SoFi (NASDAQ: SOFI) CTO sells shares after RSU vesting and tax withholding

Rhea-AI Filing Summary

SoFi Technologies, Inc. Chief Technology Officer Jeremy Rishel reported a combination of RSU vesting, tax withholding, and a planned share sale. On March 16, 2026, restricted stock units representing 300,500 shares of common stock settled at $0.0000 per share, delivering the same number of common shares.

On March 17, 2026, 160,500 shares of common stock were disposed of at $17.6170 per share to satisfy tax withholding obligations related to the vesting of stock-settled RSUs, and these shares were not issued to him. On March 18, 2026, he completed an open-market sale of 94,958 shares of common stock at an average price of $17.4300 per share pursuant to a Rule 10b5-1 trading plan adopted on June 2, 2025. Following these transactions, he directly holds 839,639.972 shares of SoFi common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rishel Jeremy

(Last) (First) (Middle)

C/O SOFI TECHNOLOGIES, INC.

234 1ST STREET

(Street)

SAN FRANCISCO CALIFORNIA 94105

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Technology Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/16/2026		M		271,752	A	(1)	1,066,349.972	D
Common Stock	03/16/2026		M		28,748	A	(1)	1,095,097.972	D
Common Stock	03/17/2026		F		160,500	D	$17.617(2)	934,597.972	D
Common Stock	03/18/2026		S		94,958	D	$17.43(3)	839,639.972	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	03/16/2026		M			271,752	(4)	(4)	Common Stock	271,752	$0	536,698	D
Restricted Stock Unit	(1)	03/16/2026		M			28,748	(5)	(5)	Common Stock	28,748	$0	244,362	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.

3. The sale reported on this Form 4 was completed pursuant to a Rule 10b5-1 Trading Plan adopted by the Reporting Person on June 2, 2025.

4. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Forms 4 filed on July 20, 2022 and March 13, 2024.

5. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 13, 2025.

Remarks:

	/s/ Deanna M. Smith, Attorney-in-Fact	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did SoFi (SOFI) CTO Jeremy Rishel report?

Jeremy Rishel reported RSU settlements, tax-related share dispositions, and an open-market sale. RSUs for 300,500 shares vested, 160,500 shares were disposed to cover taxes, and 94,958 shares of common stock were sold at $17.4300 per share under a pre-arranged trading plan.

How many SoFi (SOFI) shares did the CTO sell and at what price?

Jeremy Rishel sold 94,958 shares of SoFi common stock at an average price of $17.4300 per share. The sale occurred on March 18, 2026 and was executed as an open-market transaction pursuant to a Rule 10b5-1 trading plan adopted earlier.

What RSU activity did SoFi (SOFI) disclose for its CTO in this Form 4?

Restricted stock units representing 300,500 shares of SoFi common stock settled for no cash consideration. Each RSU converts into one share upon settlement, increasing the CTO’s common stock holdings before subsequent tax-withholding dispositions and the planned open-market sale disclosed in the same filing.

Why were 160,500 SoFi (SOFI) shares disposed of by the CTO?

The 160,500 shares were disposed solely to satisfy tax withholding obligations tied to the vesting of stock-settled RSUs. The filing states these shares were not issued to the reporting person, indicating a tax-withholding mechanism rather than a discretionary market sale.

Was the SoFi (SOFI) CTO’s share sale made under a Rule 10b5-1 plan?

Yes. The filing explains the March 18, 2026 sale of 94,958 shares was completed under a Rule 10b5-1 trading plan. That plan was adopted on June 2, 2025, indicating the sale followed a pre-arranged schedule rather than a spur-of-the-moment trading decision.

How many SoFi (SOFI) shares does CTO Jeremy Rishel own after these transactions?

After the reported RSU settlements, tax-withholding disposition, and open-market sale, Jeremy Rishel directly holds 839,639.972 shares of SoFi common stock. This figure reflects his position following all transactions listed in the Form 4 for March 16–18, 2026.