Welcome to our dedicated page for Rocket Companies SEC filings (Ticker: RKT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings of Rocket Companies, Inc. (NYSE: RKT) provide detailed insight into its mortgage-focused financial services operations, capital structure, and corporate transactions. As a Delaware corporation with Class A common stock listed on the New York Stock Exchange, Rocket Companies files current reports on Form 8-K and related amendments that describe material events affecting the company and its subsidiaries.
Recent Rocket Companies filings highlight several key themes. Multiple Forms 8-K describe master repurchase agreements and related amendments entered into by Rocket Mortgage, LLC, a Michigan limited liability company and indirect subsidiary of Rocket Companies, and by One Reverse Mortgage, LLC. These filings explain extensions of expiration dates, technical changes to agreements with counterparties such as UBS AG New York Branch, Morgan Stanley Bank, N.A., and Bank of America, N.A., and disclose the company’s total funding capacity across master repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines of credit, and early buyout facilities.
Other filings detail capital markets and credit arrangements. A Form 8-K dated October 1, 2025 describes exchange offers for existing senior notes originally issued by Nationstar Mortgage Holdings Inc. and the issuance of new senior notes due 2029 and 2032 by Rocket Companies. The filing also outlines supplemental indentures under which Rocket Mortgage, Redfin Corporation, and subsidiaries associated with Mr. Cooper guarantee Rocket’s senior notes and Rocket Mortgage’s senior notes. Another section of the same filing explains a Revolving Credit Agreement and a Borrower Accession Agreement through which Rocket Companies became the borrower under a revolving credit facility and increased the aggregate commitment.
Rocket’s SEC filings also document mergers and acquisitions. The October 1, 2025 Form 8-K and an October 10, 2025 Form 8-K/A describe the completion of the acquisition of Mr. Cooper Group Inc. through a series of mergers, the exchange ratio of Rocket Class A common stock issued to Mr. Cooper stockholders, and the filing of unaudited pro forma condensed combined financial statements. These disclosures help investors understand how the acquisition affects Rocket’s financial profile and corporate structure.
In addition, Rocket Companies uses Form 8-K to furnish earnings releases and supplemental financial information, as seen in the October 30, 2025 filing, and to address governance and procedural updates, such as the December 22, 2025 filing correcting the deadline for stockholder proposals under Rule 14a-8. On Stock Titan’s filings page, these documents are presented with real-time updates from EDGAR and AI-powered summaries that explain key terms, obligations, and structural changes, helping readers quickly interpret complex agreements, note indentures, and acquisition details.
Rocket Companies, Inc. (RKT) reported an award of 107,891 restricted stock units (RSUs) to Heather M. Lovier, its Chief Operating Officer, in a transaction dated 10/08/2025. Each RSU converts to one share of Class A common stock upon vesting and the grant was made under the 2020 Omnibus Incentive Plan in a transaction exempt under Rule 16b-3. The RSUs carry a grant price of $0 to the reporting person and will vest in six equal, semi-annual installments over three years, with the initial vesting on 04/07/2026 and subsequent vesting each April 7 and October 7. Following the grant, the reporting person beneficially owns 707,694 shares of Class A common stock. The filing was signed on 10/10/2025 by an attorney-in-fact.
William D. Banfield, Chief Business Officer and officer of Rocket Companies, Inc. (RKT), received a grant of 107,891 restricted stock units (RSUs) on 10/08/2025. Each RSU represents the contingent right to one share of Class A common stock and the award was granted at a price of $0. The RSUs vest in six equal, semi‑annual installments over three years, with the first vesting date on 04/07/2026 and subsequent vesting on each April 7 and October 7 thereafter, subject to continued employment.
Following the grant, the reporting person beneficially owns 719,880 shares. The grant was reported on Form 4 and the transaction was made under the 2020 Omnibus Incentive Plan in a transaction exempt under Rule 16b‑3.
Jesse K. Bray, President & CEO of Rocket Mortgage and director of Rocket Companies, Inc. (RKT), reported multiple acquisitions of Rocket Class A common stock on 10/01/2025 tied to the closing of Rocket's acquisition of Mr. Cooper.
Pursuant to the merger terms each Mr. Cooper share converted into 11.0 Rocket Class A shares and restricted stock units (RSUs) of Mr. Cooper converted into Rocket RSUs with the same time-based vesting. The Form 4/A shows total beneficial ownership of 10,038,351 Class A shares following the transactions and notes a separate grant of 816,743 Rocket RSUs that vest in six equal semi-annual installments beginning 10/01/2025. The filing was amended to correct an earlier clerical overstatement of the securities acquired.
