Peoples Financial (PFIS) director awarded 297-share stock grant

Rhea-AI Filing Summary

Peoples Financial Services Corp. director Elisa Z. Ramirez reported a stock award of 297 shares of common stock on January 30, 2026. The shares were granted at a price of $0.00 per share under the company’s director compensation plan.

After this award, Ramirez beneficially owns 1,762.85 shares directly, including shares acquired through the dividend reinvestment and stock purchase plan and shares held jointly with her spouse, and 2,680 shares indirectly through an IRA.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Ramirez Elisa Z

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	297	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 1,762.85 shares (Direct); Common Stock — 2,680 shares (Indirect, IRA)

Footnotes (1)

1. Ms. Ramirez was granted a stock award pursuant to Peoples Financial Services Corp.'s director compensation plan. This amount includes 1,262.8500 shares held individually by Ms. Ramirez which includes 46.1260 shares acquired in 2025 pursuant to the Issuer's Dividend Reinvestment and Stock Purchase Plan; and 500 shares held jointly with her spouse.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ramirez Elisa Z

(Last) (First) (Middle)

C/O PEOPLES SECURITY BANK & TRUST CO

30 E D PREATE DRIVE

(Street)

MOOSIC PA 18507

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL SERVICES CORP. [ PFIS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A(1)		297	A	$0	1,762.85(2)	D
Common Stock								2,680	I	IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Ms. Ramirez was granted a stock award pursuant to Peoples Financial Services Corp.'s director compensation plan.

2. This amount includes 1,262.8500 shares held individually by Ms. Ramirez which includes 46.1260 shares acquired in 2025 pursuant to the Issuer's Dividend Reinvestment and Stock Purchase Plan; and 500 shares held jointly with her spouse.

	/s/ James M. Bone Jr., As Attorney in Fact for Elisa Z. Ramirez	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did PFIS director Elisa Z. Ramirez report in this Form 4 filing?

Elisa Z. Ramirez reported receiving a stock award of 297 shares of Peoples Financial Services Corp. common stock. The award was granted on January 30, 2026 at a price of $0.00 per share under the company’s director compensation plan.

How many PFIS shares was Elisa Z. Ramirez granted on January 30, 2026?

She was granted 297 shares of Peoples Financial Services Corp. common stock on January 30, 2026. The shares were issued as a stock award under the company’s director compensation plan at a stated price of $0.00 per share.

What is Elisa Z. Ramirez’s direct PFIS share ownership after the reported transaction?

After the reported stock award, Ramirez directly owns 1,762.85 shares of Peoples Financial Services Corp. common stock. This includes 1,262.85 shares held individually, 46.126 shares acquired in 2025 via the dividend reinvestment plan, and 500 shares held jointly with her spouse.

How many PFIS shares does Elisa Z. Ramirez hold indirectly through an IRA?

Ramirez indirectly holds 2,680 shares of Peoples Financial Services Corp. common stock through an IRA. This indirect position is reported separately from her direct holdings and is identified in the filing as being held in an IRA account.

Under what plan was the 297-share PFIS stock award to Elisa Z. Ramirez granted?

The 297-share stock award to Ramirez was granted under Peoples Financial Services Corp.’s director compensation plan. The filing states that this award was issued pursuant to that plan as part of her compensation for serving as a director.

What role does Elisa Z. Ramirez have at Peoples Financial Services Corp. (PFIS)?

Elisa Z. Ramirez is identified as a director of Peoples Financial Services Corp. in the filing. The reported 297-share stock award and her disclosed shareholdings relate to her position on the company’s board of directors.