Every 8-K that MVB Financial Corp. (MVBF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow MVBF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MVBF filings page.
MVB Financial Corp (MVBF) announced that its Board of Directors has declared a quarterly cash dividend of $0.17 per share. The dividend is payable on September 15, 2026 to shareholders of record as of September 1, 2026. This represents MVB’s third quarterly dividend for 2026 and is consistent with the previous quarter’s dividend, indicating no change in the current dividend level. Management also highlighted strong second quarter performance, noting solid loan and deposit growth, improved net interest income, and growing fee income from its payments business.
MVB Financial Corp. outlines a fintech-focused banking model with $3.5B in total assets, $2.5B total loans and $3.1B total deposits as of Q2 2026. Revenue grew 51.6% year over year (Q2 2026 vs Q2 2025), with trailing-twelve-month revenue of $188M and $48B of payment volume processed.
Profitability strengthened: diluted EPS reached $0.93, up 520% from Q2 2025, while net income excluding a one-time gain increased 136%. Noninterest income excluding that gain rose 10.2%, and payment card and service charge income grew 29.1%. Tangible book value per share was $26.52, up 12% year over year, supported by a tangible common equity to tangible assets ratio of 9.7%.
MVB highlights a diversified fintech platform across payments, Banking-as-a-Service and gaming. Its payments-focused vehicle has driven rapid deposit and TTM revenue growth, while new fintech partners since Q2 2025 have contributed about $2M of revenue and $158M of low-cost deposits. Asset quality metrics such as nonperforming loans to total loans remain in a narrow 0.20%–0.40% range, and capital actions—including restructuring $73M of securities, redeeming $40M of subordinated debt, share repurchases and 44 consecutive quarters of dividends—underscore balance-sheet optimization alongside AI-driven risk and compliance investments.
MVB Financial Corp. reported strong second-quarter 2026 results, with net income of $12.3 million, or $0.95 basic and $0.93 diluted earnings per share. Net interest income on a fully tax-equivalent basis rose to $32.4 million, and the FTE net interest margin expanded to 4.16%, while core FTE margin was about 3.87%.
Total loans reached $2.48 billion, up 3.0% from March 31, 2026, marking a fifth consecutive quarter of growth. Deposits increased to $3.11 billion, up 7.4%, including growth in noninterest-bearing and payments-related deposits. Total noninterest income climbed to $18.8 million, driven by a previously disclosed $10.0 million pre-tax gain on a Fintech investment and 6.7% underlying fee growth.
Asset quality metrics improved, with nonperforming loans declining to $29.2 million, or 1.2% of loans, and criticized and classified loan ratios moving lower, although the provision for credit losses increased to $4.7 million and the allowance rose to 1.14% of loans. The tangible common equity ratio was 9.7%, and tangible book value per share increased to $26.52, as the company repurchased 48,432 shares for about $1.2 million.
MVB Financial Corp. reported the results of its 28th Annual Meeting of Shareholders, where four director nominees were elected, executive compensation was approved on a non-binding basis, an amendment to the 2022 Stock Incentive Plan was approved, and the appointment of Forvis Mazars, LLP as independent auditor for 2026 was ratified.
The Board declared a quarterly cash dividend of $0.17 per share, payable on June 15, 2026, to shareholders of record on June 1, 2026, matching the prior quarter and marking the second dividend of 2026. The company highlighted a strong first quarter 2026, noting earnings were up over 40% year-over-year while reaffirming its focus on profitability and strategic fintech-driven growth.
MVB Financial Corp. furnished an investor presentation outlining its fintech-focused banking strategy and recent performance. The company reported $3.3B in total assets, $2.4B in total loans and $2.9B in total deposits, with payments volume of $48B over the trailing twelve months.
For Q1 2026, net income increased 44.9% from Q1 2025 and diluted EPS reached $0.39, up 44.4%. Noninterest income rose 17.1%, while tangible book value per share was $25.98, up 8.9% from Q1 2025. Noninterest-bearing deposits accounted for 34.9% of total deposits.
The presentation highlights strong capital, with the Bank leverage ratio at 10.1%, Bank Common Equity Tier 1 capital ratio at 12.6%, and a holding company tangible common equity to tangible assets ratio of 10.0%. Asset quality remained solid, with non-performing loans at 0.26% of total loans and an allowance for credit losses equal to 1.45% of total loans.
