PFIS executive stock awards and tax withholding

Peoples Financial Services Corp. senior executive Neal D. Koplin reported an amended equity compensation event.

Rhea-AI Filing Summary

Peoples Financial Services Corp. senior executive Neal D. Koplin reported an amended equity compensation event. On February 27, 2026, 1,659 performance-based stock awards vested with no cash paid, and 558 shares of common stock were withheld at $53.60 per share to cover tax obligations.

The amendment corrects an earlier filing that inadvertently reported 2,488 vested awards and 989 tax-withheld shares. After these transactions, Koplin directly owns 10,223.211 shares of common stock, including 537 shares of time-based restricted common stock, plus 950 restricted stock units that each represent one PFIS share and vest in three equal annual installments beginning March 11, 2026.

Insider Trade Summary

5 transactions reported

Mixed 5 txns

Insider KOPLIN NEAL D

Role SR EVP/CHIEF BANKING OFFICER

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,659	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	558	$53.60	$30K
holding	Restricted Stock Units	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 10,223.211 shares (Direct); Restricted Stock Units — 950 contracts (Direct); Common Stock — 409 shares (Indirect, PSBT 401 (k) Profit Sharing Plan); Common Stock — 435.006 shares (Indirect, IRA)

Footnotes (4)

1. F1. On March 3, 2026, the reporting person filed a Form 4 which inadvertently reported the vesting of 2,488 performance-based stock awards and 989 shares withheld for taxes. As reported in this amendment, 1,659 performance-based stock awards vested, and 558 shares were withheld for taxes.
2. F2. This amount includes 537 shares of time based restricted common stock solely owned by Mr. Koplin and 9,686.2110 shares solely owned by Mr. Koplin.
3. F3. Each restricted stock unit represents a contingent right to receive one share of PFIS common stock.
4. F4. The restricted stock units vest in three equal annual installments beginning March 11, 2026.

Key Figures

Performance-based awards vested: 1,659 shares Tax-withheld shares: 558 shares Tax-withheld share price: $53.60 per share +5 more

8 metrics

Performance-based awards vested 1,659 shares Vesting on February 27, 2026

Tax-withheld shares 558 shares Withheld at $53.60 per share for taxes

Tax-withheld share price $53.60 per share Value used for 558 withheld shares

Direct common shares after transaction 10,223.211 shares Direct PFIS common stock ownership following Form 4 entries

Time-based restricted common stock 537 shares Included within direct holdings of Neal D. Koplin

Restricted stock units held 950 units Each RSU equals one PFIS share; vesting begins March 11, 2026

401(k) indirect holdings 409 shares PFIS common stock in PSBT 401(k) Profit Sharing Plan

IRA indirect holdings 435.006 shares PFIS common stock held through an IRA

Key Terms

performance-based stock awards, time based restricted common stock, Restricted Stock Units, tax liability, +2 more

6 terms

performance-based stock awards financial

"1,659 performance-based stock awards vested, and 558 shares were withheld for taxes."

time based restricted common stock financial

"This amount includes 537 shares of time based restricted common stock solely owned by Mr. Koplin"

Restricted Stock Units financial

"security_title": "Restricted Stock Units""

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

tax liability financial

"Payment of exercise price or tax liability by delivering securities"

PSBT 401 (k) Profit Sharing Plan financial

"nature_of_ownership": "PSBT 401 (k) Profit Sharing Plan""

contingent right financial

"Each restricted stock unit represents a contingent right to receive one share of PFIS common stock."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider equity transaction did PFIS executive Neal D. Koplin report?

Neal D. Koplin reported vesting of 1,659 performance-based stock awards in PFIS common stock. The transaction was a compensation-related grant with no cash paid, accompanied by share withholding to satisfy tax obligations on the vested awards.

Why was Neal D. Koplin’s PFIS Form 4 amended?

The Form 4 was amended because a prior filing overstated the vesting and tax-withheld amounts. It had reported 2,488 vested performance-based awards and 989 tax-withheld shares, but the correct figures are 1,659 vested awards and 558 shares withheld for taxes.

How many PFIS shares were withheld for Neal D. Koplin’s taxes and at what price?

A total of 558 PFIS common shares were withheld to cover Neal D. Koplin’s tax liability. These tax-withholding shares were valued in the filing at $53.60 per share, reflecting a non-market disposition handled by the issuer for tax payment.

What are Neal D. Koplin’s PFIS share holdings after the reported transactions?

After the transactions, Neal D. Koplin directly owns 10,223.211 PFIS common shares, including 537 shares of time-based restricted stock. He also has indirect holdings through a 401(k) plan and an IRA, plus restricted stock units that may convert into additional shares.

What PFIS restricted stock units does Neal D. Koplin hold and when do they vest?

Koplin holds 950 restricted stock units, each representing a contingent right to receive one PFIS common share. These units vest in three equal annual installments, beginning on March 11, 2026, subject to the applicable vesting conditions described in the award terms.

How does the PFIS filing describe Neal D. Koplin’s indirect share ownership?

The filing shows indirect ownership of PFIS common stock through retirement-related accounts. Koplin holds 409 shares via the PSBT 401(k) Profit Sharing Plan and 435.006 shares through an IRA, in addition to his larger directly owned common and restricted stock positions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Accepted by SEC EDGAR 04/10/2026 - 04:26 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KOPLIN NEAL D

(Last) (First) (Middle)

C/O PEOPLES SECURITY BANK & TRUST CO

30 E D PREATE DRIVE

(Street)

MOOSIC PENNSYLVANIA 18507

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL SERVICES CORP. [ PFIS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SR EVP/CHIEF BANKING OFFICER

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)
03/03/2026

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/27/2026		A		1,659(1)	A	$0	10,781.211	D
Common Stock	02/27/2026		F		558(1)	D	$53.6	10,223.211(2)	D
Common Stock								409	I	PSBT 401 (k) Profit Sharing Plan
Common Stock								435.006	I	IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(3)							(4)	(4)	COMMON STOCK	950		950	D

Explanation of Responses:

1. On March 3, 2026, the reporting person filed a Form 4 which inadvertently reported the vesting of 2,488 performance-based stock awards and 989 shares withheld for taxes. As reported in this amendment, 1,659 performance-based stock awards vested, and 558 shares were withheld for taxes.

2. This amount includes 537 shares of time based restricted common stock solely owned by Mr. Koplin and 9,686.2110 shares solely owned by Mr. Koplin.

3. Each restricted stock unit represents a contingent right to receive one share of PFIS common stock.

4. The restricted stock units vest in three equal annual installments beginning March 11, 2026.

	/s/ James M. Bone, Jr., As Attorney in Fact for Neal D. Koplin	04/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)