Welcome to our dedicated page for Live Oak Bancshares SEC filings (Ticker: LOB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Live Oak Bancshares, Inc. filings document the regulatory record of a financial holding company whose principal subsidiary is Live Oak Bank. The company’s 8-K reports cover operating results and financial condition, dividend declarations on Voting Common Stock and Series A preferred depositary shares, executive compensation actions, equity awards, and risk-management leadership changes.
Proxy materials describe governance matters, executive compensation, equity-award disclosure and shareholder voting items. Other filings include Form 12b-25 filing-status notices and capital-structure references to common stock and the company’s 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
Live Oak Bancshares, Inc. received an Amendment No. 8 to Schedule 13G from James S. Mahan III, Marguerite D. Mahan and their revocable trusts, reporting significant ownership of the company’s voting common stock.
Each of James and Marguerite Mahan is reported as beneficially owning 6,619,682 shares, or 14.4% of the voting common stock, based on 45,857,617 shares outstanding as of November 14, 2025, as disclosed in the issuer’s Form 10‑Q. Their respective revocable trusts are listed separately, with the James S. Mahan III Revocable Trust holding 3,067,844 shares (6.7%) and the Marguerite D. Mahan Revocable Trust holding 3,032,547 shares (6.6%).
The filing details how these shares are split between sole and shared voting and dispositive power through the individual trusts, family trusts, a nonprofit entity called Salt Water Fund, and Peapod II, LLC, reflecting a concentrated insider and family-related ownership position in LOB.
James S. Mahan Rev Trust has filed a Rule 144 notice to sell 10,000 shares of the issuer’s common stock through Fidelity Brokerage Services LLC on or about February 5, 2026 on the NYSE, with an aggregate market value of $402,139.96.
The shares were originally acquired in an open-market purchase from the issuer on August 20, 2020 for cash. The notice also lists prior common stock sales of 10,000 shares per transaction by the same trust between November 26, 2025 and February 4, 2026. Common shares outstanding were 45,857,617 at the time referenced.
James S Mahan Rev Trust has filed a notice of proposed sale under Rule 144 for 10,000 shares of common stock, with an aggregate market value of $410,100.00, to be sold through Fidelity Brokerage Services LLC on or about 02/04/2026 on the NYSE.
The issuer had 45,857,617 shares of this class outstanding. The trust previously sold eight 10,000-share blocks between November and December 2025, including sales on 11/26/2025 for $321,747.83 and on 12/19/2025 for $361,758.75.
Live Oak Bancshares, Inc. insider activity shows Chief Risk Officer Ewa Maria Stasiowska buying voting common stock. On 01/26/2026, she purchased 2,595.231 shares in an open-market transaction at a weighted average price of $38.532 per share, bringing her directly held stake to 2,595.231 shares.
The trade was executed in multiple lots at prices ranging from $38.532 to $38.535, with the reported price reflecting the weighted average across those trades.
Live Oak Bancshares, Inc. Chief Experience Officer Spencer Courtney reported an option exercise and share sale. On January 26, 2026, he exercised a stock option for 14,000 shares of voting common stock at $13.59 per share, increasing his direct holdings. The same day, he sold 9,700 shares of voting common stock at a weighted average price of $39.005 per share, in trades executed between $39.000 and $39.155, leaving 25,160 shares held directly. He also reports 153.7958 shares held indirectly by his spouse and multiple blocks of restricted stock units, each representing a contingent right to receive one share of voting common stock that vest over several annual installments.
A shareholder of LOB filed a Form 144 notice to sell 9,700 shares of common stock through Fidelity Brokerage Services on the NYSE, with an aggregate market value of $378,345.79. The filing indicates total common shares outstanding of 45,857,617 at the time referenced, which serves as a baseline for the company’s overall share count. The shares to be sold were acquired on 01/26/2026 by exercising an option that had originally been granted on 02/16/2016, with the exercise price paid in cash. The form notes that the seller represents they are not aware of any undisclosed material adverse information about the issuer’s current or prospective operations.
Live Oak Bancshares, Inc. reported that it has released its financial results for the fourth quarter ended December 31, 2025. The company furnished this information through a press release dated January 21, 2026, which is attached as an exhibit to this report and incorporated by reference. The report also notes that the information in this item is being provided for disclosure purposes and is not deemed to be filed for liability provisions of the securities laws or automatically incorporated into other securities filings.
Live Oak Bancshares, Inc. reported an insider transaction involving its voting common stock. On 12/19/2025, the reporting person sold 10,000 shares of voting common stock at a weighted average price of $36.1734, in multiple trades executed between $35.89 and $36.50. The filing notes that these sales were made under a Rule 10b5-1 trading plan adopted on August 27, 2025.
Following the transaction, the reporting person beneficially owns shares indirectly through several entities, including 3,067,844 shares held by the James S. Mahan Revocable Trust, 3,032,547 shares held by the Marguerite D. Mahan Revocable Trust, 127,167 shares each held by the 2021 Chip Mahan Family and Charitable Trust and the 2021 Peggy Mahan Family Trust, and 140,150 shares held by Peapod II, LLC.
Live Oak Bancshares insider trading report: A reporting person who is a director, chief executive officer, and 10% owner of Live Oak Bancshares, Inc. (LOB) reported selling 10,000 shares of voting common stock on December 17, 2025. The sale, coded as a disposition, was executed at a weighted average price of $35.9699 per share in multiple trades between $35.64 and $36.1623 under a Rule 10b5-1 trading plan adopted on August 27, 2025. After this transaction, the reporting person indirectly beneficially owned 3,077,844 shares through the James S. Mahan Revocable Trust and additional shares through several related trusts and an LLC.
A shareholder of LOB has filed a notice to sell 10,000 shares of the company’s common stock through Fidelity Brokerage Services on the NYSE, with an approximate sale date of 12/19/2025. The filing lists an aggregate market value for this planned sale of $361,758.75, compared with 45,857,617 shares outstanding of the same class.
The shares to be sold were originally acquired on 08/20/2020 in an open market purchase paid in cash. The shareholder has also sold multiple 10,000‑share blocks of common stock over the past three months, with individual transactions between 11/26/2025 and 12/17/2025 generating gross proceeds that ranged from about $320,458.60 to $359,724.00. By signing the notice, the seller represents that they are not aware of undisclosed material adverse information about the issuer.