Welcome to our dedicated page for Live Oak Bancshares SEC filings (Ticker: LOB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Live Oak Bancshares, Inc. filings document the regulatory record of a financial holding company whose principal subsidiary is Live Oak Bank. The company’s 8-K reports cover operating results and financial condition, dividend declarations on Voting Common Stock and Series A preferred depositary shares, executive compensation actions, equity awards, and risk-management leadership changes.
Proxy materials describe governance matters, executive compensation, equity-award disclosure and shareholder voting items. Other filings include Form 12b-25 filing-status notices and capital-structure references to common stock and the company’s 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
Stasiowska Ewa Maria reported acquisition or exercise transactions in this Form 4 filing.
Live Oak Bancshares, Inc. Chief Risk Officer Ewa Maria Stasiowska received a grant of 8,383 restricted stock units on February 9, 2026. Each RSU represents a contingent right to receive one share of Live Oak voting common stock, aligning part of her compensation with the company’s equity.
The RSUs vest in five equal annual installments starting on February 9, 2027, conditioned on her continued service with the company or a related entity. Following the reported transactions, she also directly holds 2,595.231 shares of Live Oak voting common stock.
Live Oak Bancshares General Counsel Seward Gregory W reported equity compensation and related share movements. On February 9, 2026, he received a grant of 8,383 restricted stock units (RSUs), each representing one share of voting common stock, vesting in five equal annual installments beginning on February 9, 2027, subject to continued service.
On February 10, 2026, he exercised RSUs into 1,852 shares of voting common stock and then had 922 shares of voting common stock withheld at $41.04 per share to cover tax obligations. Following these transactions, he directly owned 106,806 shares of voting common stock.
Live Oak Bancshares, Inc. reported that Chief Experience Officer Spencer Courtney received a grant of 6,586 Restricted Stock Units on February 9, 2026, each representing one share of Voting Common Stock. On February 10, he exercised 1,425 RSUs, receiving an equal number of Voting Common Stock shares, and 709 shares were delivered to cover tax obligations at $41.04 per share. After these transactions, he holds 34,494 RSUs and 25,876 shares of Voting Common Stock directly, plus 153.7958 shares held indirectly through his spouse. Footnotes state that RSUs generally vest in multi-year annual installments, subject to continuous service.
Live Oak Bancshares, Inc. Chief Financial Officer Walter J. Phifer reported equity compensation and related share activity. On February 9, 2026 he received a grant of 9,580 restricted stock units (RSUs), each representing one share of voting common stock, vesting in five equal annual installments beginning February 9, 2027, subject to continued service.
On February 10, 2026 he exercised 1,852 RSUs, acquiring the same number of voting common shares, and had 957 shares withheld to cover tax obligations at $41.04 per share. After these transactions he directly owned 13,767 shares of voting common stock, along with multiple RSU awards that vest annually over future dates.
Live Oak Bancshares Chief Banking Officer Mark Michael Moroz received an award of 8,982 restricted stock units (RSUs) on February 9, 2026. Each RSU represents a contingent right to one share of voting common stock and vests in five equal annual installments beginning February 9, 2027, subject to continued service.
On February 10, 2026, Moroz exercised 1,852 RSUs into voting common stock at $0 per share and had 824 shares of common stock withheld at $41.04 per share to satisfy tax obligations. Following these transactions he directly owned 9,906 shares of voting common stock and held several additional RSU awards scheduled to vest between December 9, 2025 and May 19, 2026, as well as the new grant beginning February 9, 2027, all subject to his continued service.
Live Oak Bancshares, Inc. president William C. Losch III reported multiple equity compensation transactions. On February 9, 2026, he acquired 52,694 restricted stock units (RSUs), each representing one share of voting common stock, through a grant at an exercise price of $0.
On February 10, 2026, he exercised 9,030 RSUs, acquiring 9,030 shares of voting common stock at $0 per share, and 4,105 shares of voting common stock were disposed of at $41.04 per share to cover tax obligations. After these transactions, he directly owned 195,498 shares of voting common stock.
The filing also lists several existing RSU awards with different grant dates that vest in five equal annual installments beginning on dates from August 10, 2022 through February 12, 2025, and February 10, 2026 and February 9, 2027, contingent on continued service.
Live Oak Bancshares Chief Credit Officer Michael Cairns reported equity award activity. On February 9, 2026, he received a grant of 10,778 restricted stock units (RSUs), each representing one share of voting common stock, vesting in five equal annual installments beginning February 9, 2027.
On February 10, 2026, he exercised 1,282 RSUs, acquiring the same number of voting common shares, and 638 shares of common stock were withheld at $41.04 per share to cover tax obligations. After these transactions, he directly held 10,112 voting common shares and multiple RSU awards with stated vesting schedules running through 2029.
An affiliate of issuer LOB filed a notice to sell 10,000 shares of common stock under Rule 144 through Fidelity Brokerage Services LLC on 02/11/2026, with an aggregate market value of $415,600 on the NYSE.
The filing lists 45,857,617 shares of common stock outstanding. The seller acquired the shares in open market purchases on 08/19/2020 and 08/20/2020, paid in cash. It also details multiple prior 10,000‑share sales over the past three months with stated gross proceeds for each trade.
Live Oak Bancshares, Inc. chief financial officer Walter J. Phifer exercised employee stock options and increased his direct share ownership. On February 6, 2026, he exercised 6,160 stock options at $13.59 per share, receiving 6,160 shares of voting common stock and bringing his directly held stake to 12,872 shares. He also holds several restricted stock unit awards that each convert into one share of voting common stock as they vest in equal annual installments from February 2022 through August 2026, contingent on continued service.
Live Oak Bancshares, Inc. (LOB) reported pre-planned insider stock sales by a trust associated with its Chief Executive Officer, director and 10% owner James S. Mahan III. A total of 20,000 shares of voting common stock were sold on February 4–5, 2026 by the James S. Mahan Revocable Trust at weighted average prices between $40.1332 and $42.4358, under a Rule 10b5-1 trading plan adopted on August 27, 2025. After these transactions, the trust held 3,047,844 shares of voting common stock indirectly, with additional indirect holdings reported for other family trusts and an LLC.