Millennium discloses 945,987 Oportun Financial (OPRT) shares under 5%

Rhea-AI Filing Summary

Amendment No. 1 to a Schedule 13G regarding Oportun Financial Corporation reports that Integrated Core Strategies (US) LLC beneficially owns 930,544 shares of common stock, representing 2.0% of the class, with shared voting and dispositive power over these shares and no sole power.

Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander each report beneficial ownership of 945,987 shares of Oportun common stock, or 2.1% of the class, all with shared voting and dispositive power and no sole power. Each reporting person characterizes its position as ownership of 5 percent or less of the outstanding common stock.

Filing Explained

The amendment reports shared voting and disposition rights over 2.0%–2.1% of Oportun’s common stock, below the 5% threshold.

The July 13, 2026 filing is Amendment No. 1 to a Schedule 13G, a form used by passive holders to disclose ownership above 5%; this filing reports the named holders at 2.0% or 2.1%, with shared rather than sole voting and disposition power, and its Item 5 states ownership of 5% or less.

Integrated Core Strategies (US) LLC reports shared voting and disposition power over 930,544 shares, or 2.0%, while Millennium Management LLC, Millennium Group Management LLC, and Israel A. Englander each report 945,987 shares, or 2.1%.

The filing says the securities reported for the Millennium-related filers and Mr. Englander are held by entities subject to the stated voting control and investment discretion arrangements, while also stating that the disclosure is not itself an admission of beneficial ownership by those parties.

Key Figures

Beneficial ownership – Integrated Core Strategies (US) LLC: 930,544 shares Beneficial ownership – Millennium Management LLC group: 945,987 shares Percent of class – Integrated Core Strategies (US) LLC: 2.0% +5 more

8 metrics

Beneficial ownership – Integrated Core Strategies (US) LLC 930,544 shares Shares of Oportun Financial Corporation common stock beneficially owned

Beneficial ownership – Millennium Management LLC group 945,987 shares Shares of Oportun Financial Corporation common stock beneficially owned with shared voting power

Percent of class – Integrated Core Strategies (US) LLC 2.0% Percent of Oportun Financial Corporation common stock class beneficially owned

Percent of class – Millennium group and Israel A. Englander 2.1% Percent of Oportun Financial Corporation common stock class beneficially owned

Par value per share $0.0001 per share Par value of Oportun Financial Corporation common stock

CUSIP 68376D104 CUSIP number for Oportun Financial Corporation common stock

Date of event 06/30/2026 Date associated with the reported ownership information

Signature date 07/10/2026 Date on which the reporting persons signed the Schedule 13G/A

Key Terms

beneficial ownership, shared voting power, shared dispositive power, Ownership of 5 percent or less of a class, +1 more

5 terms

beneficial ownership regulatory

"Item 4. | Ownership (a) | Amount beneficially owned: See response to Item 9"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

shared voting power financial

"6 | Shared Voting Power 930,544.00 7 | Sole Dispositive Power 0.00"

Shared voting power occurs when two or more parties jointly have the right to vote or decide how a block of company shares is cast, like co-owners who must agree before moving a piece of furniture. Investors care because who controls voting rights affects board elections, major corporate decisions and takeover outcomes, and shared control can alter regulatory disclosures and the practical influence any holder has over a company’s direction and value.

shared dispositive power financial

"8 | Shared Dispositive Power 945,987.00 9 945,987.00"

Ownership of 5 percent or less of a class regulatory

"Item 5. | Ownership of 5 Percent or Less of a Class."

Joint Filing Agreement regulatory

"Exhibit I: Joint Filing Agreement, dated as of July 10, 2026"

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Available on EDGAR 07/13/2026 - 07:02 PM Accepted by SEC EDGAR 07/13/2026 - 07:01 PM Learn about SEC filing dates

FAQ

What ownership in Oportun Financial Corporation (OPRT) does Integrated Core Strategies (US) LLC report?

Integrated Core Strategies (US) LLC reports beneficial ownership of 930,544 shares of Oportun common stock, representing 2.0% of the class. The position carries shared voting and dispositive power over all reported shares, with no sole voting or dispositive power disclosed.

How many Oportun (OPRT) shares do Millennium Management LLC and related filers report?

Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander each report 945,987 shares of Oportun common stock, representing 2.1% of the class. For these shares, they disclose shared voting and shared dispositive power, with no sole authority over voting or disposition.

Who are the reporting persons in this Oportun (OPRT) Schedule 13G/A Amendment No. 1?

The reporting persons are Integrated Core Strategies (US) LLC, Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander. The entities are organized in Delaware, while Mr. Englander is a citizen of the United States, and they file pursuant to a joint filing agreement.

