[Form 4] ONITY GROUP INC. Insider Trading Activity

Rhea-AI Filing Summary

Onity Group Inc. (ONIT) reporting person Aaron Wade, EVP & Chief Investment Officer, was granted 7,405 restricted stock units (RSUs) on March 29, 2024 that were scheduled to vest on September 29, 2025, subject to continued employment and other conditions.

The Form 4 discloses two related transactions dated 09/29/2025: the deemed vesting of 7,405 RSUs (reported with code M) and withholding of 3,753 shares to satisfy tax obligations at an indicated per-share price of $40.33. Beneficial ownership reported following the transactions changed from 18,881 shares to 15,128 shares, and the filing is signed by an attorney-in-fact on 10/01/2025.

Positive

• 7,405 RSUs vested as scheduled, reflecting the company’s use of equity to retain or compensate senior management
• Filing includes clear explanation that withheld shares were used to satisfy tax obligations, enhancing transparency

Negative

• 3,753 shares were withheld to cover taxes, reducing the reporting person's direct beneficial ownership from 18,881 to 15,128

Insights

Financial Analyst

Routine executive equity vesting with partial share withholding for taxes; immaterial to company capital structure.

This filing records the scheduled vesting of 7,405 RSUs for EVP Aaron Wade and the withholding of 3,753 shares to cover taxes at a price shown as $40.33 per share. The net effect reduced the reporting person’s direct beneficial ownership from 18,881 to 15,128 shares. The transactions are compensation-related and do not indicate new purchases or sales by the executive beyond tax-related withholding. For investors, this is a standard insider compensation event without disclosed proceeds or extraordinary terms.

Corporate Governance Expert

Standard equity compensation vest and tax withholding; governance implications are routine and administrative.

The Form 4 shows a previously granted RSU award vesting per its schedule and subsequent share withholding to satisfy tax obligations. The disclosure identifies the reporting person as an officer (EVP & Chief Investment Officer) and provides clear explanations for the tax-withholding mechanics. There are no indications of accelerated vesting, change-in-control triggers, or departures. This is a routine reporting of compensation-related ownership change under Section 16.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Wade Aaron D

(Last) (First) (Middle)

1661 WORTHINGTON ROAD, SUITE 100

(Street)

WEST PALM BEACH FL 33409

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ONITY GROUP INC. [ ONIT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Inv. Officer

3. Date of Earliest Transaction (Month/Day/Year)
09/29/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/29/2025		M		7,405	A	(1)	18,881	D
Common Stock	09/29/2025		F		3,753	D(2)	$40.33	15,128	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	09/29/2025		M			7,405	(1)	(3)	Common Stock	7,405	$0	0	D

Explanation of Responses:

1. On March 29, 2024, the reporting person was granted 7,405 restricted stock units scheduled to vest on September 29, 2025 subject to continued employment and certain other conditions.

2. Shares withheld pursuant to terms of the award to cover tax withholding obligations.

3. Not applicable.

	/s/ Leah E. Hutton, Attorney-in-Fact for Aaron Wade	10/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the ONIT Form 4 filed by Aaron Wade report?

The filing reported the vesting of 7,405 restricted stock units and withholding of 3,753 shares for taxes, with related transactions dated 09/29/2025.

How did Aaron Wade's beneficial ownership change after the transactions?

Beneficial ownership changed from 18,881 shares before the transactions to 15,128 shares after tax-withholding.

What price is shown in the Form 4 for the withheld shares?

The Form 4 lists a per-share price of $40.33 associated with the share withholding transaction.

When were the RSUs originally granted and when were they scheduled to vest?

The RSUs were granted on 03/29/2024 and scheduled to vest on 09/29/2025, subject to continued employment and other conditions.

Who signed the Form 4 and when was it filed?

The form was signed by an attorney-in-fact, Leah E. Hutton, on 10/01/2025.