Accel Funds Restructure Ethos Technologies Stake

Investment entities affiliated with Accel reported restructuring transactions in Ethos Technologies Inc. on August 4, 2026.

Rhea-AI Filing Summary

Investment entities affiliated with Accel reported restructuring transactions in Ethos Technologies Inc. on August 4, 2026. They converted a total of 1,785,971 shares of Class B Common Stock into an equal number of Class A shares, then distributed those Class A shares, for no consideration, pro rata to their partners and members under Exchange Act Rules 16a-13 and 16a-9. Following these transactions, Accel Growth Fund IV L.P., Accel Growth Fund Investors 2016 L.L.C. and Accel Growth Fund IV Strategic Partners L.P. reported holding 5,085,731, 243,255 and 28,929 shares of Class B Common Stock, respectively.

Insider Trade Summary

1,785,971 shares exercised/converted

Exercise 9 txns

Insider Accel Growth Fund IV L.P., Accel Growth Fund Investors 2016 L.L.C., Accel Growth Fund IV Strategic Partners L.P., Accel Growth Fund IV Associates L.L.C.

Role 10% Owner | 10% Owner | 10% Owner | 10% Owner

Type	Security	Shares	Price	Value
Conversion	Class B Common Stock F1	1,695,244	$0.00	$0.00
Conversion	Class B Common Stock F1	81,083	$0.00	$0.00
Conversion	Class B Common Stock F1	9,644	$0.00	$0.00
Conversion	Class A Common Stock F1	1,695,244	--	--
Conversion	Class A Common Stock F1	81,083	--	--
Conversion	Class A Common Stock F1	9,644	--	--
Other	Class A Common Stock F2	1,695,244	$0.00	$0.00
Other	Class A Common Stock F3	81,083	$0.00	$0.00
Other	Class A Common Stock F4	9,644	$0.00	$0.00

Holdings After Transaction: Class B Common Stock — 5,085,731 contracts (Direct); Class B Common Stock — 243,255 contracts (Indirect, By Accel Growth Fund Investors 2016 L.L.C.); Class B Common Stock — 28,929 contracts (Indirect, By Accel Growth Fund IV Strategic Partners L.P.); Class A Common Stock — 0 shares (Direct); Class A Common Stock — 0 shares (Indirect, By Accel Growth Fund Investors 2016 L.L.C.); Class A Common Stock — 0 shares (Indirect, By Accel Growth Fund IV L.P. Strategic Partners L.P.)

Footnotes (4)

1. F1. Each share of Class B Common Stock is convertible at the option of the holder thereof into one share of Class A Common Stock and otherwise in accordance with the terms of the Issuer's Certificate of Incorporation. The securities have no expiration date.
2. F2. On August 4, 2026, Accel Growth Fund IV L.P. distributed, for no consideration, 1,695,244 shares of Class A common stock of the Issuer (the "Accel Growth IV Shares") to its limited partners and to Accel Growth Fund IV Associates L.L.C., the general partner of Accel Growth Fund IV L.P., representing each such partner's pro rata interest in such Accel Growth IV Shares. On the same date, Accel Growth Fund IV Associates L.L.C. distributed, for no consideration, the Accel Growth IV Shares it received in the distribution by Accel Growth Fund IV L.P. to its members, representing each such member's pro rata interest in such Accel Growth IV Shares. All of the aforementioned distributions were made in accordance with the exemptions afforded by Rules 16a-13 and 16a-9 of the Securities Exchange Act of 1934, as amended.
3. F3. On August 4, 2026, Accel Growth Fund Investors 2016 L.L.C. distributed, for no consideration, 81,083 shares of Class A common stock of the Issuer to its members, representing each such member's pro rata interest in such shares. The aforementioned distribution was made in accordance with the exemptions afforded by Rules 16a-13 and 16a-9 of the Securities Exchange Act of 1934, as amended.
4. F4. On August 4, 2026, Accel Growth Fund IV Strategic Partners L.P. distributed, for no consideration, 9,644 shares of Class A common stock of the Issuer (the "Accel Growth IV SP Shares") to its limited partners and to Accel Growth Fund IV Associates L.L.C., the general partner of Accel Growth Fund IV Strategic Partners L.P., representing each such partner's pro rata interest in such Accel Growth IV SP Shares. On the same date, Accel Growth Fund IV Associates L.L.C. distributed, for no consideration, the Accel Growth IV SP Shares it received in the distribution by Accel Growth Fund IV Strategic Partners L.P. to its members, representing each such member's pro rata interest in such Accel Growth IV SP Shares. All of the aforementioned distributions were made in accordance with the exemptions afforded by Rules 16a-13 and 16a-9 of the Securities Exchange Act of 1934, as amended.

