Welcome to our dedicated page for Live Oak Bancshares SEC filings (Ticker: LOB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Live Oak Bancshares, Inc. filings document the regulatory record of a financial holding company whose principal subsidiary is Live Oak Bank. The company’s 8-K reports cover operating results and financial condition, dividend declarations on Voting Common Stock and Series A preferred depositary shares, executive compensation actions, equity awards, and risk-management leadership changes.
Proxy materials describe governance matters, executive compensation, equity-award disclosure and shareholder voting items. Other filings include Form 12b-25 filing-status notices and capital-structure references to common stock and the company’s 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
Live Oak Bancshares, Inc.’s Chief Financial Officer reported equity transactions in company stock. On 12/15/2025, 235 shares of voting common stock were acquired in connection with restricted stock units, and 109 shares were disposed of at $35.31 per share. After these transactions, the officer directly owned 6,712 shares of voting common stock. The filing also lists multiple restricted stock unit awards, each representing a contingent right to receive one share of voting common stock, vesting in five equal annual installments beginning on dates ranging from February 22, 2022 to August 18, 2026, subject to continuous service. In addition, an employee stock option with a $13.59 exercise price covering 6,160 shares of voting common stock is reported, with vesting previously occurring in installments between February 16, 2017 and February 16, 2023.
Live Oak Bancshares’ Chief Credit Officer reported an equity award vesting. On 12/15/2025, 235 shares of voting common stock were acquired through the vesting and settlement of restricted stock units. To cover tax obligations, 105 shares of voting common stock were withheld at a price of $35.31 per share, leaving 9,468 shares of voting common stock held directly after the transactions.
The filing also describes several outstanding restricted stock unit grants, each representing a right to receive one share of voting common stock. Vesting for these awards is scheduled on future dates including December 15, 2026, December 9, 2026 and 2027, December 8, 2026–2028, February 22, 2026, August 19, 2026–2029, and in five equal annual installments beginning February 10, 2026, in each case conditioned on the officer’s continued service.
James S Mahan Rev Trust has filed a notice under Rule 144 to sell 10,000 common shares through Fidelity Brokerage Services LLC on the NYSE, with an aggregate market value of $359,724.00. The notice lists 45,857,617 common shares outstanding for the issuer, giving a sense of the overall equity base.
The trust acquired these 10,000 shares in August 2020 through open market purchases paid in cash. It also discloses a series of sales of 10,000 common shares each in November and December 2025, including sales on November 26, 2025 and December 12, 2025 with gross proceeds of $321,747.83 and $351,337.65, respectively. This notice alerts the market to additional planned share sales by an existing holder.
Live Oak Bancshares, Inc. reported that its chief executive officer, who is also a director and 10% owner, sold 10,000 shares of voting common stock on 12/12/2025. The sale was reported with transaction code “S” and executed at a weighted average price of $35.1313 per share, with individual trades ranging from $34.815 to $35.3658.
The transaction was carried out under a pre-arranged Rule 10b5-1 trading plan adopted on August 27, 2025. After this sale, the reporting person continues to hold significant indirect beneficial ownership through several entities, including 3,087,844 shares held by the James S. Mahan Revocable Trust and 3,032,547 shares held by the Marguerite D. Mahan Revocable Trust.
Live Oak Bancshares, Inc. reported insider share sales by its Chief Executive Officer, who is also a director and 10% owner, on 12/10/2025. Through the James S. Mahan Revocable Trust, the reporting person sold 3,505 shares of voting common stock at a weighted average price of $33.6529 and an additional 6,495 shares at a weighted average price of $34.6927, coded as open market sales. These trades were carried out under a pre-arranged Rule 10b5-1 trading plan adopted on August 27, 2025.
Following the reported transactions, the James S. Mahan Revocable Trust held 3,097,844 shares of voting common stock indirectly. Additional indirect holdings reported include 3,032,547 shares held by the Marguerite D. Mahan Revocable Trust, 127,167 shares held by the 2021 Chip Mahan Family and Charitable Trust, 127,167 shares held by the 2021 Peggy Mahan Family Trust, and 140,150 shares held by Peapod II, LLC.
A shareholder of LOB has filed a notice under Rule 144 to sell 10,000 shares of common stock through Fidelity Brokerage Services on the NYSE, with an aggregate market value of 354,900.00. The filing notes that there were 45,857,617 shares of this class outstanding at the time of the notice.
The seller acquired these 10,000 shares in an open market purchase from the issuer on 08/21/2020, paid for in cash on the same date. Over the past three months, the James S Mahan Rev Trust has already sold five blocks of 10,000 common shares each, with disclosed gross proceeds ranging from about 320,458.60 to 343,307.20 per transaction.
James S Mahan Rev Trust filed a Form 144 indicating an intent to sell 10,000 shares of Live Oak Bancshares common stock through Fidelity Brokerage Services LLC on the NYSE. The planned sale has an aggregate market value of $343,307.20, based on the price information used in the form, and is made against a backdrop of 45,857,617 common shares outstanding. The trust originally acquired these 10,000 shares in an open market purchase from the issuer on 08/21/2020, paid in cash on the same date.
Over the prior three months, the trust reported four separate sales of 10,000 common shares each, on 11/26/2025, 11/28/2025, 12/03/2025, and 12/05/2025, with gross proceeds of $321,747.83, $320,458.60, $330,467.30, and $328,114.80, respectively. The signer represents that they are not aware of any undisclosed material adverse information about Live Oak Bancshares’ current or prospective operations.
Live Oak Bancshares, Inc. CFO reports equity award activity. On 12/09/2025, the reporting person, the company’s Chief Financial Officer, acquired 1,572 shares of voting common stock through the vesting and settlement of restricted stock units. On the same date, 729 shares of voting common stock were disposed of at $33.02 per share in a transaction coded "F," reflecting shares withheld to cover taxes. After these transactions, the reporting person directly owned 6,586 shares of voting common stock.
The filing also lists multiple tranches of restricted stock units, each representing one share of voting common stock, that vest in five equal annual installments beginning on various dates from February 22, 2022 through August 18, 2026, subject to continued service. In addition, an employee stock option covering 6,160 shares at an exercise price of $13.59 is shown as fully vested and exercisable in yearly installments that began on February 16, 2017.
Live Oak Bancshares, Inc. reported an insider equity transaction by its Chief Banking Officer on a Form 4. On December 9, 2025, 2,829 restricted stock units (RSUs) were exercised into voting common stock, increasing the officer’s directly held shares to 10,136 before a subsequent disposition. That same day, 1,258 voting common shares were disposed of at $33.02 per share, leaving the officer with 8,878 directly owned shares.
The filing also details several RSU awards. One grant has 2,830 RSUs scheduled to vest on December 9, 2026 and 2,829 on December 9, 2027, while other awards vest in annual installments from February 2026 through February 2030 and begin in May 2026. Each vesting is contingent on the officer’s continuous service with the company or a related entity on the stated dates.
Live Oak Bancshares, Inc. insider equity activity: A company officer, the Chief Credit Officer of Live Oak Bancshares, Inc. (ticker LOB), reported routine equity transactions related to restricted stock units (RSUs) and associated common stock on December 8 and 9, 2025. The reporting person acquired 946 and 943 shares of voting common stock through RSU vesting on these dates, while 421 and 420 shares were withheld and disposed of at prices of $32.95 and $33.02 per share, respectively, typically for tax withholding. Following these transactions, the officer directly held 9,338 shares of voting common stock and continued to hold multiple blocks of RSUs that vest annually over several years, all contingent on continued service with the company.