Security National director returns 615 shares

The December 5, 2025 restricted-stock-unit grant is described as vesting quarterly and fully vesting on December 31, 2026.

The filer has since corrected this document, so the figures below are the ones originally reported and some of them may have changed. Read the amended Form 4/A for what the company says now.

Rhea-AI Filing Summary

Security National Financial Corp director Gilbert A. Fuller reported acquiring 615 Class A common shares through exercise or conversion on October 1, 2026, at $8.53 per share, and returning 615 shares to the issuer at $8.80 per share.

Award entries list 615 restricted stock units on July 1, 2026, and 1,230 restricted stock units with 1,846 underlying Class A shares on December 5, 2025. The related footnote describes a December 5, 2025 grant for 2,461 Class A shares under the 2022 Equity Incentive Plan, vesting quarterly and fully vesting on December 31, 2026.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider FULLER GILBERT A

Role Director

Type	Security	Shares	Price	Value
Exercise	Class A Common Stock	615	$8.53	$5K
Disposition	Class A Common Stock	615	$8.80	$5K
Grant/Award	Restricted Stock Unit F1	615	$8.53	$5K
Grant/Award	Restricted Stock Unit F1	1,230	$8.53	$10K

Holdings After Transaction: Restricted Stock Unit — 1,845 contracts (Direct); Class A Common Stock — 31,973 shares (Direct)

Footnotes (1)

1. F1. These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.

Key Figures

Class A shares acquired through exercise or conversion: 615 shares Price per share for exercise or conversion: $8.53 per share Shares returned to issuer: 615 shares +5 more

8 metrics

Class A shares acquired through exercise or conversion 615 shares October 1, 2026

Price per share for exercise or conversion $8.53 per share October 1, 2026

Shares returned to issuer 615 shares October 1, 2026

Price per share for issuer disposition $8.80 per share October 1, 2026

Restricted stock units in July award entry 615 units July 1, 2026

Restricted stock units in December award entry 1,230 units December 5, 2025

Underlying Class A shares listed for December award entry 1,846 shares December 5, 2025

Class A shares described in grant footnote 2,461 shares December 5, 2025 grant

Key Terms

restricted stock units, 2022 Equity Incentive Plan, fully vested

3 terms

restricted stock units financial

"These restricted stock units were granted on December 5, 2025"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

2022 Equity Incentive Plan financial

"under the 2022 Equity Incentive Plan"

fully vested financial

"will be fully vested on December 31, 2026"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many SNFCA shares did director Gilbert A. Fuller return to the issuer?

Gilbert A. Fuller returned 615 shares to the issuer on October 1, 2026, at $8.80 per share.

What are the vesting terms for Gilbert A. Fuller’s SNFCA restricted stock units?

The footnote describes the December 5, 2025 grant as covering 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan. The units vest quarterly and will be fully vested on December 31, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/05/2026 - 02:46 PM Accepted by SEC EDGAR 10/05/2026 - 02:46 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FULLER GILBERT A

(Last) (First) (Middle)

433 ASCENSION WAY

(Street)

SALT LAKE CITY UTAH 84123

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SECURITY NATIONAL FINANCIAL CORP [ SNFCA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	10/01/2026	10/01/2026	M		615	A	$8.53	32,588	D
Class A Common Stock	10/01/2026	10/01/2026	D		615	D	$8.8	31,973	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	$8.53(1)	12/05/2025		A		1,230		04/01/2026	12/31/2026	Class A Common Stock	1,846	$8.53	1,230	D
Restricted Stock Unit	$8.53(1)	07/01/2026		A			615	10/01/2026	12/31/2026	Class A Common Stock	615	$8.53	615	D

Explanation of Responses:

1. These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.

	/s/ Gilbert A. Fuller	10/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)