[Form 4] SoFi Technologies, Inc. Insider Trading Activity

Rhea-AI Filing Summary

SoFi Technologies (SOFI) reported insider equity activity by its Chief Risk Officer. On 11/14/2025, 45,388 restricted stock units (RSUs) vested and were settled into the company’s common stock, with each RSU converting into one share for no cash consideration. Following this vesting, the officer beneficially owned 210,336 shares directly.

On 11/18/2025, 25,808 shares of common stock were disposed of at a price of $27.612 per share in a transaction coded as “F,” meaning the shares were used to satisfy tax withholding obligations related to the RSU vesting. These shares were used for withholding and were not issued to the officer as tradable stock. After these transactions, the officer directly held 184,528 shares of SoFi common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pinto Arun

(Last) (First) (Middle)

C/O SOFI TECHNOLOGIES, INC.

234 1ST STREET

(Street)

SAN FRANCISCO CA 94105

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
11/14/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/14/2025		M		45,388	A	(1)	210,336	D
Common Stock	11/18/2025		F		25,808	D	$27.612(2)	184,528	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	11/14/2025		M			45,388	(3)	(3)	Common Stock	45,388	$0	408,498	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.

3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 13, 2024.

Remarks:

	/s/ Deanna M. Smith, Attorney-in-Fact	11/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SoFi Technologies (SOFI) disclose in this Form 4?

The filing shows that SoFi Technologies’ Chief Risk Officer had 45,388 restricted stock units vest into common stock on 11/14/2025, followed by a disposal of 25,808 shares on 11/18/2025 to cover tax withholding obligations related to that vesting.

How many SoFi (SOFI) shares does the reporting person own after these transactions?

After the RSU vesting and the tax-related share disposal, the Chief Risk Officer beneficially owns 184,528 shares of SoFi Technologies common stock directly.

What was the price for the SoFi (SOFI) shares used to satisfy taxes?

The 25,808 SoFi Technologies common shares disposed of on 11/18/2025 to satisfy tax withholding obligations were valued at $27.612 per share.

What do the RSUs in the SoFi (SOFI) Form 4 represent?

Each restricted stock unit (RSU) represents a contingent right to receive one share of SoFi common stock upon settlement for no cash consideration, as described in the explanation of responses.

Were the disposed SoFi (SOFI) shares an open-market sale by the insider?

No. The filing explains that the shares were sold to satisfy tax withholding obligations related to RSU vesting and that these shares were not issued to the reporting person as part of their holdings.

What role does the reporting person hold at SoFi Technologies (SOFI)?

The reporting person is an officer of SoFi Technologies, serving as the company’s Chief Risk Officer, as indicated in the relationship section of the filing.