Welcome to our dedicated page for Seneca Bancorp SEC filings (Ticker: SNNF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Seneca Bancorp, Inc. filings document the company's stock holding company structure, capital-structure events and governance record following the conversion of Seneca Financial MHC from mutual holding company form to fully public stock holding company form. Form 8-K reports cover the community offering, stockholder and member approvals, completion of the conversion and Seneca Savings Bank's charter conversion to a national association.
Proxy materials disclose annual meeting procedures, stockholder voting matters, board governance and executive compensation information, including equity-award and pay-versus-performance tables. The filings also identify securities-registration status under Section 12(b) and material-event exhibits tied to the reorganization.
Seneca Bancorp, Inc. reported Q3 2025 results reflecting balance-sheet growth and modest profitability. Total assets reached $316.5 million, up from $280.9 million at year-end 2024, with deposits at $238.1 million and net loans at $214.8 million. Stockholders’ equity was $24.4 million.
Quarterly net income was $185,000 (vs. $328,000 a year ago) on net interest income of $2.226 million. For the nine months, net income was $137,000 (vs. $610,000), reflecting a higher provision for credit losses of $701,000. Noninterest income was $595,000 in Q3, while noninterest expense was $2.517 million. Comprehensive income benefited from securities valuation gains, lifting Q3 total comprehensive income to $640,000.
The Company completed its mutual-to-stock conversion on October 15, 2025, including the sale of 1,044,858 shares at $10.00 for gross proceeds of approximately $10.4 million and an exchange ratio of 0.9684 for existing holders. Upon completion, about 1,790,203 shares were outstanding; 1,790,151 shares were outstanding as of November 13, 2025. Credit metrics included nonaccrual loans of $582,000 and a loan allowance of $1.794 million.
Seneca Bancorp (SNNF): Mark Zames filed a Schedule 13D reporting beneficial ownership of 165,023 shares of common stock, representing 9.2% of the class. The filing notes that this percentage is based on 1,792,992 shares outstanding deemed outstanding for this purpose.
Zames holds sole voting and dispositive power over all reported shares and includes 2,789 shares issuable upon option exercise within 60 days of October 15, 2025. The filing lists a recent open-market purchase on October 15, 2025 of 25,000 shares at $10.00 per share. The shares are held for investment purposes, and Zames, who serves as Chairman of the Board, may buy or sell shares or consider corporate actions as circumstances warrant.
Seneca Bancorp (SNNF) disclosed an insider’s holdings in a Form 3 dated 10/15/2025. The reporting person is a Director and listed Common Stock holdings of 159,431 shares (Direct) and 2,803 shares (Indirect) held by a SEP IRA.
The filing also lists vested stock options to acquire Common Stock: 3,874 shares at an exercise price of $10.07 (exercisable 06/18/2022; expiring 06/18/2031) and 775 shares at $11.62 (exercisable 05/17/2022; expiring 05/17/2032).
Seneca Bancorp (SNNF) reported a new insider position via a Form 3 initial statement dated 10/15/2025 for a director. The filing lists indirect holdings of 17,462 shares of common stock held by IRA and 4,842 shares held by Trust.
It also reports stock options held directly: 3,874 options exercisable 08/16/2020 at $9.5 expiring 08/16/2029, and 775 options exercisable 06/18/2022 at $10.07 expiring 06/18/2031. This filing establishes the insider’s baseline ownership under Section 16.
Seneca Bancorp (SNNF): Initial insider ownership filed. A director and the company’s President & CEO reported holdings as of 10/15/2025. Common stock: 5,544 shares direct; indirect via ESOP 1,673, IRA 13,444, and 401(k) 8,101. Derivatives (stock options, direct): 4,842 at an exercise price of $9.50 expiring 08/16/2029; 1,695 at $6.73 expiring 05/19/2030; and 4,842 at $10.07 expiring 06/18/2031.
Seneca Bancorp (SNNF) reported an initial statement of beneficial ownership by a director on a Form 3 dated 10/15/2025. The filing lists 5,421 shares of common stock held directly. It also discloses stock options to acquire common stock: 3,874 shares at $9.50 (exercisable 08/16/2020, expiring 08/16/2029) and 775 shares at $10.07 (exercisable 06/18/2022, expiring 06/18/2031). This is an administrative ownership disclosure and does not announce a transaction.
Seneca Bancorp (SNNF) filed an initial statement of beneficial ownership for its EVP and CFO, who is also a director, effective 10/15/2025. The filing reports 7,940 shares of common stock held directly, plus 1,026 shares via an ESOP and 4,003 shares via a 401(k). It also lists stock options for 4,842 shares at $9.5 expiring 08/16/2029, 1,695 shares at $6.73 expiring 05/19/2030, and 2,421 shares at $10.07 expiring 06/18/2031.
Seneca Bancorp (SNNF) reported a Form 3 for a director effective 10/15/2025. The statement lists 9,873 shares of common stock held directly and stock options for 3,874 shares with an exercise price of $11.62, exercisable since 05/17/2022 and expiring 05/17/2032. This filing discloses the director’s beneficial ownership under Section 16.
Seneca Bancorp (SNNF) reported an insider ownership update. A company director filed an initial Form 3 stating beneficial ownership of 4,387 shares of common stock, held directly.
The event date was 10/15/2025, and the filing was made by one reporting person. The submission shows no derivative securities in Table II.
Seneca Bancorp (SNNF) reported an initial statement of beneficial ownership for an officer serving as SVP – Retail Banking as of 10/15/2025. The filing lists Common Stock holdings of 1,027 shares held directly, plus 839 shares held indirectly via an ESOP and 2,579 shares held indirectly via a 401(k). It also discloses stock options to acquire Common Stock: 2,421 shares at $9.50 (exercisable 08/16/2020, expiring 08/16/2029), 484 shares at $6.73 (05/19/2021–05/19/2030), and 484 shares at $10.07 (06/18/2022–06/18/2031).