What does ‘Ownership of 5 percent or less of a class’ mean for Oportun (OPRT)?

The reporting persons state that their holdings represent 5 percent or less of Oportun’s common stock. Their disclosed percentages are 2.0% and 2.1% of the class, indicating relatively small minority positions in the company’s outstanding common shares.

What voting power over Oportun (OPRT) shares is disclosed by the reporting group?

Integrated Core Strategies (US) LLC has shared voting power over 930,544 shares. Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander each have shared voting power over 945,987 shares. All report zero sole voting power and zero sole dispositive power.

What class of Oportun (OPRT) securities is covered and what is its par value?

The disclosure covers Oportun Financial Corporation common stock with a par value of $0.0001 per share. The securities are identified by CUSIP 68376D104, and the holdings reported are measured as a percentage of this common equity class.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 1)

Oportun Financial Corporation

(Name of Issuer)

Common Stock, par value $0.0001 per share

(Title of Class of Securities)

68376D104

(CUSIP Number)

06/30/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): 68376D104

1

Names of Reporting Persons

Integrated Core Strategies (US) LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 930,544.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 930,544.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

930,544.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

2.0 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

CUSIP Number(s): 68376D104

1

Names of Reporting Persons

Millennium Management LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 945,987.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 945,987.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

945,987.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

2.1 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

CUSIP Number(s): 68376D104

1

Names of Reporting Persons

Millennium Group Management LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 945,987.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 945,987.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

945,987.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

2.1 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

CUSIP Number(s): 68376D104

1

Names of Reporting Persons

Israel A. Englander

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 945,987.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 945,987.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

945,987.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

2.1 %

12

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Oportun Financial Corporation
(b)	Address of issuer's principal executive offices: 1825 South Grant Street, Suite 850, San Mateo, California 94402
Item 2.
(a)	Name of person filing: Integrated Core Strategies (US) LLC Millennium Management LLC Millennium Group Management LLC Israel A. Englander
(b)	Address or principal business office or, if none, residence: Integrated Core Strategies (US) LLC c/o Millennium Management LLC 399 Park Avenue New York, New York 10022 Millennium Management LLC 399 Park Avenue New York, New York 10022 Millennium Group Management LLC 399 Park Avenue New York, New York 10022 Israel A. Englander c/o Millennium Management LLC 399 Park Avenue New York, New York 10022
(c)	Citizenship: Integrated Core Strategies (US) LLC - Delaware Millennium Management LLC - Delaware Millennium Group Management LLC - Delaware Israel A. Englander - United States
(d)	Title of class of securities: Common Stock, par value $0.0001 per share
(e)	CUSIP No.: 68376D104
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: See response to Item 9 on each cover page.
(b)	Percent of class: See response to Item 11 on each cover page.
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: See response to Item 5 on each cover page.
	(ii) Shared power to vote or to direct the vote: See response to Item 6 on each cover page.
	(iii) Sole power to dispose or to direct the disposition of: See response to Item 7 on each cover page.
	(iv) Shared power to dispose or to direct the disposition of: See response to Item 8 on each cover page. The securities disclosed herein as potentially beneficially owned by Millennium Management LLC, Millennium Group Management LLC and Mr. Englander are held by entities subject to voting control and investment discretion by Millennium Management LLC and/or other investment managers that may be controlled by Millennium Group Management LLC (the managing member of Millennium Management LLC) and Mr. Englander (the sole voting trustee of the managing member of Millennium Group Management LLC). The foregoing should not be construed in and of itself as an admission by Millennium Management LLC, Millennium Group Management LLC or Mr. Englander as to beneficial ownership of the securities held by such entities.
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Integrated Core Strategies (US) LLC

Signature:	/s/ Gil Raviv
Name/Title:	Gil Raviv, Global General Counsel
Date:	07/10/2026

Millennium Management LLC

Signature:	/s/ Gil Raviv
Name/Title:	Gil Raviv, Global General Counsel
Date:	07/10/2026

Millennium Group Management LLC

Signature:	/s/ Gil Raviv
Name/Title:	Gil Raviv, Global General Counsel
Date:	07/10/2026

Israel A. Englander

Signature:	/s/ Israel A. Englander
Name/Title:	Israel A. Englander
Date:	07/10/2026

Comments accompanying signature: ** INTEGRATED CORE STRATEGIES (US) LLC By: Integrated Holding Group LP, its Managing Member By: Millennium Management LLC, its General Partner

Exhibit Information

Exhibit I: Joint Filing Agreement, dated as of July 10, 2026, by and among Integrated Core Strategies (US) LLC, Millennium Management LLC, Millennium Group Management LLC and Israel A. Englander.