Welcome to our dedicated page for Live Oak Bancshares SEC filings (Ticker: LOB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Live Oak Bancshares, Inc. filings document the regulatory record of a financial holding company whose principal subsidiary is Live Oak Bank. The company’s 8-K reports cover operating results and financial condition, dividend declarations on Voting Common Stock and Series A preferred depositary shares, executive compensation actions, equity awards, and risk-management leadership changes.
Proxy materials describe governance matters, executive compensation, equity-award disclosure and shareholder voting items. Other filings include Form 12b-25 filing-status notices and capital-structure references to common stock and the company’s 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
An affiliated trust of the issuer has filed a notice of proposed sale of 10,000 shares of common stock under Rule 144. The planned sale, through Fidelity Brokerage Services LLC on the NYSE, has an indicated aggregate market value of $326,900 with an approximate sale date of 12/05/2025. The seller previously acquired the shares in August 2020 via open-market purchases paid in cash.
Over the past three months, the same trust sold 10,000 common shares on each of 11/26/2025, 11/28/2025, and 12/03/2025, for gross proceeds of $321,747.83, $320,458.60, and $330,467.30, respectively. By signing the notice, the seller represents they are not aware of undisclosed material adverse information about the issuer’s current or prospective operations.
A shareholder of LOB has filed a notice to sell 10,000 shares of common stock under Rule 144.
The planned sale is to be executed through Fidelity Brokerage Services LLC on the NYSE, with an approximate sale date of 12/03/2025. The filing cites an aggregate market value of $330,467.30 for these 10,000 shares, compared with 45,857,617 shares of the same class outstanding.
The shares were originally acquired on 08/24/2020 in an open market purchase from the issuer, paid in cash. Over the past three months, the James S Mahan Rev Trust has already sold 10,000 common shares on 11/26/2025 for gross proceeds of $321,747.83 and another 10,000 shares on 11/28/2025 for $320,458.60. The filer also represents that they are not aware of undisclosed material adverse information about the issuer.
Live Oak Bancshares, Inc. reported insider equity activity by its General Counsel. The filing shows two transactions in voting common stock coded as "G," indicating gifts on November 26, 2025 and November 28, 2025, each at a price of $0. After these gifts, the reporting person directly beneficially owned 105,876 shares of voting common stock.
The filing also details multiple grants of restricted stock units (RSUs), each representing the right to receive one share of Live Oak Bancshares voting common stock. These RSUs vest in five equal annual installments beginning on dates in February of 2022, 2023, 2024, 2025, and 2026, as long as the General Counsel continues to serve the company or a related entity on the applicable vesting dates.
Live Oak Bancshares, Inc. insider James S. Mahan, the company’s Chief Executive Officer, director and 10% owner, reported open-market sales of company stock under a pre-arranged trading plan. On November 26, 2025, a trust for his benefit sold 10,000 shares of voting common stock at a weighted average price of $32.1723 per share. On November 28, 2025, the same trust sold an additional 10,000 shares at a weighted average price of $32.0434 per share.
The filing notes these transactions were effected pursuant to a Rule 10b5-1 trading plan adopted on August 27, 2025, which is designed to allow insiders to sell shares according to a preset schedule. After these sales, Mahan continues to report substantial indirect holdings in Live Oak Bancshares through several trusts and entities, including 3,127,844 shares held by the James S. Mahan Revocable Trust and 3,032,547 shares held by the Marguerite D. Mahan Revocable Trust.
Live Oak Bancshares, Inc. announced a leadership change in its risk management function. Effective December 1, 2025, the company appointed Ewa Stasiowska as Chief Risk Officer of both Live Oak Bancshares and its wholly owned subsidiary, Live Oak Banking Company. She replaces Gregory W. Seward, who had served as Chief Risk Officer since July 2022.
Gregory Seward will continue in his existing role as General Counsel for the company and the bank, so he remains part of the executive team. The company also issued a press release describing Ms. Stasiowska’s appointment, which is included as an exhibit to this report.
A shareholder of LOB filed a Form 144 notice to sell up to 10,000 shares of common stock through Fidelity Brokerage Services on the NYSE, with an aggregate market value of $320,458.60. The filing states that these shares were originally acquired in open market purchases for cash on 08/24/2020 and 08/27/2020.
The notice also reports that the James S Mahan Rev Trust sold 10,000 common shares on 11/26/2025 for gross proceeds of $321,747.83 during the prior three months. Shares of the issuer’s common stock outstanding were 45,857,617 at the time referenced in the form.
Live Oak Bancshares, Inc. (LOB) reported an insider transaction by a director on a Form 4. On 11/20/2025, the reporting person purchased 1,000 shares of voting common stock in an open-market transaction at a price of $30.24 per share, coded as a purchase ("P"). Following this buy, the director beneficially owned 6,697 shares of Live Oak voting common stock held directly.
The filing also notes that the director holds 2,946 restricted stock units, each representing a right to receive one share of voting common stock, which are scheduled to vest on May 1, 2026.
Live Oak Bancshares (LOB) reported insider equity transactions by an officer serving as General Counsel. On 11/18/2025, the insider exercised 12,000 voting common shares at $14.55 per share and had 3,051 shares withheld at $30.04 in a transaction coded as tax-related. On 11/19/2025, the insider exercised an additional 1,500 shares at $14.55 and sold 1,200 shares at a weighted average price of $30.2015. Following these transactions, the insider directly owned 106,126 voting common shares and held several tranches of restricted stock units that vest in equal annual installments from 2022 through 2026, contingent on continued service.
LOB disclosed a planned sale of 1,200 shares of its common stock under Rule 144. The shares are to be sold through Fidelity Brokerage Services LLC on the NYSE, with an aggregate market value of $36,241.82. The seller acquired these shares via a stock option granted on 11/19/2015 and paid cash to acquire the 1,200 shares on 11/19/2025. The notice also confirms the seller represents they are not aware of any undisclosed material adverse information about the issuer’s current or prospective operations.
Live Oak Bancshares, Inc. announced that its board of directors declared a cash dividend of $0.03 per share on its Voting Common Stock. The company also declared a cash dividend of $0.52344 per depositary share of its 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock. Both dividends are payable on December 15, 2025 to shareholders of record as of December 2, 2025, providing scheduled cash returns to common and preferred investors.