SoFi (SOFI) EVP settles 55,731 RSUs, 23,281 shares for taxes

SoFi Technologies (SOFI) executive EVP GBUL Borrow reported routine equity compensation activity.

Rhea-AI Filing Summary

SoFi Technologies (SOFI) executive EVP GBUL Borrow reported routine equity compensation activity. On 11/14/2025, the reporting person settled 55,731 restricted stock units (RSUs), which converted into the same number of shares of common stock for no cash consideration, reflecting previously granted stock-based awards. On 11/18/2025, 23,281 shares of common stock were withheld and disposed of at a price of $27.612 per share to cover tax withholding obligations related to the RSU vesting, and these withheld shares were not issued to the reporting person. Following these transactions, the reporting person continues to hold a substantial number of derivative securities, including 613,041 RSUs that remain outstanding and directly owned.

Insider Trade Summary

55,731 shares exercised/converted

Exercise 3 txns

Insider Schuppenhauer Eric

Role EVP GBUL Borrow

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	23,281	$27.612	$643K
Exercise	Restricted Stock Unit	55,731	$0.00	$0.00
Exercise	Common Stock	55,731	$0.00	$0.00

Holdings After Transaction: Restricted Stock Unit — 613,041 contracts (Direct); Common Stock — 223,767.81 shares (Direct)

Footnotes (3)

1. F1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
2. F2. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.
3. F3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on September 27, 2024.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did SoFi Technologies (SOFI) report in this Form 4?

The filing reports that SoFi's EVP GBUL Borrow settled 55,731 restricted stock units (RSUs) into common stock on 11/14/2025 and had shares withheld to cover taxes.

How many SoFi (SOFI) shares were withheld for taxes in this Form 4?

On 11/18/2025, 23,281 shares of SoFi common stock were disposed of at $27.612 per share to satisfy tax withholding obligations related to RSU vesting.

What is the role of the reporting person in SoFi Technologies (SOFI)?

The reporting person is an officer of SoFi Technologies, Inc., serving as EVP GBUL Borrow, and filed the Form 4 as an individual reporting person.

How many SoFi RSUs does the executive still hold after the reported transactions?

After the reported activity, the officer directly and beneficially owns 613,041 restricted stock units (RSUs), each representing a contingent right to receive one share of common stock for no consideration.

Were the shares sold in the SoFi (SOFI) Form 4 part of open-market selling by the executive?

No. The filing explains that the 23,281 shares were sold or withheld solely to satisfy tax withholding obligations related to stock-settled RSUs and were not issued to the reporting person.

What does each SoFi restricted stock unit (RSU) represent in this Form 4?

Each RSU represents a contingent right to receive one share of SoFi common stock upon settlement for no consideration, as stated in the explanation of responses.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 11/18/2025 - 06:01 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schuppenhauer Eric

(Last) (First) (Middle)

2601 NETWORK BLVD, SUITE 600

(Street)

FRISCO TX 75034

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP GBUL Borrow

3. Date of Earliest Transaction (Month/Day/Year)
11/14/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/14/2025		M		55,731	A	(1)	247,048.81	D
Common Stock	11/18/2025		F		23,281	D	$27.612(2)	223,767.81	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	11/14/2025		M			55,731	(3)	(3)	Common Stock	55,731	$0	613,041	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.

3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on September 27, 2024.

Remarks:

	/s/ Deanna M. Smith, Attorney-in-Fact	11/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.