Live Oak Bancshares, Inc. filings document the regulatory record of a financial holding company whose principal subsidiary is Live Oak Bank. The company’s 8-K reports cover operating results and financial condition, dividend declarations on Voting Common Stock and Series A preferred depositary shares, executive compensation actions, equity awards, and risk-management leadership changes.
Proxy materials describe governance matters, executive compensation, equity-award disclosure and shareholder voting items. Other filings include Form 12b-25 filing-status notices and capital-structure references to common stock and the company’s 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
James S Mahan Rev Trust filed a Form 144 indicating an intent to sell 10,000 shares of Live Oak Bancshares common stock through Fidelity Brokerage Services LLC on the NYSE. The planned sale has an aggregate market value of $343,307.20, based on the price information used in the form, and is made against a backdrop of 45,857,617 common shares outstanding. The trust originally acquired these 10,000 shares in an open market purchase from the issuer on 08/21/2020, paid in cash on the same date.
Over the prior three months, the trust reported four separate sales of 10,000 common shares each, on 11/26/2025, 11/28/2025, 12/03/2025, and 12/05/2025, with gross proceeds of $321,747.83, $320,458.60, $330,467.30, and $328,114.80, respectively. The signer represents that they are not aware of any undisclosed material adverse information about Live Oak Bancshares’ current or prospective operations.
Live Oak Bancshares, Inc. CFO reports equity award activity. On 12/09/2025, the reporting person, the company’s Chief Financial Officer, acquired 1,572 shares of voting common stock through the vesting and settlement of restricted stock units. On the same date, 729 shares of voting common stock were disposed of at $33.02 per share in a transaction coded "F," reflecting shares withheld to cover taxes. After these transactions, the reporting person directly owned 6,586 shares of voting common stock.
The filing also lists multiple tranches of restricted stock units, each representing one share of voting common stock, that vest in five equal annual installments beginning on various dates from February 22, 2022 through August 18, 2026, subject to continued service. In addition, an employee stock option covering 6,160 shares at an exercise price of $13.59 is shown as fully vested and exercisable in yearly installments that began on February 16, 2017.
Live Oak Bancshares, Inc. reported an insider equity transaction by its Chief Banking Officer on a Form 4. On December 9, 2025, 2,829 restricted stock units (RSUs) were exercised into voting common stock, increasing the officer’s directly held shares to 10,136 before a subsequent disposition. That same day, 1,258 voting common shares were disposed of at $33.02 per share, leaving the officer with 8,878 directly owned shares.
The filing also details several RSU awards. One grant has 2,830 RSUs scheduled to vest on December 9, 2026 and 2,829 on December 9, 2027, while other awards vest in annual installments from February 2026 through February 2030 and begin in May 2026. Each vesting is contingent on the officer’s continuous service with the company or a related entity on the stated dates.
Live Oak Bancshares, Inc. insider equity activity: A company officer, the Chief Credit Officer of Live Oak Bancshares, Inc. (ticker LOB), reported routine equity transactions related to restricted stock units (RSUs) and associated common stock on December 8 and 9, 2025. The reporting person acquired 946 and 943 shares of voting common stock through RSU vesting on these dates, while 421 and 420 shares were withheld and disposed of at prices of $32.95 and $33.02 per share, respectively, typically for tax withholding. Following these transactions, the officer directly held 9,338 shares of voting common stock and continued to hold multiple blocks of RSUs that vest annually over several years, all contingent on continued service with the company.
Live Oak Bancshares, Inc. insider reporting person, who serves as Chief Executive Officer, director and a 10% owner, reported a sale of company stock. On 12/05/2025, the insider sold 10,000 shares of Voting Common Stock at a weighted average price of $32.809, coded as an open market sale. The transaction was carried out under a Rule 10b5-1 trading plan that was adopted on August 27, 2025.
After this sale, the insider continues to hold substantial indirect positions through several entities, including 3,107,844 shares held by the James S. Mahan Revocable Trust and 3,032,547 shares held by the Marguerite D. Mahan Revocable Trust. Additional indirect holdings include 127,167 shares in the 2021 Chip Mahan Family and Charitable Trust, 127,167 shares in the 2021 Peggy Mahan Family Trust, and 140,150 shares held by Peapod II, LLC.
Live Oak Bancshares, Inc. reported an initial insider ownership filing for its Chief Risk Officer. The Form 3 indicates that the reporting person is an officer of the company and is filing individually. In this filing, the insider reports beneficial ownership of 0 shares of Voting Common Stock, held directly. No derivative securities such as options or warrants are listed as beneficially owned.
Live Oak Bancshares, Inc. insider trading report shows that a major insider executed pre-planned stock sales. On December 3, 2025, voting common stock of Live Oak Bancshares (LOB) was sold in two transactions by trusts associated with the reporting person, who is a director, 10% owner, and Chief Executive Officer.
The James S. Mahan Revocable Trust sold 6,082 shares at a weighted average price of $32.9214 per share and 3,918 shares at a weighted average price of $33.2414 per share, under a Rule 10b5-1 trading plan adopted on August 27, 2025. After these trades, the filing reports continued indirect beneficial ownership of substantial voting common stock positions through multiple family and revocable trusts.
An affiliated trust of the issuer has filed a notice of proposed sale of 10,000 shares of common stock under Rule 144. The planned sale, through Fidelity Brokerage Services LLC on the NYSE, has an indicated aggregate market value of $326,900 with an approximate sale date of 12/05/2025. The seller previously acquired the shares in August 2020 via open-market purchases paid in cash.
Over the past three months, the same trust sold 10,000 common shares on each of 11/26/2025, 11/28/2025, and 12/03/2025, for gross proceeds of $321,747.83, $320,458.60, and $330,467.30, respectively. By signing the notice, the seller represents they are not aware of undisclosed material adverse information about the issuer’s current or prospective operations.
A shareholder of LOB has filed a notice to sell 10,000 shares of common stock under Rule 144.
The planned sale is to be executed through Fidelity Brokerage Services LLC on the NYSE, with an approximate sale date of 12/03/2025. The filing cites an aggregate market value of $330,467.30 for these 10,000 shares, compared with 45,857,617 shares of the same class outstanding.
The shares were originally acquired on 08/24/2020 in an open market purchase from the issuer, paid in cash. Over the past three months, the James S Mahan Rev Trust has already sold 10,000 common shares on 11/26/2025 for gross proceeds of $321,747.83 and another 10,000 shares on 11/28/2025 for $320,458.60. The filer also represents that they are not aware of undisclosed material adverse information about the issuer.
Live Oak Bancshares, Inc. reported insider equity activity by its General Counsel. The filing shows two transactions in voting common stock coded as "G," indicating gifts on November 26, 2025 and November 28, 2025, each at a price of $0. After these gifts, the reporting person directly beneficially owned 105,876 shares of voting common stock.
The filing also details multiple grants of restricted stock units (RSUs), each representing the right to receive one share of Live Oak Bancshares voting common stock. These RSUs vest in five equal annual installments beginning on dates in February of 2022, 2023, 2024, 2025, and 2026, as long as the General Counsel continues to serve the company or a related entity on the applicable vesting dates.