MVB Financial Corp. reported solid first quarter 2026 results, driven by lending growth, higher fee income and lower costs. Net income was $5.2 million, with basic earnings per share of $0.41 and diluted earnings per share of $0.39, up sharply from the prior year.
Loans grew 2.6% from the fourth quarter to $2.40 billion, and net interest income edged up to $28.5 million as net interest margin held at 3.71%. Total deposits reached $2.90 billion, while the loan‑to‑deposit ratio was a moderate 83.0% at March 31, 2026.
Noninterest income was $8.2 million versus $10.7 million in the prior quarter, mainly because the earlier period included a sizable securities gain. Core performance improved as noninterest expense fell 10.7% to $28.1 million, lowering the efficiency ratio to 76.7% and lifting pre‑tax, pre‑provision earnings to $8.5 million.
Credit metrics were mixed: nonperforming loans rose to $34.7 million, or 1.4% of loans, but net charge‑offs declined to $1.5 million, or 0.26% annualized. Capital remained solid, with a tangible common equity ratio of 10.0%. After quarter‑end, MVB recognized an expected second‑quarter pre‑tax gain of about $10.0 million on a Fintech investment, which is projected to add roughly $0.59 per share to tangible book value.
MVB Financial Corp., parent of MVB Bank, announced that its leadership will present at the Centri Capital Conference at Nasdaq in New York City on April 14, 2026. CEO and President Larry F. Mazza and CFO Michael Sumbs will join a fireside chat from 9:30 to 9:55 a.m., with Mazza also appearing on a panel from 4:45 to 5:30 p.m. A live webcast of the fireside chat and an archived audio replay will be accessible through MVB’s investor relations website, giving investors and other stakeholders an opportunity to hear management discuss the business alongside other capital markets participants.
MVB Financial Corp. reports a leadership change. Michael L. Giorgio has been appointed Chief Operating Officer of MVB Financial Corp. and its wholly owned bank, MVB Bank, Inc., effective April 1, 2026, in addition to his existing role as Chief Information Officer.
No changes were made to Mr. Giorgio’s employment agreement or compensation arrangements in connection with this appointment. The company notes that his biographical information appears in its 2026 definitive proxy statement and that he has no family relationships with directors or executive officers and no material related-party interests requiring disclosure.
MVB Financial Corp. announced that Michael “Mike” L. Giorgio has been promoted to Executive Vice President, Chief Information Officer and Chief Operating Officer of MVB Bank, effective April 1, 2026. He adds the COO title to his existing CIO role.
The company explains that technology now underpins core operations such as digital banking, loan processing platforms, deposit operations, Fintech partnerships and enterprise project management. Consolidating these technology-dependent functions under Giorgio is intended to align operational execution with MVB’s long-term technology and strategic plans.
MVB Financial Corp. shares an investor presentation outlining its evolution into a fintech-focused bank and recent financial performance. The company reports total assets of $3.3B, trailing-twelve-month revenue of $168M with 10% revenue growth, total loans of $2.3B, and total deposits of $2.8B.
The presentation emphasizes a dual model: a CoRe banking franchise providing relationship-based lending and low-cost funding, and a fintech platform spanning payments, banking-as-a-service, and gaming, processing $48B of payment volume. Fintech-related deposits have grown rapidly, contributing to noninterest-bearing deposits reaching 40.3% of total deposits as of 12/31/2025.
MVB highlights a strong capital position, with tangible common equity to tangible assets of 10.1% in 2025 and ongoing share repurchases under a $10M authorization. Tangible book value per share rose to $26.17 in 2025, supported by loan growth to $2.343B of gross loans and consistently low nonperforming and net charge-off ratios.
MVB Financial Corp. reported that director Glen W. Herrick resigned from the boards of the company and its subsidiary MVB Bank, effective February 26, 2026. He previously served as Chair of the Audit Committee and a member of the Finance Committee.
