Security National’s John L. Cook acquires 615 shares

Cook's reported post-transaction position is 27,008 directly held shares, adjusted for the 5% stock dividend paid July 14, 2026.

Rhea-AI Filing Summary

Security National Financial Corp. director John L. Cook reported acquiring 615 shares of Class A common stock through an exercise or conversion on October 1, 2026, at $8.53 per share. His directly held position afterward was 27,008 shares, adjusted for the annual 5% stock dividend paid July 14, 2026.

Insider Trade Summary

10 transactions reported

Mixed 10 txns

Insider Cook John L

Role Director

Type	Security	Shares	Price	Value
Exercise	Class A Common Stock F1	615	$8.53	$5K
Grant/Award	Restricted Stock Unit F9	615	$8.53	$5K
Grant/Award	Restricted Stock Unit F9	1,230	$8.53	$10K
Grant/Award	Director Stock Option (right to buy) F8	9,261	$6.85	$63K
Grant/Award	Director Stock Option (right to buy) F7	8,509	$5.28	$45K
Grant/Award	Director Stock Option (right to buy) F6	7,658	$6.67	$51K
Grant/Award	Director Stock Option (right to buy) F5	8,243	$2.70	$22K
Grant/Award	Director Stock Option (right to buy) F4	8,654	$3.71	$32K
Grant/Award	Director Stock Option (right to buy) F3	9,090	$3.57	$32K
Grant/Award	Director Stock Option (right to buy) F2	1,590	$3.11	$5K

Holdings After Transaction: Director Stock Option (right to buy) — 191,165 contracts (Direct); Restricted Stock Unit — 107,855 contracts (Direct); Class A Common Stock — 27,008 shares (Direct)

Footnotes (9)

1. F1. Adjusted for the annual 5% stock dividend paid on July 14, 2026.
2. F2. This option was granted on December 1, 2017 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.
3. F3. This option was granted on November 30, 2018 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2019 and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.
4. F4. This option was granted on December 6, 2019 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.
5. F5. This option was granted on March 27, 2020 as an option for 2,500 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $3.76 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020, a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.
6. F6. This option was granted on December 3, 2021 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $8.62 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.
7. F7. This option was granted on December 2, 2022 as an option for 7,000 shares of Class A Common Stock under 2014 Director Stock Option Plan at an exercise price of $6.48 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.
8. F8. This option was granted on December 1, 2023 as an option for 8,000 shares of Class A Common Stock under the 2022 Equity Incentive Plan at an exercise price of $7.99 per share, but adjusted pursuant to the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 12, 2024, July 18, 2025 and July 14, 2026.
9. F9. These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.

Key Figures

Shares acquired: 615 shares Reported price per share: $8.53 per share Direct holdings after transaction: 27,008 shares +1 more

4 metrics

Shares acquired 615 shares Exercise or conversion on October 1, 2026

Reported price per share $8.53 per share Exercise or conversion on October 1, 2026

Direct holdings after transaction 27,008 shares Adjusted for the annual 5% stock dividend paid July 14, 2026

Stock dividend 5% Annual stock dividend paid July 14, 2026

Key Terms

anti-dilution provisions, restricted stock units, vest quarterly, exercise price

4 terms

anti-dilution provisions technical

"adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan"

Anti-dilution provisions are contract terms that protect an investor’s percentage ownership when a company issues new shares at a lower price than the investor originally paid. They work like an automatic recalculation of split pieces when a pie gets cut into more slices, preserving the investor’s relative stake and reducing unexpected losses of ownership and voting power, which matters because it affects potential control, future returns, and valuation of an investment.

restricted stock units financial

"These restricted stock units were granted on December 5, 2025"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

vest quarterly financial

"The units granted vest quarterly"

exercise price financial

"at an exercise price of $5.05 per share"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many SNFCA shares did John L. Cook acquire?

