PennyMac (NYSE: PMT) shares Q4 and full-year 2025 results

Rhea-AI Filing Summary

PennyMac Mortgage Investment Trust furnished its latest earnings materials. The company issued a press release announcing financial results for the fiscal quarter and year ended December 31, 2025, and made the release and an earnings slide presentation available as Exhibits 99.1 and 99.2.

The same supplemental financial information for this period was also made available on the company’s website at pmt.pennymac.com. These earnings materials are furnished, not filed, meaning they are not subject to certain liability provisions or automatically incorporated into other company disclosure documents.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

false 0001464423 0001464423 2026-01-29 2026-01-29 0001464423 pmt:CommonSharesOfBeneficialInterest0.01ParValueMember 2026-01-29 2026-01-29 0001464423 us-gaap:SeriesAPreferredStockMember 2026-01-29 2026-01-29 0001464423 us-gaap:SeriesBPreferredStockMember 2026-01-29 2026-01-29 0001464423 us-gaap:SeriesCPreferredStockMember 2026-01-29 2026-01-29 0001464423 pmt:M8.50PercentSeniorNotesDue2028Member 2026-01-29 2026-01-29 0001464423 pmt:M9.00SeniorNoteDue20302Member 2026-01-29 2026-01-29 0001464423 pmt:M9.00SeniorNoteDue20301Member 2026-01-29 2026-01-29

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 29, 2026

PennyMac Mortgage Investment Trust

(Exact name of registrant as specified in its charter)

Maryland		001-34416		27-0186273
(State or other jurisdiction		(Commission		(IRS Employer
of incorporation)		File Number)		Identification No.)

3043 Townsgate Road, Westlake Village, California		91361
(Address of principal executive offices)		(Zip Code)

(818) 224-7442

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Shares of Beneficial Interest, $0.01 par value		PMT		New York Stock Exchange
8.125% Series A Cumulative Redeemable Preferred Shares of Beneficial Interest, $0.01 par value		PMT/PA		New York Stock Exchange
8.00% Series B Cumulative Redeemable Preferred Shares of Beneficial Interest, $0.01 par value		PMT/PB		New York Stock Exchange
6.75% Series C Cumulative Redeemable Preferred Shares of Beneficial Interest, $0.01 par value		PMT/PC		New York Stock Exchange
8.50% Senior Note Due 2028		PMTU		New York Stock Exchange
9.00% Senior Note Due 2030		PMTV		New York Stock Exchange
9.00% Senior Note Due 2030		PMTW		New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 29, 2026, PennyMac Mortgage Investment Trust (the “Company”) issued a press release announcing its financial results for the fiscal quarter and year ended December 31, 2025. A copy of the press release and the slide presentation used in connection with the Company’s presentation of financial results were made available on January 29, 2026 and are furnished as Exhibits 99.1 and Exhibit 99.2, respectively. In addition, the Company has made available other supplemental financial information for the fiscal quarter and year ended December 31, 2025 on its website at pmt.pennymac.com.

The information in Item 2.02 of this report, including the exhibits hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liabilities of Section 18, nor shall it be deemed incorporated by reference into any disclosure document relating to the Company, except to the extent, if any, expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.		Description
99.1		Press Release, dated January 29, 2026, issued by PennyMac Mortgage Investment Trust pertaining to its financial results for the fiscal quarter and year ended December 31, 2025.
99.2		Earnings Report for use beginning on January 29, 2026 in connection with a presentation of financial results for the fiscal quarter and year ended December 31, 2025.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						PENNYMAC MORTGAGE INVESTMENT TRUST
Dated: January 29, 2026						/s/ Daniel S. Perotti
						Daniel S. Perotti
						Senior Managing Director and Chief Financial Officer

FAQ

What did PennyMac Mortgage Investment Trust (PMT) disclose in this 8-K?

PennyMac Mortgage Investment Trust furnished earnings materials for its fiscal quarter and year ended December 31, 2025. The 8-K notes a press release and slide presentation were issued, making the company’s latest financial results and commentary available to investors and other stakeholders.

Which financial periods are covered by PennyMac (PMT)'s latest earnings materials?

The earnings materials cover the fiscal quarter and year ended December 31, 2025. The company’s press release and related slide presentation both address results for this quarter and the full fiscal year, providing a consolidated view of PennyMac’s 2025 financial performance.

What exhibits did PennyMac Mortgage Investment Trust include with this 8-K filing?

The filing includes three exhibits: Exhibit 99.1 is the January 29, 2026 press release with quarterly and annual results. Exhibit 99.2 is an earnings report slide presentation. Exhibit 104 is the cover page interactive data file embedded within the Inline XBRL document.

Are PennyMac (PMT)'s earnings materials considered filed or furnished under securities laws?

The earnings information in Item 2.02 is furnished, not filed. The company states that the press release and exhibits are not deemed filed under Section 18 of the Exchange Act and are not automatically incorporated into other disclosure documents unless specifically referenced.

Where can investors find PennyMac Mortgage Investment Trust's supplemental financial information for 2025?

Supplemental financial information is available on PennyMac’s website at pmt.pennymac.com. In addition to the 8-K exhibits, the company states that other supplemental materials for the quarter and year ended December 31, 2025 have been made available online for convenient access.

Who signed PennyMac Mortgage Investment Trust's January 29, 2026 8-K?

The 8-K was signed by Daniel S. Perotti. He is identified as Senior Managing Director and Chief Financial Officer of PennyMac Mortgage Investment Trust, executing the report on behalf of the registrant on January 29, 2026 in accordance with Exchange Act requirements.