This Amendment No. 4 to a Schedule 13D reports that ValueAct-related entities together hold 41,509,252 shares of Rocket Companies, Inc. (Class A), equal to approximately 4.3% of the company's Common Stock on the basis of 965,183,901 total shares. The aggregate purchase price for the shares held by ValueAct Capital Master Fund is reported as approximately $509,080,275.68. The filing states that 16,113,625 of these shares were acquired effective October 1, 2025 in connection with Rocket's acquisition of Mr. Cooper, which increased ValueAct Master Fund's beneficial ownership. The Reporting Persons further state that as of October 1, 2025 they have ceased to be beneficial owners of more than 5% of Rocket's Common Stock, terminating their Schedule 13D filing obligation.
Reporting person Olson Tagar, a director of Rocket Companies, Inc. (RKT), reported transactions tied to Rocket's acquisition of Mr. Cooper Group Inc. On October 1, 2025, Mr. Tagar's outstanding Mr. Cooper shares converted under the merger into Rocket Class A common stock at a rate of 11.0 shares of Rocket per share of Mr. Cooper, with cash paid for fractional shares.
After the merger conversion and a grant of restricted stock units, the Form 4 shows 267,366 shares resulting from the merger conversion and 10,974 RSUs granted (exempt under Rule 16b-3), for a total beneficial ownership of 278,340 shares of Rocket Class A common stock following the reported transactions.
Rocket Companies, Inc. completed the acquisition of Mr. Cooper Group Inc. on October 1, 2025. Under the merger agreement, each outstanding share of Mr. Cooper common stock converted into 11.0 shares of Rocket Class A common stock, with cash for fractional shares. Reporting person Jesse K. Bray (President & CEO) received multiple Class A share issuances and RSUs tied to that exchange and to a separate grant. Following the transactions, Mr. Bray beneficially owns 12,684,819 shares of Rocket Class A common stock, held both directly and indirectly (including 6,965,057 shares held indirectly by the Jesse K. Bray Living Trust). He was also granted 816,743 Rocket RSUs that vest in equal installments on the first six semi-annual anniversaries beginning October 1, 2025. The Form 4 was signed on October 2, 2025.
Rocket Companies, Inc. (RKT) Form 3 discloses that Olson Tagar, listed as a Director, filed an initial beneficial ownership statement for the 10/01/2025 event date. The filing reports no securities are beneficially owned by the reporting person. The document was submitted as a Form 3 and signed by Tina V. John, attorney in fact on 10/02/2025. The filing includes an Exhibit 24.1 power of attorney remark and the standard Section 16(a) disclosure format. No non-derivative or derivative holdings are reported on the tables.
Rocket Companies, Inc. (RKT) filed an S-3ASR registration statement that registers new equity and summarizes key risks, corporate governance items, and incorporation by reference of recent SEC reports and audited financials of acquired businesses. The filing references the previously completed Redfin Acquisition and the Mr. Cooper Acquisition, lists extensive risk factors including interest-rate sensitivity, competition, cyber and AI risks, vendor and integration risks, and concentration of control by Dan Gilbert. The filing sets share authorizations including 10,000,000,000 Class A shares, 6,000,000,000 Class L shares (split into two 3,000,000,000 series) and 500,000,000 preferred shares, and incorporates audited and unaudited financial statements and consents from independent auditors and counsel.
Rocket Companies announced completion of the previously disclosed acquisition of Mr. Cooper Group Inc. The filing lists multiple transaction documents now in place, including an Agreement and Plan of Merger referenced to the company’s prior filing, several indentures and supplemental indentures involving Rocket Companies and Rocket Mortgage entities, a Credit Agreement with JPMorgan Chase Bank as administrative agent, and a Borrower Accession Agreement. The company also included related press releases and a consent from its independent auditors.
The exhibits indicate the acquisition is finalized and that the company has executed new debt and guarantee documents and related filings to reflect the transaction.
Rocket Companies, Inc. reported that its mortgage subsidiary Rocket Mortgage, LLC and One Reverse Mortgage, LLC entered into Amendment No. 6 to their Second Amended and Restated Master Repurchase Agreement with UBS AG New York Branch. The amendment extends the repurchase facility’s expiration date from November 24, 2026 to September 16, 2027 and makes certain technical changes to the existing agreement.
After this amendment and a related pricing side letter, Rocket’s total funding capacity across all master repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines of credit, and early buyout facilities was $26.4 billion. This compares with $26.2 billion as of June 30, 2025 and $27.5 billion as of December 31, 2024, giving context for the company’s available mortgage funding lines.