In his resignation letter, Herrick cited concerns related to corporate governance practices, executive compensation practices and philosophy, and the company’s strategic focus. The letter did not raise any issues about financial statements, accounting policies, internal control over financial reporting, or auditing matters. The boards appointed existing Audit Committee member Cheryl Spielman as the new Audit Committee Chair, and she is identified as an “audit committee financial expert” under SEC rules.
MVB Financial Corp. reported that on March 2, 2026 it redeemed all of its $40.0 million aggregate principal amount of 4.25% Fixed-to-Floating Rate Subordinated Notes due 2030. These notes bore a variable rate of 7.67% as of March 2, 2026 and were structured to qualify as Tier 2 regulatory capital.
The redemption was funded using a combination of MVB’s $20.0 million revolving line of credit and cash on hand, reflecting a change in the company’s capital and funding mix.
MVB Financial Corp. entered into a new Credit Agreement with Raymond James Bank, providing a senior revolving line of credit of up to $20,000,000. The facility can be used for general corporate purposes, repayment of existing subordinated debt, and related transaction costs.
The three-year revolving loan bears interest at 2.75% plus term SOFR, with an effective rate of 6.43% on February 24, 2026, and interest payable monthly. The borrowing is secured by MVB’s equity interests in certain subsidiaries and includes mandatory prepayments tied to subsidiary dispositions, capital raises, refinancings, and pari passu debt payments.
The agreement contains customary covenants and events of default. Key financial covenants require MVB and its subsidiary banks to remain “well capitalized,” maintain each subsidiary bank’s Total Risk-Based Capital Ratio at or above 11.50%, uphold minimum Loan Loss Reserves to Non-Performing Loans ratios of 55% and later 70%, and keep a consolidated Fixed Charge Coverage Ratio of at least 2.00 to 1.00.
MVB Financial Corp. announced several board and capital return updates. The company named long-time director Dr. Kelly R. Nelson as Chairman of the Board, effective February 17, 2026, succeeding retiring chairman W. Marston “Marty” Becker. Dr. Nelson has served on the board since 2004 and has led key risk and compliance oversight roles.
MVB also appointed Adam Famularo, CEO of WorkFusion and an experienced financial technology and AI executive, as a new board member and Finance Committee member. In addition, the board declared a quarterly cash dividend of $0.17 per share, the first dividend of 2026 and consistent with the previous quarter, payable March 15, 2026 to shareholders of record on March 1, 2026.
MVB Financial Corp. furnished an investor presentation outlining Q4 2025 performance, balance sheet trends, and strategic initiatives. Net interest income on a fully tax-equivalent basis rose 6.5%, with net interest margin improving by 16 basis points to 3.71%. Loans grew $83.8 million, or 3.7% from the prior quarter and $243.0 million, or 11.6% from the prior year, while noninterest-bearing deposits represented 40.3% of total deposits.
Noninterest expenses fell $1.8 million, or 5.5% from the prior quarter and $2.1 million, or 6.4% from the fourth quarter of 2024. Tangible book value per share reached $26.17, up 0.73% from Q3 2025 and reflecting a 9.5% compound annual growth rate since 2019. The company repurchased 479,069 shares, or roughly 4% of outstanding shares, in 2025 and paid $8.7 million in common dividends, extending its streak to 42 consecutive quarters.
The presentation highlights growth in payments, with payments revenue reaching $583 thousand in 2025 and a 46% compound annual growth rate since 2021, and deposits of its payments-focused vehicle averaging $11,534 thousand with 102% compound annual growth since 2021. MVB reports strong capital metrics, including a 10.1% tangible common equity to tangible assets ratio, an 11.1% bank leverage ratio, and a 14.5% total risk-based capital ratio for 2025. The company also details a fintech partnership pipeline of 52 opportunities and ongoing implementation of artificial intelligence and automation to enhance risk management and operational efficiency.
MVB Financial Corp reported a planned board leadership change. Board Chairman W. Marston Becker informed the company on February 12, 2026 that he will not stand for re-election at the 2026 Annual Meeting and will step down as chair and as a director at the end of his current term.
The board plans to appoint current Vice Chair Dr. Kelly R. Nelson as the next chair at its February 17, 2026 board meeting as part of ongoing leadership succession planning. The company stated that Mr. Becker’s decision was not due to any disagreement or dispute with the company.