Key Figures

Class B shares converted to Class A: 1,785,971 shares Distribution by Accel Growth Fund IV L.P.: 1,695,244 shares Distribution by Accel Growth Fund Investors 2016 L.L.C.: 81,083 shares +4 more

7 metrics

Class B shares converted to Class A 1,785,971 shares Total Class B Common Stock converted into Class A on August 4, 2026

Distribution by Accel Growth Fund IV L.P. 1,695,244 shares Class A shares distributed for no consideration to limited partners and general partner

Distribution by Accel Growth Fund Investors 2016 L.L.C. 81,083 shares Class A shares distributed for no consideration to members

Distribution by Accel Growth Fund IV Strategic Partners L.P. 9,644 shares Class A shares distributed for no consideration to limited partners and general partner

Accel Growth Fund IV L.P. Class B holdings 5,085,731 shares Class B Common Stock held directly after conversion transaction

Accel Growth Fund Investors 2016 L.L.C. Class B holdings 243,255 shares Class B Common Stock held indirectly after conversion transaction

Accel Growth Fund IV Strategic Partners L.P. Class B holdings 28,929 shares Class B Common Stock held indirectly after conversion transaction

Key Terms

Class B Common Stock, Rule 16a-13, Rule 16a-9, pro rata interest

4 terms

Class B Common Stock financial

"Each share of Class B Common Stock is convertible into one share of Class A"

A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.

Rule 16a-13 regulatory

"distributions were made in accordance with the exemptions afforded by Rules 16a-13 and 16a-9"

Rule 16a-9 regulatory

"distributions were made in accordance with the exemptions afforded by Rules 16a-13 and 16a-9"

pro rata interest financial

"representing each such partner's pro rata interest in such shares"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What transactions did Accel-affiliated funds report in Ethos Technologies (LIFE) on August 4, 2026?

Accel-related entities converted 1,785,971 shares of Class B Common Stock into the same number of Class A shares on August 4, 2026. They then distributed all resulting Class A shares, for no consideration, pro rata to their limited partners and members.

How many Ethos Technologies (LIFE) shares did Accel Growth Fund IV L.P. distribute?

Accel Growth Fund IV L.P. distributed 1,695,244 shares of Ethos Technologies Class A common stock on August 4, 2026. These shares reflected each limited partner’s and the general partner’s pro rata interest and were transferred for no consideration as part of the reported transactions.

Were the Ethos Technologies (LIFE) insider distributions made for consideration?

The reported insider distributions of Ethos Technologies shares were made for no consideration. Class A shares were allocated pro rata to limited partners and members of the Accel funds, in transactions described as relying on Exchange Act Rules 16a-13 and 16a-9.

What is the conversion right of Ethos Technologies (LIFE) Class B Common Stock?

Each share of Ethos Technologies’ Class B Common Stock is convertible into one share of Class A Common Stock at the holder’s option. The securities have no expiration date, so the conversion right continues under the terms of the company’s certificate of incorporation.

What Class B holdings do the Accel funds report after these Ethos Technologies (LIFE) transactions?

After these transactions, Accel Growth Fund IV L.P. held 5,085,731 Class B shares, Accel Growth Fund Investors 2016 L.L.C. held 243,255 Class B shares, and Accel Growth Fund IV Strategic Partners L.P. held 28,929 Class B shares of Ethos Technologies.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/06/2026 - 04:16 PM Accepted by SEC EDGAR 08/06/2026 - 04:15 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Accel Growth Fund IV L.P.

(Last) (First) (Middle)

500 UNIVERSITY AVENUE

(Street)

PALO ALTO CALIFORNIA 94301

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Ethos Technologies Inc. [ LIFE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

	Form filed by One Reporting Person
X	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	08/04/2026		C		1,695,244	A	(1)	1,695,244	D
Class A Common Stock	08/04/2026		C		81,083	A	(1)	81,083	I	By Accel Growth Fund Investors 2016 L.L.C.
Class A Common Stock	08/04/2026		C		9,644	A	(1)	9,644	I	By Accel Growth Fund IV L.P. Strategic Partners L.P.
Class A Common Stock	08/04/2026		J(2)		1,695,244	D	$0	0	D
Class A Common Stock	08/04/2026		J(3)		81,083	D	$0	0	I	By Accel Growth Fund Investors 2016 L.L.C.
Class A Common Stock	08/04/2026		J(4)		9,644	D	$0	0	I	By Accel Growth Fund IV L.P. Strategic Partners L.P.

