Sofi Technologies Inc SEC Filings

SoFi Technologies, Inc. reported insider equity transactions by its Chief Technology Officer. On December 8, 2025, the officer acquired 1,042.972 shares of common stock at $11.985 per share through the 2024 Employee Stock Purchase Plan, bringing direct ownership to 761,828.972 shares.

On December 15, 2025, restricted stock units converted into common stock in two settlements of 271,751 and 4,792 shares, with no cash exercise price, increasing direct ownership to 1,038,371.972 shares. On December 16, 2025, 151,937 shares were sold at $26.258 solely to cover tax withholding on vested stock-settled RSUs, leaving the officer with 886,434.972 shares of common stock held directly.

SoFi Technologies, Inc. reported an insider equity transaction by its Chief Financial Officer and Principal Accounting Officer. On 12/15/2025, previously granted restricted stock units (RSUs) settled into 135,248 shares of common stock and an additional 6,098 shares, each RSU converting into one share for no cash consideration. To satisfy tax withholding tied to these stock-settled RSUs, 74,823 shares were withheld and not issued to the executive at a value of $27.28 per share. Following these transactions, the officer directly owned 1,703,552 shares of common stock and continued to hold RSU awards covering 542,941 and 347,597 underlying shares.

SoFi Technologies, Inc. reported an insider equity transaction by its chief executive officer and director. On 12/15/2025, the executive settled restricted stock units (RSUs) into common shares, acquiring 559,716 and 17,134 shares of common stock through transactions coded "M," which reflect RSU conversions. RSUs give the right to receive one share of common stock for no cash payment when they vest.

To cover tax withholding related to these stock-settled RSUs, 305,304 shares were withheld in a transaction coded "F" at a price of $27.28 per share; these withheld shares were not issued to the executive. After these transactions, the executive directly beneficially owned 11,619,452 shares of SoFi common stock and continued to hold RSUs representing 1,394,974 and 976,582 underlying shares, which may settle into stock in the future.

SoFi Technologies, Inc. reports insider equity activity by its General Counsel. On 12/15/2025, restricted stock units (RSUs) previously granted to the officer were settled into 71,353 and 6,534 shares of SoFi common stock, with each RSU converting into one share for no cash consideration. Following these transactions, the officer beneficially owned 280,582 shares directly.

On 12/16/2025, 44,749 shares of common stock were disposed of at $26.258 per share to cover tax withholding obligations related to the RSU vesting, leaving the officer with 235,833 directly owned shares. After these events, the officer continued to hold derivative positions in RSUs covering 713,532 and 84,940 underlying shares of common stock.

SoFi Technologies' Chief Risk Officer reported routine stock activity involving restricted stock units (RSUs). On 12/15/2025, 11,434 RSUs vested and converted into the same number of SoFi common shares at no cash cost. On 12/16/2025, 6,569 shares were sold at $26.258 per share to cover tax withholding obligations related to this vesting, and these shares were not retained.

After these transactions, the officer beneficially owned 143,261 shares of SoFi common stock directly, along with 148,644 RSUs, each representing a contingent right to receive one share of common stock upon settlement for no consideration.

SoFi Technologies, Inc. is offering 54,545,454 shares of its common stock at $27.50 per share, for gross proceeds of $1,499,999,985.00. The company expects net cash proceeds of approximately $1.484 billion after underwriting discounts and estimated expenses, and has granted underwriters a 30-day option to purchase up to an additional 8,181,818 shares.

Shares outstanding are expected to be 1,259,115,109 after the offering, or 1,267,296,927 if the option is fully exercised, compared with 1,204,569,655 shares outstanding as of September 30, 2025. SoFi plans to use the net proceeds for general corporate purposes, including enhancing its capital position, increasing capital management flexibility and funding incremental growth and business opportunities.

SoFi operates a digital, member-centric financial services platform with lending, financial services and technology platform segments, offering personal, student and home loans, checking and savings accounts, credit cards, investing products and enterprise technology solutions through SoFi Bank and its broader ecosystem.

SoFi Technologies (SOFI) director reported entering a prepaid variable forward contract on November 26, 2025. Under this derivative arrangement, the director pledged 384,000 shares of SoFi common stock as collateral and will receive an upfront cash payment of approximately $7.7 million, while retaining voting, dividend and other rights in the pledged shares during the term.

The contract is split into two equal tranches with maturities in November 2027 and December 2027. Unless settled in cash, the number of shares ultimately delivered will depend on SoFi’s share price at each maturity date, using a Base Amount of 192,000 shares and price thresholds at a Floor Level of $21.6834 and a Cap Level of $51.6961.

SoFi Technologies (SOFI) reported an insider stock sale by its Chief Risk Officer on 11/21/2025. The officer sold 46,132 shares of common stock in an open market transaction at a weighted average price of $24.7598 per share, with individual trade prices ranging from $24.62 to $24.825 per share.

After this transaction, the officer beneficially owns 138,396 shares of SoFi common stock. The sale was completed under a pre-arranged Rule 10b5-1 trading plan that the reporting person adopted on 06/11/2025, which is designed to allow insiders to systematically sell shares under preset conditions.

SoFi Technologies (SOFI) executive insider Deanna M. Smith reported a stock sale. On 11/20/2025, the reporting person, an officer of SoFi with the title EVP, GBUL, SIPS, sold 10,340 shares of SoFi common stock in an open market transaction coded as an "S" sale.

The weighted average sale price was $26.4309 per share, with individual trade prices ranging from $24.9000 to $28.5000 per share. Following this transaction, the reporting person directly beneficially owned 265,034 shares of SoFi common stock. The filing notes that this sale was completed under a pre-arranged Rule 10b5-1 trading plan adopted on May 21, 2024.