Welcome to our dedicated page for NORTHPOINTE BANCSHARES SEC filings (Ticker: NPB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Northpointe Bancshares, Inc. (NYSE: NPB) SEC filings page provides access to the company’s official regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Northpointe Bancshares is a Michigan-incorporated bank holding company for Northpointe Bank, with its common stock listed on the New York Stock Exchange. Its filings offer detailed insight into the financial condition, governance structure, and capital activities of a regional bank focused on home loans and retail banking products.
Investors can use this page to review current and historical Forms 10-K and 10-Q (when available in the broader SEC record) for information on loan portfolios, including Mortgage Purchase Program ("MPP") and All-in-One ("AIO") home equity lines, net interest income, non-interest income from mortgage banking and servicing, deposit composition, asset quality, and risk management practices. Form 8-K filings play a prominent role for Northpointe, documenting material events such as quarterly earnings announcements, subordinated note offerings, preferred stock redemptions, board and committee appointments, corrections to previously communicated guidance, and employment agreements with key executives.
This page is also a resource for tracking capital structure changes and funding instruments. For example, a December 2025 Form 8-K describes the issuance of 7.50% Fixed-to-Floating Rate Subordinated Notes due 2035 under a Subordinated Note Purchase Agreement, intended to qualify as Tier 2 capital. Another Form 8-K reports the completion of the redemption of the company’s 8.25% Fixed-to-Floating Rate Non-Cumulative Perpetual Series A Preferred Stock, funded with proceeds from the subordinated notes and cash on hand.
In addition, filings include details on governance and executive compensation arrangements, such as the appointment of independent directors, changes in audit committee leadership, and employment agreements that outline base salary, incentive compensation tied to specific business units, and severance and change-in-control provisions. With AI-powered summaries and real-time updates from EDGAR, users can quickly understand the key points in lengthy documents, monitor new Form 4 insider transaction reports when available, and navigate Northpointe’s regulatory disclosures without reading every page in full.
Northpointe Bancshares, Inc. is asking stockholders to vote at its 2026 Annual Meeting, to be held via conference call on May 13, 2026 at 1:00 p.m. Eastern Time. Holders of 34,494,116 common shares as of March 19, 2026 can vote one share per vote.
Stockholders will elect eight directors for one-year terms and vote on ratifying RSM US LLP as independent registered public accounting firm for the year ending December 31, 2026. The Board unanimously recommends voting “FOR” all director nominees and “FOR” ratifying RSM US LLP.
Northpointe Bancshares, Inc. files its annual report describing a mortgage-focused banking model with nationwide reach and digital delivery. The Grand Rapids-based holding company operates Northpointe Bank, which offers a Mortgage Purchase Program for independent mortgage bankers and a Retail Banking segment with residential lending, digital deposits and loan servicing.
The company highlights past strategic repositioning, including exiting correspondent lending, shifting servicing of nonspecialized mortgages to subservicers and emphasizing specialized products like first-lien home equity lines linked to sweep accounts. It reports that these actions reduced costs faster than revenues and contributed to stronger profitability in 2025 versus 2024 while maintaining capital ratios above well-capitalized standards.
The filing details extensive regulatory oversight, capital and dividend constraints, competition from large banks and fintechs, and a broad set of consumer protection and mortgage-specific rules. Northpointe also notes 491 employees as of December 31, 2025 and emphasizes risk management, enterprise governance and access to public disclosures through its investor website.
Northpointe Bancshares, Inc. entered into a Subordinated Note Purchase Agreement with an institutional accredited investor and issued a $20.0 million 7.50% fixed-to-floating rate subordinated note due 2036.
The note carries a fixed 7.50% coupon from March 12, 2026 to March 15, 2031, after which the rate resets quarterly to three-month term SOFR plus 415 basis points until maturity or earlier redemption. It is unsecured, subordinated to senior debt, not convertible, and intended to qualify as Tier 2 capital. Northpointe plans to use the net proceeds for general corporate purposes.
Northpointe Bancshares director-related trust sells shares. A trust associated with director Richard Jeffery, the Jill M Dean U/A/D November 16 2007 Trust, sold 57,619 shares of Northpointe Bancshares common stock in an open-market transaction at a price of $17.55 per share.
After this sale, the trust’s indirect holdings reported for Jeffery total 557,171 common shares. This was a single sale transaction and the filing shows no option exercises or derivative security activity, suggesting a routine portfolio move through an indirect ownership vehicle.
Northpointe Bancshares director David F. Lawrence bought 500 shares of common stock in an open-market purchase at $18.185 per share. After this transaction, he directly owns 1,000 common shares of NORTHPOINTE BANCSHARES INC.
Northpointe Bancshares, Inc. reported that three long-serving directors, R. Jeffrey Dean, Bruce L. Edger and John M. Eggemeyer III, have notified the Boards of their intention to retire at the end of their current terms, which conclude at the Company’s 2026 Annual Meeting of Stockholders.
They will not stand for reelection at that meeting and will continue to serve on the Boards and their respective committees until then. The Company states that their decisions to retire are not due to any disagreements regarding operations, policies, or practices, and expresses appreciation for their years of service.
Northpointe Bancshares, Inc. increased the size of its and Northpointe Bank’s boards from 10 to 11 directors and appointed the Honorable Rodney E. Hood as a new independent director, effective February 27, 2026. He also joined the audit committees of both entities, with his initial term running until the 2026 annual meeting, when he will be considered for a one-year term.
The filing highlights Mr. Hood’s extensive regulatory and banking background, including service as Acting Comptroller of the Currency and leadership roles at the FDIC, FSOC, and FFIEC. He will receive non-employee director compensation effective May 13, 2026, including a $70,000 annual cash retainer, an annual grant of restricted stock units with a grant date fair value of $45,000 that vest after one year, and supplemental annual retainers of $15,000 for the Audit Committee chair and $7,500 each for the Compensation and Corporate Governance and Nominating Committee chairs.
Northpointe Bancshares, Inc. received a Schedule 13G reporting that investment fund Castle Creek Capital Partners VII, LP, together with Castle Creek Capital VII LLC, beneficially owns 3,284,645 shares of voting common stock, or about 9.9% of the company’s voting common stock as of December 31, 2025.
This 3,284,645-share figure includes 2,777,304 voting shares already held plus up to 507,341 voting shares that could be issued upon conversion of non-voting common stock, subject to a 9.9% contractual and regulatory ownership cap. An additional 1,186,419 non-voting shares are held but are not currently counted as beneficially owned because the holder does not have the right to convert them into voting stock within 60 days.
Northpointe Bancshares Inc. insider activity shows open-market buying by its top executive. Chairman and CEO Charles Alan Williams, who is also a 10% owner, bought 14,205 shares of common stock at $16.9 per share on February 11, 2026, and 23,450 shares at $16.8822 per share on February 12, 2026, in direct ownership accounts.
After these purchases, he directly held 54,896 common shares. In addition, 2,262,650 common shares are held indirectly by the Charles A Williams TR Charles A Williams Trust, and 715,471 shares are held indirectly through a 401(k) plan, underscoring his significant overall stake in the company.