SoFi (SOFI) EVP Kelli Keough reports RSU vesting and tax-related share disposition

Rhea-AI Filing Summary

SoFi Technologies EVP Kelli Keough reported routine equity compensation activity involving restricted stock units that converted into common shares and related tax withholding.

On June 15, multiple batches of RSUs vested and were settled into a total of 127,868 shares of common stock at a stated price of $0.00 per share, reflecting stock-settled awards with no cash exercise cost. In a related transaction on June 16, 61,479 shares of common stock, valued at $17.606 per share, were disposed of to cover tax withholding obligations tied to these vestings, and were not issued to Keough personally.

After these transactions, Keough directly holds 389,636 shares of SoFi common stock. The filing shows compensation-related vesting and tax withholding rather than open-market buying or selling, so it primarily reflects ongoing equity compensation rather than a change in investment view.

Insights

Equity compensation & governance analyst

Routine RSU vesting with tax withholding; no open‑market trading signal.

The disclosure shows RSU settlements into 127,868 SoFi common shares at a stated price of $0.00, indicating standard stock-settled awards. These are compensation events, not purchases in the market, and therefore carry limited informational value about management’s view of the stock.

A separate transaction disposed of 61,479 shares at $17.606 per share to satisfy a tax withholding obligation. Footnotes clarify these shares were sold for tax purposes and never issued to Kelli Keough, distinguishing them from discretionary sales. Following the activity, she directly holds 389,636 shares, so the transactions adjust the form of equity compensation while maintaining a substantial position.

Insider Trade Summary

127,868 shares exercised/converted

Mixed 9 txns

Insider Keough Kelli

Role EVP, GBUL, SIPS

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	61,479	$17.606	$1.08M
Exercise	Restricted Stock Unit	82,642	$0.00	--
Exercise	Restricted Stock Unit	26,477	$0.00	--
Exercise	Restricted Stock Unit	13,068	$0.00	--
Exercise	Restricted Stock Unit	5,681	$0.00	--
Exercise	Common Stock	82,642	$0.00	--
Exercise	Common Stock	26,477	$0.00	--
Exercise	Common Stock	13,068	$0.00	--
Exercise	Common Stock	5,681	$0.00	--

Holdings After Transaction: Common Stock — 389,636 shares (Direct, null); Restricted Stock Unit — 247,930 shares (Direct, null)

Footnotes (1)

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed on August 2, 2024. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 11, 2026.

Key Figures

RSU shares settled: 127,868 shares Tax-withholding shares: 61,479 shares Tax-withholding price: $17.606 per share +3 more

6 metrics

RSU shares settled 127,868 shares Restricted stock units converted into common stock on June 15

Tax-withholding shares 61,479 shares Shares disposed to satisfy tax withholding on June 16

Tax-withholding price $17.606 per share Value applied to 61,479-share tax-withholding disposition

Shares held after transactions 389,636 shares Direct SoFi common stock holding following reported activity

RSU unit balance after 247,930 units Restricted stock unit balance after derivative entries

Exercise transactions 4 entries Derivative exercises/conversions reported in transaction summary

Key Terms

Restricted Stock Unit, tax withholding obligation, Form 4, derivative exercise/conversion, +1 more

5 terms

Restricted Stock Unit financial

"Each restricted stock unit ("RSU") represents a contingent right to receive one share..."

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

tax withholding obligation financial

"Shares sold to satisfy tax withholding obligation applicable to the vesting..."

Form 4 regulatory

"disclosed on the Reporting Person's Form 4 filed on March 12, 2025."

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

derivative exercise/conversion financial

"transaction_action": "derivative exercise/conversion""

non-derivative financial

"transaction_type": "non-derivative""

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Keough Kelli

(Last) (First) (Middle)

234 1ST STREET

(Street)

SAN FRANCISCO CALIFORNIA 94105

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, GBUL, SIPS

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/15/2026		M		82,642	A	(1)	405,889	D
Common Stock	06/15/2026		M		26,477	A	(1)	432,366	D
Common Stock	06/15/2026		M		13,068	A	(1)	445,434	D
Common Stock	06/15/2026		M		5,681	A	(1)	451,115	D
Common Stock	06/16/2026		F		61,479	D	$17.606(2)	389,636	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	06/15/2026		M			82,642	(3)	(3)	Common Stock	82,642	$0	247,930	D
Restricted Stock Unit	(1)	06/15/2026		M			26,477	(3)	(3)	Common Stock	26,477	$0	185,337	D
Restricted Stock Unit	(1)	06/15/2026		M			13,068	(4)	(4)	Common Stock	13,068	$0	143,744	D
Restricted Stock Unit	(1)	06/15/2026		M			5,681	(5)	(5)	Common Stock	5,681	$0	85,222	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.

3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 3 filed on August 2, 2024.

4. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025.

5. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 11, 2026.

Remarks:

	/s/ Sara C. Thompson, Attorney-in-Fact	06/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did SoFi (SOFI) EVP Kelli Keough report on this Form 4?

Kelli Keough reported RSU vesting and tax withholding activity. RSUs converted into 127,868 shares of SoFi common stock at a stated price of $0.00 per share, and 61,479 shares were disposed of at $17.606 per share to cover related tax obligations.

Did SoFi (SOFI) executive Kelli Keough buy or sell shares in the open market?

The filing does not show open-market buying or selling. The transactions reflect RSU settlements into common stock and a 61,479-share disposition solely to satisfy tax withholding, with footnotes stating those tax shares were not issued to Keough personally.

How many SoFi (SOFI) shares does Kelli Keough hold after the reported transactions?

After these transactions, Kelli Keough directly holds 389,636 shares. This post-transaction figure reflects RSU conversions into common stock and the separate tax-withholding share disposition, giving investors a clear view of her updated direct equity stake in SoFi.

What was the size of the tax-withholding share disposition in SoFi (SOFI) stock?

The tax-withholding disposition involved 61,479 SoFi common shares. These shares were valued at $17.606 per share and were used to satisfy tax obligations associated with vesting stock-settled RSUs, according to the Form 4 footnotes.

What does the Form 4 reveal about Kelli Keough’s restricted stock units in SoFi (SOFI)?

The Form 4 shows multiple RSU settlements into common stock. On June 15, RSUs representing 127,868 shares converted into SoFi common stock at a stated price of $0.00 per share, reflecting previously granted equity awards reaching vesting and settlement.

Is Kelli Keough’s Form 4 activity at SoFi (SOFI) mainly compensation-related?

Yes, the activity is primarily compensation-related. The filing details RSU vesting that settled into common shares and a related tax-withholding share disposition, rather than discretionary open-market purchases or sales by the SoFi executive vice president.