John L. Cook acquired 615 Class A common shares through an exercise or conversion on October 1, 2026, at $8.53 per share; his directly held position afterward was 27,008 shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/09/2026 - 06:46 PM EDT Accepted by SEC EDGAR 10/09/2026 - 06:46 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cook John L

(Last) (First) (Middle)

433 ASCENSION WAY

(Street)

SALT LAKE CITY UTAH 84123

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SECURITY NATIONAL FINANCIAL CORP [ SNFCA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	10/01/2026	10/01/2026	M		615	A	$8.53	27,008(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Director Stock Option (right to buy)	$3.11(2)	12/01/2017		A		1,590		03/01/2018	12/01/2027	Class A Common Stock	1,590	$3.11	1,590	D
Director Stock Option (right to buy)	$3.57(3)	11/30/2018		A		9,090		02/28/2019	11/30/2028	Class A Common Stock	9,090	$3.57	10,680	D
Director Stock Option (right to buy)	$3.71(4)	12/06/2019		A		8,654		03/06/2020	03/27/2030	Class A Common Stock	8,654	$3.71	19,334	D
Director Stock Option (right to buy)	$2.7(5)	03/27/2020		A		8,243		06/27/2020	03/27/2030	Class A Common Stock	8,243	$2.7	27,577	D
Director Stock Option (right to buy)	$6.67(6)	12/03/2021		A		7,658		03/03/2022	12/03/2031	Class A Common Stock	7,658	$6.67	35,235	D
Director Stock Option (right to buy)	$5.28(7)	12/02/2022		A		8,509		03/02/2023	12/02/2032	Class A Common Stock	8,509	$5.28	43,744	D
Director Stock Option (right to buy)	$6.85(8)	12/01/2023		A		9,261		03/01/2024	12/01/2033	Class A Common Stock	9,261	$6.85	53,005	D
Restricted Stock Unit	$8.53(9)	12/05/2025		A		1,230		04/01/2026	12/31/2026	Class A Common Stock	1,230	$8.53	54,235	D
Restricted Stock Unit	$8.53(9)	07/01/2026		A			615	10/01/2026	12/31/2026	Class A Common Stock	615	$8.53	53,620	D

Explanation of Responses:

1. Adjusted for the annual 5% stock dividend paid on July 14, 2026.

2. This option was granted on December 1, 2017 as an option for 1,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.05 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 2, 2018, February 1, 2019, and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.

3. This option was granted on November 30, 2018 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.52 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect 5% stock dividends paid on February 1, 2019 and February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.

4. This option was granted on December 6, 2019 as an option for 5,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $5.46 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020; a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.

5. This option was granted on March 27, 2020 as an option for 2,500 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $3.76 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on February 7, 2020, a 2.5% stock dividend paid on July 17, 2020; a 5% stock dividend paid on July 16, 2021, July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.

6. This option was granted on December 3, 2021 as an option for 6,000 shares of Class A Common Stock under the 2014 Director Stock Option Plan at an exercise price of $8.62 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 8, 2022, July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.

7. This option was granted on December 2, 2022 as an option for 7,000 shares of Class A Common Stock under 2014 Director Stock Option Plan at an exercise price of $6.48 per share, but adjusted pursuant to the anti-dilution provisions of the 2014 Director Stock Option Plan to reflect a 5% stock dividend paid on July 14, 2023, July 12, 2024, July 18, 2025 and July 14, 2026.

8. This option was granted on December 1, 2023 as an option for 8,000 shares of Class A Common Stock under the 2022 Equity Incentive Plan at an exercise price of $7.99 per share, but adjusted pursuant to the 2022 Equity Incentive Plan to reflect a 5% stock dividend paid on July 12, 2024, July 18, 2025 and July 14, 2026.

9. These restricted stock units were granted on December 5, 2025 for 2,461 shares of Class A Common Stock under the 2022 Equity Incentive Plan at a price of $8.53 per share. The units granted vest quarterly, and will be fully vested on December 31, 2026.

	/s/ John L. Cook	10/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)