Security National director acquires 615 shares

The director's report also records a 615-unit restricted stock unit disposition and lists restricted stock unit and stock option awards.

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Filing Sentiment

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Rhea-AI Filing Summary

Security National Financial Corp. director H. Craig Moody reported an exercise or conversion resulting in 615 Class A common shares acquired on October 1, 2026, with a reported price of $8.53 per share; he directly held 53,213 shares afterward. The 615-share amount was adjusted for the annual 5% stock dividend paid July 14, 2026.

The report also lists 615 restricted stock units disposed on July 1, 2026, along with restricted stock unit and director stock option awards.

Insider Trade Summary

10 transactions reported

Mixed 10 txns

Insider MOODY H. CRAIG

Role Director

Type	Security	Shares	Price	Value
Exercise	Class A Common Stock ^F1	615	$8.53	$5K
Grant/Award	Restricted Stock Unit ^F9	615	$8.53	$5K
Grant/Award	Restricted Stock Unit ^F9	1,230	$8.53	$10K
Grant/Award	Director Stock Option (right to buy) ^F8	9,261	$6.85	$63K
Grant/Award	Director Stock Option (right to buy) ^F7	8,509	$5.28	$45K
Grant/Award	Director Stock Option (right to buy) ^F6	7,658	$6.67	$51K
Grant/Award	Director Stock Option (right to buy) ^F5	8,243	$2.70	$22K
Grant/Award	Director Stock Option (right to buy) ^F4	8,654	$3.71	$32K
Grant/Award	Director Stock Option (right to buy) ^F3	9,090	$3.57	$32K
Grant/Award	Director Stock Option (right to buy) ^F2	1,590	$3.11	$5K

Holdings After Transaction: Director Stock Option (right to buy) — 191,165 contracts (Direct); Restricted Stock Unit — 107,855 contracts (Direct); Class A Common Stock — 53,213 shares (Direct)

Footnotes (9)

F1. Adjusted for the annual 5% stock dividend paid on July 14, 2026.
F2. This option was granted on December 1, 2017 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.
F3. This option was granted on November 30, 2018 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2019 and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.
F4. This option was granted on December 6, 2019 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.
F5. This option was granted on March 27, 2020 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $3.76 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020, a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.
F6. This option was granted on December 3, 2021 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $8.62 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.
F7. This option was granted on December 2, 2022 as an option for 7,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $6.48, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.
F8. This option was granted on December 1, 2023 as an option for 8,000 shares of Class A Common Stock under the 2022 Equity Incentive Plan at an exercise price of $7.99 per share, but adjusted pursuant to the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 12, 2024, July 18, 2025 and July 14, 2026.
F9. These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.

Key Figures

Class A common shares acquired: 615 shares Reported price per share: $8.53 per share Direct shares held after transaction: 53,213 shares +3 more

6 metrics

Class A common shares acquired 615 shares October 1, 2026

Reported price per share $8.53 per share Exercise or conversion reported on October 1, 2026

Direct shares held after transaction 53,213 shares After the October 1, 2026 transaction

Annual stock dividend 5% Paid July 14, 2026; the 615-share amount was adjusted for it

Restricted stock units reported as disposed 615 units July 1, 2026

Restricted stock units granted 2,461 shares Granted December 5, 2025

Key Terms

Restricted Stock Unit, anti-dilution provisions, 2014 Director Stock Option Plan, 2022 Equity Incentive Plan

4 terms

Restricted Stock Unit financial

"These restricted stock units were granted on December 5, 2025"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

anti-dilution provisions financial

"adjusted pursuant to the anti-dilution provisions"

Anti-dilution provisions are contract terms that protect an investor’s percentage ownership when a company issues new shares at a lower price than the investor originally paid. They work like an automatic recalculation of split pieces when a pie gets cut into more slices, preserving the investor’s relative stake and reducing unexpected losses of ownership and voting power, which matters because it affects potential control, future returns, and valuation of an investment.

2014 Director Stock Option Plan financial

"under the 2014 Director Stock Option Plan"

2022 Equity Incentive Plan financial

"under the 2022 Equity Incentive Plan"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many SNFCA shares did director H. Craig Moody acquire?

H. Craig Moody acquired 615 Class A common shares through an exercise or conversion on October 1, 2026. The reported price was $8.53 per share, and his direct holdings afterward were 53,213 shares.

When do SNFCA director H. Craig Moody's restricted stock units vest?

The restricted stock units granted on December 5, 2025 vest quarterly and will be fully vested on December 31, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/07/2026 - 07:02 PM Accepted by SEC EDGAR 10/07/2026 - 07:01 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MOODY H. CRAIG

(Last)

(First)

(Middle)

433 ASCENSION WAY

(Street)

SALT LAKE CITY

UTAH

84123

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SECURITY NATIONAL FINANCIAL CORP [ SNFCA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock	10/01/2026	10/01/2026	M		615	A	$8.53	53,213⁽¹⁾	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Director Stock Option (right to buy)	$3.11⁽²⁾	12/01/2017		A		1,590		03/01/2018	12/01/2027	Class A Common Stock	1,590	$3.11	1,590	D
Director Stock Option (right to buy)	$3.57⁽³⁾	11/30/2018		A		9,090		02/28/2019	11/30/2028	Class A Common Stock	9,090	$3.57	10,680	D
Director Stock Option (right to buy)	$3.71⁽⁴⁾	12/06/2019		A		8,654		03/06/2020	12/06/2029	Class A Common Stock	8,654	$3.71	19,334	D
Director Stock Option (right to buy)	$2.7⁽⁵⁾	03/27/2020		A		8,243		06/27/2020	03/27/2030	Class A Common Stock	8,243	$2.7	27,577	D
Director Stock Option (right to buy)	$6.67⁽⁶⁾	12/03/2021		A		7,658		03/03/2022	12/03/2031	Class A Common Stock	7,658	$6.67	35,235	D
Director Stock Option (right to buy)	$5.28⁽⁷⁾	12/02/2022		A		8,509		03/02/2023	12/02/2032	Class A Common Stock	8,509	$5.28	43,744	D
Director Stock Option (right to buy)	$6.85⁽⁸⁾	12/01/2023		A		9,261		03/01/2024	12/01/2033	Class A Common Stock	9,261	$6.85	53,005	D
Restricted Stock Unit	$8.53⁽⁹⁾	12/05/2025		A		1,230		04/01/2026	12/31/2026	Class A Common Stock	1,230	$8.53	54,235	D
Restricted Stock Unit	$8.53⁽⁹⁾	07/01/2026		A			615	10/01/2026	12/31/2026	Class A Common Stock	615	$8.53	53,620	D

Explanation of Responses:

1. Adjusted for the annual 5% stock dividend paid on July 14, 2026.

2. This option was granted on December 1, 2017 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.

3. This option was granted on November 30, 2018 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2019 and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.

4. This option was granted on December 6, 2019 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.

5. This option was granted on March 27, 2020 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $3.76 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020, a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.

6. This option was granted on December 3, 2021 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $8.62 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.

7. This option was granted on December 2, 2022 as an option for 7,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $6.48, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.

8. This option was granted on December 1, 2023 as an option for 8,000 shares of Class A Common Stock under the 2022 Equity Incentive Plan at an exercise price of $7.99 per share, but adjusted pursuant to the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 12, 2024, July 18, 2025 and July 14, 2026.

9. These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.

	/s/ H. Craig Moody	10/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR