[Form 4] nCino, Inc. Insider Trading Activity

Rhea-AI Filing Summary

nCino, Inc. CEO & President Sean Desmond exercised stock options and sold shares in a routine, pre-planned transaction. He exercised options for 8,065 shares of common stock at an exercise price of $4.98 per share, then sold 15,440 common shares at $17.06 per share.

All exercises and sales were carried out under a pre-arranged Rule 10b5-1 trading plan adopted on January 6, 2026, which means the trades were scheduled in advance. Following these transactions, Desmond directly holds 589,428 shares of common stock and has no remaining derivative position from the option exercised here.

Insights

Equity compensation & insider trading analyst

CEO executes pre-planned option exercise-and-sell; retains large share position.

The filing shows CEO & President Sean Desmond exercised options for 8,065 shares at $4.98 per share and sold 15,440 shares at $17.06. This is a classic exercise-and-sell pattern that turns option value into cash.

A key detail is the footnote that all transactions were executed under a Rule 10b5-1 trading plan adopted on January 6, 2026. Such plans schedule trades in advance, so timing usually reflects portfolio planning rather than a fresh view on the stock.

After the sale, Desmond still directly holds 589,428 common shares, indicating he maintains substantial exposure to nCino. With no remaining derivatives from this specific option, his position is more concentrated in common stock, and future filings may show whether he continues similar plan-based activity.

Insider Trade Summary 10b5-1

Net Seller: 15,440 shares ($263,406)

Net Sell 3 txns

Insider Desmond Sean

Role CEO & President

Sold 15,440 shs ($263K)

Type	Security	Shares	Price	Value
Exercise	Stock Option (Right to Buy)	8,065	$0.00	--
Exercise	Common Stock	8,065	$4.98	$40K
Sale	Common Stock	15,440	$17.06	$263K

Holdings After Transaction: Stock Option (Right to Buy) — 212,549 shares (Direct); Common Stock — 604,868 shares (Direct)

Footnotes (1)

1. These exercises and sales were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 6, 2026. This option is currently exercisable.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Desmond Sean

(Last) (First) (Middle)

6770 PARKER FARM DRIVE

SUITE 200

(Street)

WILMINGTON NORTH CAROLINA 28405

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
nCino, Inc. [ NCNO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO & President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/06/2026		M		8,065(1)	A	$4.98	604,868	D
Common Stock	04/06/2026		S		15,440(1)	D	$17.06	589,428	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$4.98	04/06/2026		M			8,065(1)	(2)	02/01/2027	Common Stock	8,065	$0	212,549	D

Explanation of Responses:

1. These exercises and sales were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on January 6, 2026.

2. This option is currently exercisable.

Remarks:

	/s/ Jeanette Sellers, Attorney-in-fact for Sean Desmond	04/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)