Every 8-K that Palomar Holdings, Inc. (PLMR) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow PLMR and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PLMR filings page.
Palomar Holdings, Inc. updated its investor presentation, highlighting strong second-quarter 2026 financial performance and an increased outlook. For the quarter ended June 30, 2026, the company reported gross written premiums of $630.5 million, up 27% year over year, and net earned premiums of $286.9 million, up 59.5%. Net income was $52.6 million, while adjusted net income reached $63.8 million, a 31.4% increase. The adjusted combined ratio was 76.7% and annualized adjusted return on equity was 26.3%.
Palomar emphasized 15 consecutive quarters of beating consensus adjusted EPS, repurchased 368.7 thousand shares for $41 million, and announced its first quarterly dividend of $0.45 per share, payable September 2, 2026. The company raised full-year 2026 adjusted net income guidance to $270–$280 million, implying 27% growth at the midpoint, and continues to target adjusted ROE above 20%. Its reinsurance program provides approximately $3.92 billion of total earthquake coverage, including $1.23 billion via the Torrey Pines Re catastrophe bond program, supporting margin stability and growth.
Palomar Holdings, Inc. reported strong results for the quarter ended June 30, 2026, with net income of $52.6 million, or $1.94 per diluted share, up 13.0% and 15.5% from a year earlier. Adjusted net income rose to $63.8 million, or $2.36 per diluted share, increases of 31.4% and 34.1%. Gross written premiums increased 27.0% to $630.5 million, while net earned premiums grew 59.5% to $286.951 million.
Underwriting income was $48.0 million, with a combined ratio of 83.3% and an adjusted combined ratio of 76.7%, alongside a higher loss ratio of 34.5%. Annualized return on equity was 21.7% and annualized adjusted ROE 26.3%. Net investment income rose 49.2% to $20.0 million, and stockholders’ equity was $980.9 million.
The company repurchased 368,719 shares for $41.0 million, and the board declared an initial quarterly cash dividend of $0.45 per share, payable September 2, 2026. Management expects full‑year 2026 adjusted net income of $270–$280 million, including $8–$12 million of catastrophe losses.
Palomar Holdings, Inc. completed its June 1, 2026 reinsurance placement and raised its full-year 2026 adjusted net income guidance. The company now expects adjusted net income of $266 million to $280 million, implying about 26% growth at the midpoint, with an adjusted return on equity above 20%.
Palomar procured roughly $421 million of incremental limit to support its Earthquake franchise, bringing earthquake reinsurance coverage to $3.92 billion and continental U.S. hurricane coverage to $135 million. Retentions remain at $20 million per earthquake event and $11 million per hurricane event, levels aligned with management’s thresholds relative to earnings and equity.
The company also renewed Laulima’s Hawaii hurricane excess-of-loss treaty, increasing per-occurrence coverage to $865 million, including $50 million via the Torrey Pines Re platform. A new Torrey Pines Re 2026-1 catastrophe bond contributed $360 million of earthquake limit and helped expand total multi-year insurance-linked securities capacity to $1.28 billion, supporting diversified reinsurance capital and earnings stability.
Palomar Holdings, Inc. announced that its Board appointed Scott Beiser as a Class I director effective May 21, 2026, with a term running to the 2029 annual meeting. He will serve on the Audit, Compensation, and Investment Committees.
Upon appointment, Beiser received an initial grant of 869 restricted stock units in 2026 and will receive an additional equity award with a grant date value of $50,000 in 2027, with each award vesting in full on the first anniversary of its grant date, subject to continued service. At the 2026 annual meeting, stockholders elected Daryl Bradley and Thomas Bradley as Class I directors, approved the advisory resolution on executive compensation, and ratified Ernst & Young LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026.
Palomar Holdings reported flat GAAP profit but strong growth and a larger capital return plan. Net income for first quarter 2026 was $42.9 million, or $1.57 per diluted share, unchanged from a year earlier, while adjusted net income rose 23.1% to $63.1 million, or $2.31 per diluted share.
Gross written premiums grew 42.4% to $629.8 million and net earned premiums increased 59.3%, though the combined ratio worsened to 84.5% from 73.1% as the loss ratio moved to 33.3%. Annualized return on equity was 18.1%, with annualized adjusted return on equity at 26.6%.
The company generated net investment income of $18.0 million, up 49.0%, and ended March 31, 2026 with stockholders’ equity of $959.0 million. It repurchased 190,255 shares for $23.1 million in the quarter and announced a new share repurchase program authorizing up to $200 million of common stock through May 6, 2028, replacing the prior program. Management guided to full-year 2026 adjusted net income of $262 million to $278 million, including an estimated $8 million to $12 million of catastrophe losses.
Palomar Holdings, Inc. released an updated investor presentation highlighting strong 2025 growth and profitability. Gross written premiums reached $2,028,252,000, up 31.5%, while net income rose to $197,070,000, a 67.6% increase. Adjusted net income was $216,115,000, up 61.9%, with an adjusted combined ratio of 72.7% and adjusted return on equity of 25.9%.
Fourth quarter adjusted net income was $61,116,000, up 48.0%, and the adjusted combined ratio was 73.4%. The company closed the Gray Surety acquisition on January 31, 2026, described as modestly EPS accretive in 2026. For 2026, Palomar guides to adjusted net income of $260,000,000–$275,000,000, implying 24% growth at the midpoint and adjusted ROE above 20%.
Palomar Holdings reported very strong fourth quarter and full year 2025 results, driven by rapid premium growth and higher profitability. For Q4 2025, net income rose to $56.2 million, or $2.06 per diluted share, up from $35.0 million, or $1.29, a year earlier. Adjusted net income increased to $61.1 million, or $2.24 per diluted share.
Fourth quarter gross written premiums grew 31.8% to $492.6 million, while the combined ratio was 76.8% and adjusted combined ratio 73.4%, indicating solid underwriting profitability. Annualized return on equity reached 24.7%, with annualized adjusted return on equity of 26.9%.
For full year 2025, gross written premiums climbed 31.5% to $2.0 billion. Net income increased 67.6% to $197.1 million, and adjusted net income rose 61.9% to $216.1 million. The full year combined ratio improved to 76.9% and adjusted combined ratio to 72.7%, supporting a 23.6% return on equity. The company issued 2026 guidance for adjusted net income of $260 million to $275 million, which includes an estimate of $8 million to $12 million of catastrophe losses.
Palomar Holdings, Inc. completed its previously announced acquisition of The Gray Casualty & Surety Company, paying approximately $311 million in cash. The purchase price was funded using a new $300 million term loan under a broader $450 million unsecured credit facility plus cash on hand.
The new credit agreement, entered on January 27, 2026, includes a $150 million revolving facility and a $300 million term loan maturing on January 27, 2031, with interest tied to Term SOFR or an alternate base rate. Obligations are guaranteed by several domestic subsidiaries and include customary financial covenants and default provisions.
Palomar Holdings (PLMR) furnished an 8-K announcing financial results for the fiscal quarter ended September 30, 2025. The results are included in a press release attached as Exhibit 99.1.
The Item 2.02 information, including Exhibit 99.1, is furnished and not deemed “filed” under the Exchange Act. The company’s common stock trades on the Nasdaq under the symbol PLMR.
Palomar Holdings (PLMR) announced that its wholly owned subsidiary entered an equity purchase agreement to acquire The Gray Casualty & Surety Company for $300 million, subject to customary adjustments.
Closing is conditioned on HSR approval, required regulatory approvals, and customary closing conditions. The agreement includes termination rights and an outside date of March 27, 2026, which may be extended to May 27, 2026 under specified terms. The company also furnished a press release regarding the agreement.