PennyMac Financial (PFSI) director reports 20,000-share stock gift

Rhea-AI Filing Summary

PennyMac Financial Services, Inc. director and President & CMBO reported a change in ownership of the company’s common stock. On 11/26/2025, the insider made a bona fide gift of 20,000 shares of common stock to a charitable organization, reported with transaction code G. The shares were held indirectly through GR Family Investments LLC.

Following this transaction, the insider reported indirect beneficial ownership of 410,000 shares of common stock through GR Family Investments LLC and 15,337 shares through The Jones Family Trust. In addition, the insider reported 19,056 restricted stock units, which are to be settled in an equal number of common shares upon vesting.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Jones Doug

(Last) (First) (Middle)

C/O PENNYMAC FINANCIAL SERVICES, INC.

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Director, President & CMBO

3. Date of Earliest Transaction (Month/Day/Year)
11/26/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/26/2025		G		20,000(1)	D	$0	410,000	I	GR Family Investments LLC
Common Stock								15,337	I	The Jones Family Trust
Common Stock								19,056(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents a bona fide gift of shares to a charitable organization.

2. The reported amount consists of 19,056 restricted stock units which are to be settled in an equal number of shares of Common Stock upon vesting.

	/s/ Derek W. Stark, attorney-in-fact for Mr. Jones	11/28/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did PennyMac Financial (PFSI) report in this Form 4?

An insider of PennyMac Financial Services, Inc. reported a bona fide gift of 20,000 shares of common stock made on 11/26/2025 to a charitable organization.

Who is the reporting person in the PennyMac Financial (PFSI) Form 4 and what is their role?

The reporting person is a director and officer of PennyMac Financial Services, Inc., serving as Director, President & CMBO.

How many PennyMac Financial (PFSI) shares does the insider report owning after the gift?

After the reported transaction, the insider reports 410,000 shares of common stock held indirectly through GR Family Investments LLC and 15,337 shares held indirectly through The Jones Family Trust.

What does the 20,000-share transaction in PennyMac Financial (PFSI) represent?

The 20,000-share transaction is reported as a bona fide gift to a charitable organization, classified under transaction code G.

What restricted stock units did the PennyMac Financial (PFSI) insider disclose?

The insider disclosed 19,056 restricted stock units, which are to be settled in an equal number of common shares of PennyMac Financial Services, Inc. upon vesting.

Is the reported ownership in PennyMac Financial (PFSI) held directly or indirectly?

The reported holdings are indirect, including shares held through GR Family Investments LLC and The Jones Family Trust, along with restricted stock units that will settle in shares upon vesting.