Peoples Financial (PFIS) director Joseph Coccia granted 297-share stock award

Rhea-AI Filing Summary

Peoples Financial Services Corp. director receives stock award

Director Joseph A. Coccia reported receiving a grant of 297 shares of Peoples Financial Services Corp. common stock on January 30, 2026 under the company’s director compensation plan, at a reported price of $0 per share, reflecting a stock-based award rather than an open‑market purchase.

After this grant, he beneficially owns 4,808.692 shares directly, which include shares acquired in 2025 through the company’s Dividend Reinvestment and Stock Purchase Plan. He also reports indirect beneficial ownership of 34,268.0127 shares held by JJS Family Partnership, which likewise includes shares accumulated in 2025 through the dividend reinvestment plan.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Coccia Joseph A

(Last) (First) (Middle)

C/O PEOPLES SECURITY BANK & TRUST CO.

30 E D PREATE DRIVE

(Street)

MOOSIC PA 18507

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL SERVICES CORP. [ PFIS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A(1)		297	A	$0	4,808.692(2)	D
Common Stock								34,268.0127(3)	I	By JJS Family Partnership

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Mr. Coccia was granted a stock award pursuant to Peoples Financial Services Corp.'s director compensation plan.

2. This amount includes 215.4590 shares acquire in 2025 by Mr. Coccia pursuant to the Issuer's Dividend Reinvestment and Stock Purchase Plan (DRP).

3. This amount includes 1,574.1807 shares acquired in 2025 by JJS Family Partnership pursuant to the DRP.

	/s/ James M. Bone, Jr., As Attorney in Fact for Joseph A. Coccia	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did PFIS director Joseph A. Coccia report?

Director Joseph A. Coccia reported receiving a stock award of 297 shares of Peoples Financial Services Corp. common stock on January 30, 2026. The shares were granted under the company’s director compensation plan rather than bought on the open market.

At what price were the PFIS shares granted to director Joseph A. Coccia?

The 297 PFIS shares granted to director Joseph A. Coccia were reported at a price of $0 per share. This reflects a compensatory stock award issued under the director compensation plan, not a cash purchase transaction.

How many PFIS shares does Joseph A. Coccia own directly after this transaction?

Following the January 30, 2026 award, Joseph A. Coccia beneficially owns 4,808.692 PFIS common shares directly. This direct position includes 215.4590 shares acquired in 2025 through Peoples Financial Services Corp.’s Dividend Reinvestment and Stock Purchase Plan.

What is the size of Joseph A. Coccia’s indirect PFIS holdings via JJS Family Partnership?

Indirectly, through JJS Family Partnership, Joseph A. Coccia reports beneficial ownership of 34,268.0127 PFIS common shares. This indirect amount includes 1,574.1807 shares that the partnership acquired in 2025 through the company’s Dividend Reinvestment and Stock Purchase Plan.

How were additional PFIS shares accumulated through the Dividend Reinvestment Plan in 2025?

In 2025, Joseph A. Coccia accumulated 215.4590 PFIS shares directly through the Dividend Reinvestment and Stock Purchase Plan. JJS Family Partnership accumulated an additional 1,574.1807 PFIS shares the same way, increasing both direct and indirect beneficial ownership positions.

What role does Joseph A. Coccia hold at Peoples Financial Services Corp.?

Joseph A. Coccia is reported as a director of Peoples Financial Services Corp. on this Form 4 filing. The reported stock award of 297 PFIS shares was granted pursuant to the company’s director compensation plan for board members.