Sofi Technologies Inc SEC Filings

SoFi Technologies (SOFI) reported insider equity activity by its Chief Risk Officer. On 11/14/2025, 45,388 restricted stock units (RSUs) vested and were settled into the company’s common stock, with each RSU converting into one share for no cash consideration. Following this vesting, the officer beneficially owned 210,336 shares directly.

On 11/18/2025, 25,808 shares of common stock were disposed of at a price of $27.612 per share in a transaction coded as “F,” meaning the shares were used to satisfy tax withholding obligations related to the RSU vesting. These shares were used for withholding and were not issued to the officer as tradable stock. After these transactions, the officer directly held 184,528 shares of SoFi common stock.

SoFi Technologies disclosed that its CFO, Christopher Lapointe, entered into a prepaid variable forward contract on 500,000 shares of SoFi common stock, representing less than 0.05% of total outstanding shares. The agreement provides Mr. Lapointe with an upfront cash payment of $11,771,830 in exchange for pledging 500,000 shares and agreeing to settle the contract at maturity.

The contract is scheduled to mature on or about November 12, 2027. At maturity, he may deliver shares or settle in cash, with outcomes tied to the stock price relative to a floor price of $25.38 and a cap price of $50.58. If the price is at the cap, he could surrender 250,890 shares; if at or below the floor, he could surrender 500,000 shares. Mr. Lapointe retains all voting and dividend rights in the pledged shares during the term. The company notes that a majority of his compensation is in company equity and that he has not sold any SoFi common stock since 2018.

SoFi Technologies (SOFI) insider activity: the company’s CFO and PAO reported entering a prepaid variable forward contract on 11/12/2025 covering 500,000 shares of SoFi common stock. The executive received an upfront cash payment of $11,771,830 and pledged 500,000 shares to secure obligations. The contract settles on or about 11/12/2027, when the executive may deliver shares or elect cash settlement.

The number of shares ultimately deliverable depends on the stock price at maturity: a floor of $25.38 and a cap of $50.58 set the delivery formula. The executive retains voting, dividend, and other rights in the pledged shares during the term.

SoFi Technologies (SOFI) reported an insider equity award vesting by its CFO and PAO. On November 5, 2025, 276,963 performance stock units (PSUs) vested after certain performance criteria were achieved, and converted into common stock on a one-for-one basis.

To cover taxes on the stock-settled PSUs, 146,534 shares were withheld at $27.16 per share; these shares were not issued to or sold by the executive. Following these transactions, the executive directly beneficially owned 1,637,029 shares.

SoFi Technologies (SOFI) reported an insider equity event by its Chief Executive Officer and Director. On November 5, 2025, 2,142,859 performance stock units were converted to common stock (Code M) as 33% of a 2021 PSU award vested after performance criteria were met. The company withheld 1,133,722 shares to cover taxes (Code F) at $27.16; these shares were not issued to or sold by the reporting person.

Following these transactions, the reporting person directly owned 11,347,906 shares of common stock. Derivative holdings included 4,285,719 PSUs remaining after the vesting event. PSUs convert into common stock on a one-for-one basis.

SoFi Technologies (SOFI) director reported a Form 4 reflecting a bona fide gift. On 10/29/2025, the reporting person transferred 121,349 shares of common stock to the Hutton Living Trust, 12/10/96, of which the reporting person is the sole beneficiary and trustee. The gift price was $0, consistent with a non-sale transfer.

Following the transaction, the reporting person held 0 shares directly and 664,938 shares indirectly through the trust. The filing also notes that 487,000 shares indirectly held were previously reported as directly held, clarifying the form of ownership.

SoFi Technologies, Inc. furnished a press release reporting its financial results for the three and nine months ended September 30, 2025. The release is provided as Exhibit 99.1 and is incorporated by reference.

The information was furnished under Item 2.02 and is not deemed filed under the Exchange Act, limiting potential liabilities associated with that designation. The company’s common stock trades on the Nasdaq Global Select Market under the symbol SOFI.

SoFi Technologies (SOFI) disclosed an insider sale by an executive. On 10/20/2025, an officer listed as EVP, GBUL, SIPS sold 10,036 shares of common stock at a weighted average price of $28.3257 per share, executed in multiple trades within a price range of $27.1300 to $28.8800. Following the sale, the reporting person directly owns 275,374 shares.

The filing states the transaction was completed under a Rule 10b5-1 trading plan adopted on May 21, 2024, which pre-schedules trades. The report is filed by one reporting person and reflects a direct ownership position after the transaction.