Live Oak Bancshares, Inc. filings document the regulatory record of a financial holding company whose principal subsidiary is Live Oak Bank. The company’s 8-K reports cover operating results and financial condition, dividend declarations on Voting Common Stock and Series A preferred depositary shares, executive compensation actions, equity awards, and risk-management leadership changes.
Proxy materials describe governance matters, executive compensation, equity-award disclosure and shareholder voting items. Other filings include Form 12b-25 filing-status notices and capital-structure references to common stock and the company’s 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
A person filing under Rule 144 plans to sell 10,000 common shares through Fidelity Brokerage Services LLC on or about 02/12/2026 on the NYSE, with an indicated aggregate market value of $414,000. The issuer has 45,857,617 common shares outstanding.
The 10,000 shares to be sold were originally acquired by open market purchase from the issuer on 08/19/2020 for cash. Over the prior three months, James S Mahan Rev Trust reported multiple separate sales of 10,000 common shares each, with gross proceeds ranging from $320,458.60 to $418,983.13.
Live Oak Bancshares, Inc. reported that a company officer received an equity award of 13,173 restricted stock units on February 9, 2026. Each RSU represents the right to receive one share of the company’s voting common stock at a price of $0.
The RSUs vest in five equal annual installments beginning on February 9, 2027, contingent on the officer’s continued service with the company or a related entity. This is an amended insider report correcting a prior filing that had mistakenly shown 10,778 RSUs instead of 13,173.
Live Oak Bancshares, Inc. Chief Information/Digital Officer of the bank, Derraik Renato, reported equity compensation and related share movements. On February 9, 2026, he received 10,778 restricted stock units (RSUs), each representing one share of voting common stock, vesting in five equal annual installments beginning February 9, 2027, subject to continued service. On February 10, 2026, he exercised 3,135 RSUs into 3,135 shares of voting common stock at $0, and 1,515 shares of voting common stock were disposed of at $41.04 per share to satisfy tax withholding. After these transactions, he directly owned 66,044 shares of voting common stock and 12,543 RSUs. The filing also lists earlier RSU awards of 25,000, 3,160, 53,769, and 17,025 units, each vesting in five equal annual installments beginning on specified dates from August 10, 2022 through February 12, 2025, contingent on his continued service.
Live Oak Bancshares, Inc. Chief Accounting Officer John W. Sutherland reported equity compensation and related share movements. On February 9, 2026, he acquired 2,754 restricted stock units (RSUs), each representing a contingent right to one share of voting common stock, vesting in five equal annual installments beginning on February 9, 2027, subject to continued service.
On February 10, 2026, he exercised 570 RSUs into 570 shares of voting common stock, and 284 shares of voting common stock were disposed of at $41.04 per share to cover tax obligations. Following these transactions, he directly beneficially owned 15,576 shares of voting common stock and held multiple RSU awards with various five‑year vesting schedules.
Stasiowska Ewa Maria reported acquisition or exercise transactions in this Form 4 filing.
Live Oak Bancshares, Inc. Chief Risk Officer Ewa Maria Stasiowska received a grant of 8,383 restricted stock units on February 9, 2026. Each RSU represents a contingent right to receive one share of Live Oak voting common stock, aligning part of her compensation with the company’s equity.
The RSUs vest in five equal annual installments starting on February 9, 2027, conditioned on her continued service with the company or a related entity. Following the reported transactions, she also directly holds 2,595.231 shares of Live Oak voting common stock.
Live Oak Bancshares General Counsel Seward Gregory W reported equity compensation and related share movements. On February 9, 2026, he received a grant of 8,383 restricted stock units (RSUs), each representing one share of voting common stock, vesting in five equal annual installments beginning on February 9, 2027, subject to continued service.
On February 10, 2026, he exercised RSUs into 1,852 shares of voting common stock and then had 922 shares of voting common stock withheld at $41.04 per share to cover tax obligations. Following these transactions, he directly owned 106,806 shares of voting common stock.
Live Oak Bancshares, Inc. reported that Chief Experience Officer Spencer Courtney received a grant of 6,586 Restricted Stock Units on February 9, 2026, each representing one share of Voting Common Stock. On February 10, he exercised 1,425 RSUs, receiving an equal number of Voting Common Stock shares, and 709 shares were delivered to cover tax obligations at $41.04 per share. After these transactions, he holds 34,494 RSUs and 25,876 shares of Voting Common Stock directly, plus 153.7958 shares held indirectly through his spouse. Footnotes state that RSUs generally vest in multi-year annual installments, subject to continuous service.
Live Oak Bancshares, Inc. Chief Financial Officer Walter J. Phifer reported equity compensation and related share activity. On February 9, 2026 he received a grant of 9,580 restricted stock units (RSUs), each representing one share of voting common stock, vesting in five equal annual installments beginning February 9, 2027, subject to continued service.
On February 10, 2026 he exercised 1,852 RSUs, acquiring the same number of voting common shares, and had 957 shares withheld to cover tax obligations at $41.04 per share. After these transactions he directly owned 13,767 shares of voting common stock, along with multiple RSU awards that vest annually over future dates.
Live Oak Bancshares Chief Banking Officer Mark Michael Moroz received an award of 8,982 restricted stock units (RSUs) on February 9, 2026. Each RSU represents a contingent right to one share of voting common stock and vests in five equal annual installments beginning February 9, 2027, subject to continued service.
On February 10, 2026, Moroz exercised 1,852 RSUs into voting common stock at $0 per share and had 824 shares of common stock withheld at $41.04 per share to satisfy tax obligations. Following these transactions he directly owned 9,906 shares of voting common stock and held several additional RSU awards scheduled to vest between December 9, 2025 and May 19, 2026, as well as the new grant beginning February 9, 2027, all subject to his continued service.
Live Oak Bancshares, Inc. president William C. Losch III reported multiple equity compensation transactions. On February 9, 2026, he acquired 52,694 restricted stock units (RSUs), each representing one share of voting common stock, through a grant at an exercise price of $0.
On February 10, 2026, he exercised 9,030 RSUs, acquiring 9,030 shares of voting common stock at $0 per share, and 4,105 shares of voting common stock were disposed of at $41.04 per share to cover tax obligations. After these transactions, he directly owned 195,498 shares of voting common stock.
The filing also lists several existing RSU awards with different grant dates that vest in five equal annual installments beginning on dates from August 10, 2022 through February 12, 2025, and February 10, 2026 and February 9, 2027, contingent on continued service.