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Class B Common Stock	(1)	08/04/2026		C			1,695,244	(1)	(1)	Class A Common Stock	1,695,244	$0	5,085,731	D
Class B Common Stock	(1)	08/04/2026		C			81,083	(1)	(1)	Class A Common Stock	81,083	$0	243,255	I	By Accel Growth Fund Investors 2016 L.L.C.
Class B Common Stock	(1)	08/04/2026		C			9,644	(1)	(1)	Class A Common Stock	9,644	$0	28,929	I	By Accel Growth Fund IV Strategic Partners L.P.

1. Name and Address of Reporting Person^*

Accel Growth Fund IV L.P.

(Last) (First) (Middle)

500 UNIVERSITY AVENUE

(Street)

PALO ALTO CALIFORNIA 94301

(City) (State) (Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

1. Name and Address of Reporting Person^*

Accel Growth Fund Investors 2016 L.L.C.

(Last) (First) (Middle)

500 UNIVERSITY AVENUE

(Street)

PALO ALTO CALIFORNIA 94301

(City) (State) (Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

1. Name and Address of Reporting Person^*

Accel Growth Fund IV Strategic Partners L.P.

(Last) (First) (Middle)

500 UNIVERSITY AVENUE

(Street)

PALO ALTO CALIFORNIA 94301

(City) (State) (Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

1. Name and Address of Reporting Person^*

Accel Growth Fund IV Associates L.L.C.

(Last) (First) (Middle)

500 UNIVERSITY AVENUE

(Street)

PALO ALTO CALIFORNIA 94301

(City) (State) (Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

Explanation of Responses:

1. Each share of Class B Common Stock is convertible at the option of the holder thereof into one share of Class A Common Stock and otherwise in accordance with the terms of the Issuer's Certificate of Incorporation. The securities have no expiration date.

2. On August 4, 2026, Accel Growth Fund IV L.P. distributed, for no consideration, 1,695,244 shares of Class A common stock of the Issuer (the "Accel Growth IV Shares") to its limited partners and to Accel Growth Fund IV Associates L.L.C., the general partner of Accel Growth Fund IV L.P., representing each such partner's pro rata interest in such Accel Growth IV Shares. On the same date, Accel Growth Fund IV Associates L.L.C. distributed, for no consideration, the Accel Growth IV Shares it received in the distribution by Accel Growth Fund IV L.P. to its members, representing each such member's pro rata interest in such Accel Growth IV Shares. All of the aforementioned distributions were made in accordance with the exemptions afforded by Rules 16a-13 and 16a-9 of the Securities Exchange Act of 1934, as amended.

3. On August 4, 2026, Accel Growth Fund Investors 2016 L.L.C. distributed, for no consideration, 81,083 shares of Class A common stock of the Issuer to its members, representing each such member's pro rata interest in such shares. The aforementioned distribution was made in accordance with the exemptions afforded by Rules 16a-13 and 16a-9 of the Securities Exchange Act of 1934, as amended.

4. On August 4, 2026, Accel Growth Fund IV Strategic Partners L.P. distributed, for no consideration, 9,644 shares of Class A common stock of the Issuer (the "Accel Growth IV SP Shares") to its limited partners and to Accel Growth Fund IV Associates L.L.C., the general partner of Accel Growth Fund IV Strategic Partners L.P., representing each such partner's pro rata interest in such Accel Growth IV SP Shares. On the same date, Accel Growth Fund IV Associates L.L.C. distributed, for no consideration, the Accel Growth IV SP Shares it received in the distribution by Accel Growth Fund IV Strategic Partners L.P. to its members, representing each such member's pro rata interest in such Accel Growth IV SP Shares. All of the aforementioned distributions were made in accordance with the exemptions afforded by Rules 16a-13 and 16a-9 of the Securities Exchange Act of 1934, as amended.

	/s/ Jaspreet Singh, Attorney-in-Fact on behalf Accel Growth Fund IV L.P.	08/06/2026
	/s/ Jaspreet Singh, Attorney-in-Fact on behalf of Accel Growth Fund IV Associates L.L.C.	08/06/2026
	/s/ Jaspreet Singh, Attorney-in-Fact on behalf Accel Growth Fund IV Strategic Partners L.P.	08/06/2026
	/s/ Jaspreet Singh, Attorney-in-Fact on behalf of Accel Growth Fund Investors 2016 L.L.C.	08/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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* Form 4: SEC 1474 (03-26)