot, Inc. director Steven Ozonian exercised restricted stock units into Class A Common Stock. He converted 24,606 RSUs into 24,606 Class A shares at a price of $0.00 per share, increasing his directly held Class A Common Stock to 192,889 shares.
Each RSU represents a right to receive one Class A share or, at the Compensation Committee’s option, its cash value. The remaining RSUs are scheduled to vest on May 29, 2026.