MVB Financial Corp. reported fourth quarter 2025 net income of $4.2 million, or $0.33 basic and $0.32 diluted earnings per share, and full-year 2025 net income of $26.9 million with basic EPS of $2.11.
Fourth quarter net interest income rose 6.8% from the prior quarter to $28.4 million, as net interest margin expanded to 3.70% on lower funding costs and higher asset yields. Total loans reached $2.34 billion, up 3.7% sequentially, while total deposits grew to $2.84 billion, with noninterest-bearing deposits increasing to 40.3% of deposits.
Noninterest income was $10.7 million, down sharply from the prior quarter, which had a large gain on the sale of Victor Technologies. Noninterest expense declined to $31.5 million. Capital ratios remained solid, and tangible book value per share increased to $26.17, though net charge-offs rose to $3.9 million for the quarter.
MVB Financial Corp. plans to redeem all of its $40.0 million 4.25% Fixed-to-Floating Rate Subordinated Notes due 2030. The redemption price will be 100% of principal plus accrued and unpaid interest up to, but excluding, the anticipated redemption date of March 1, 2026.
Holders of the notes will receive formal redemption notices with the final price and detailed instructions for completing the process.
MVB Financial Corp. (MVBF) announced that its Board of Directors has declared a quarterly cash dividend of $0.17 per share. Shareholders of record on December 1, 2025 will receive the dividend on December 15, 2025.
This is the company’s fourth quarterly dividend for 2025 and maintains the same dividend level as the previous quarter, indicating a steady payout policy rather than a change in the dividend rate.
MVB Financial Corp. furnished investor presentation slides under Regulation FD in a Form 8-K. The materials are attached as Exhibit 99.1 and will be available on the company’s investor relations site at ir.mvbbanking.com.
The information in this item, including Exhibit 99.1, is furnished, not filed under the Exchange Act and is not incorporated by reference. This limits potential liability under Section 18 and keeps the slides outside other Securities Act or Exchange Act filings.
MVB Financial Corp. (MVBF) reported a routine disclosure. The company furnished a press release announcing financial results for the quarter ended September 30, 2025, via an 8-K under Item 2.02.
The press release is attached as Exhibit 99.1. Consistent with General Instruction B.2, the information in this report, including Exhibit 99.1, is furnished and not deemed “filed” under the Exchange Act.
MVB Financial Corp. (MVBF) announced that its Board authorized a stock repurchase program of up to $10 million of the Company’s common stock.
The Company intends to begin repurchasing in November 2025. The program will expire upon the expenditure of $10 million, when terminated, or otherwise completed. Purchases may be made in open‑market transactions, block trades on or off an exchange, privately negotiated transactions, or by other means permitted by SEC regulations.
The timing and number of shares repurchased will depend on price, trading volume, market conditions, and corporate and regulatory requirements.
MVB Financial Corp. announced that it has executed a balance sheet repositioning strategy focused on its available-for-sale investment securities portfolio and furnished a related press release as Exhibit 99.1.
The filing indicates the company is actively managing the composition of its securities holdings; full details and any financial effects are provided in the furnished press release and the interactive cover page data file.
MVB Financial Corp. (MVBF) entered into an Asset Purchase Agreement dated September 30, 2025 to sell substantially all assets and operations of Victor Technologies, Inc. The company states the Transaction closed on September 30, 2025 and that it expects a pre-tax gain of approximately $33 million, which the company says will be accretive to earnings per share.
MVB plans to use net proceeds for general corporate purposes, which may include repositioning part of its available-for-sale securities portfolio, share repurchases, and other capital and earnings optimization strategies. The filing notes customary contractual limitations in representations and contains standard forward-looking statement cautionary language.
MVB Financial Corp. (MVBF) announced that its Board approved a cash dividend of $0.17 per share to shareholders of record on September 1, 2025, payable September 15, 2025. This is the third quarterly dividend in 2025 and equals the dividend declared in the prior quarter, indicating a steady payout policy.
The declaration is presented as a brief corporate action without accompanying financial statements or commentary on funding sources, capital impact, or changes to dividend policy. Investors should note the timing and amount of the payment, but the filing does not disclose earnings, cash flow metrics, or material transactions tied to the dividend.