Welcome to our dedicated page for Seneca Bancorp SEC filings (Ticker: SNNF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Seneca Financial Corp (SNNF) provides access to recent Form 8-K reports filed under the name Seneca Bancorp, Inc., a Maryland corporation. These filings focus on the conversion of Seneca Financial MHC from a mutual holding company form of organization to a fully public stock holding company form, along with the related stock offering and charter changes for Seneca Savings, the Bank.
In these 8-K reports, investors can review disclosures about the Plan of Conversion and Reorganization, the approval of that plan by stockholders and members, and the sequence of events covering the commencement and closing of a community offering by Seneca Bancorp, Inc. The filings also describe the Bank’s charter conversion from a federal savings association or federal savings bank to a national association or national bank.
Through Stock Titan, these filings are updated from EDGAR and can be paired with AI-powered summaries that explain the key points of each document in plain language. For example, users can see which items in the 8-K relate to other events, how the conversion structure is described, and what role Seneca Bancorp, Inc. plays as the proposed successor holding company for Seneca Savings.
Beyond 8-K current reports, investors may also look for other filing types such as annual reports on Form 10-K, quarterly reports on Form 10-Q, or ownership reports on Form 4, if and when they are filed for this issuer. AI-generated highlights can help readers quickly identify sections dealing with corporate structure, capital raising through the community offering, and the timing of the mutual-to-stock conversion and charter changes.
Seneca Bancorp, Inc. (SNNF) reported an officer (SVP – Commercial Lending) filing an initial Form 3 on 10/15/2025 disclosing beneficial ownership.
Reported holdings: 1,065 Common Stock (direct); 1,072 (indirect via ESOP); 3,266 (indirect via 401(k)); and 7,000 (indirect via IRA). Derivatives include stock options for 2,421 shares at $9.50 (exercisable 08/16/2020, expiring 08/16/2029), 484 shares at $6.73 (05/19/2021–05/19/2030), and 484 shares at $10.07 (06/18/2022–06/18/2031).
Seneca Bancorp, Inc. (SNNF) disclosed an initial statement of beneficial ownership on Form 3 for a director, effective 10/15/2025. The filing reports 159,431 shares of common stock held directly and 2,803 shares held indirectly through a SEP IRA.
It also lists stock options on common stock: 3,874 options at an exercise price of $10.07 (exercisable 06/18/2022, expiring 06/18/2031) and 775 options at $11.62 (exercisable 05/17/2022, expiring 05/17/2032).
Seneca Bancorp (SNNF) executive filings show an initial Form 3 by the SVP - Operations as of 10/15/2025, detailing current holdings. Reported common stock includes 1,065 shares direct, plus 638 shares indirect via ESOP and 549 shares indirect via 401(k). Derivative positions comprise stock options for 1,453 shares at $9.5 expiring 08/16/2029, and options for 484 shares at $10.07 expiring 06/18/2031. The filing was made by one reporting person.
Seneca Bancorp, Inc. announced it has completed the conversion of Seneca Financial MHC from a mutual holding company to a fully public stock holding company, along with the related stock offering. The company also reported that Seneca Savings Bank’s charter was converted from a federal savings association to a national association.
These actions were disclosed alongside a press release filed as Exhibit 99.1.
Seneca Bancorp, Inc. reported that Seneca Financial Corp., the current holding company for Seneca Savings, plans to complete a corporate restructuring. The mutual holding company, Seneca Financial MHC, is converting from a mutual holding company structure to a fully public stock holding company structure. As part of this change, a related stock offering by Seneca Bancorp, Inc., the proposed successor holding company for the bank, is expected to close on October 15, 2025.
This transaction will shift Seneca Savings’ ownership from a mutual form, where a mutual holding company has an ownership interest, to a fully public structure with all ownership held through publicly owned stock. The company disclosed this information through a press release dated October 10, 2025, which is referenced as an exhibit.
Seneca Bancorp, Inc. reports that stockholders of Seneca Financial Corp. and members of Seneca Financial MHC have approved a Plan of Conversion and Reorganization. This plan will change the organization from a mutual holding company structure, where a mutual entity ultimately controls the company, to a full stock holding company structure. In connection with this change, Seneca Savings, referred to as the Bank, will convert from a federal savings bank charter to a national bank charter. These approvals clear the way for the company’s corporate and regulatory restructuring to proceed, as described in a related press release incorporated by reference.
Seneca Bancorp, Inc. reported interim 10-Q disclosures showing a pending conversion from a mutual to stock holding company expected in the fourth quarter of 2025 and requiring regulatory and member approvals. Investment securities had multiple positions in continuous loss for more than 12 months including municipal, mortgage-backed and corporate holdings, and an allowance is recorded for a defaulted Madison County Capital Resource Corp. bond with fair value determined by discounted cash flows (Level 3). Credit metrics include 32,000 in home equity loans and lines past due 90 days and still accruing. Construction commitments were $324.4 (unaudited) and $1.4 million at June 30, 2025 and December 31, 2024. The company pledged $62.9 million (unaudited) of deposits and $8.5 million (unaudited) of investment securities under a blanket collateral agreement; brokered deposits were $18.1 million (unaudited). The ESOP received $775,740 in proceeds to purchase 77,574 shares at $10.00 per share with a 4.25% fixed-rate loan; 59,650 shares remain unreleased with an aggregate market value of approximately $640,270 (unaudited). Compensation-related expenses and remaining equity compensation balances are disclosed for the periods ended June 30, 2025 and 2024.
Seneca Bancorp, Inc. filed a report describing a key corporate milestone tied to its mutual-to-stock conversion. On September 24, 2025, Seneca Financial Corp. announced the closing of the community offering conducted by Seneca Bancorp, Inc., a newly chartered Maryland corporation. This offering is part of the broader transaction in which Seneca Financial MHC is converting from a mutual holding company structure to a fully stock-owned holding company.
The report notes that details of the transaction are provided in a related press release, which is incorporated by reference as an exhibit. The filing signals that the community offering phase of the conversion process has been completed, marking an important structural change in how the organization is owned and governed.
Seneca Bancorp, Inc., a newly chartered Maryland corporation, reported that on September 17, 2025 its affiliate Seneca Financial Corp. issued a press release announcing the start of a community offering by Seneca Bancorp, Inc. The offering is being conducted in connection with the planned conversion of Seneca Financial MHC from a mutual holding company structure to a stock holding company structure.
The report notes that the press release describing this community offering and conversion has been filed as an exhibit and incorporated by reference, but detailed financial terms are contained in that separate document.