SoFi (SOFI) CFO Lapointe settles RSUs as shares withheld for taxes

Rhea-AI Filing Summary

SoFi Technologies CFO Christopher Lapointe reported routine equity compensation activity involving restricted stock units (RSUs). On this date, RSUs converted into 104,152 shares of common stock for no cash consideration, reflecting previously granted awards that vested.

To cover tax withholding obligations on these stock-settled RSUs, 55,219 shares of common stock were withheld at a price of $16.58 per share. According to the footnotes, these withheld shares were not issued to or sold by Lapointe, so the filings do not show any open-market purchases or sales.

Insights

Equity compensation analyst

Routine RSU vesting with tax withholding; no open-market trading.

The transactions show Christopher Lapointe, CFO of SoFi Technologies, settling previously granted RSUs that converted into 104,152 common shares. RSUs are stock-based compensation that deliver shares upon vesting, here at a stated price of $0.00 per unit.

A separate transaction withheld 55,219 shares at $16.58 per share to satisfy tax obligations on the vesting. Footnotes clarify these withheld shares were not issued to or sold by Lapointe, so there is no open-market buying or selling signal, just standard compensation and tax mechanics.

Because these events are compensation-related and do not change any disclosed guidance or business fundamentals, they are typically viewed as administratively neutral rather than thesis-changing for investors evaluating SoFi’s long‑term prospects.

Insider Trade Summary

104,152 shares exercised/converted

Mixed 7 txns

Insider Lapointe Christopher

Role CFO and PAO

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Unit	52,953	$0.00	--
Exercise	Restricted Stock Unit	36,590	$0.00	--
Exercise	Restricted Stock Unit	14,609	$0.00	--
Exercise	Common Stock	52,953	$0.00	--
Exercise	Common Stock	36,590	$0.00	--
Exercise	Common Stock	14,609	$0.00	--
Tax Withholding	Common Stock	55,219	$16.58	$916K

Holdings After Transaction: Restricted Stock Unit — 370,670 shares (Direct, null); Common Stock — 1,829,499 shares (Direct, null)

Footnotes (1)

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. Shares withheld to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to or sold by the Reporting Person. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Forms 4 filed on March 13, 2024. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 11, 2026.

Key Figures

RSUs converted to common stock: 104,152 shares Shares withheld for taxes: 55,219 shares Tax withholding reference price: $16.58 per share +2 more

5 metrics

RSUs converted to common stock 104,152 shares Total derivative exercises (RSU settlements) on the reported date

Shares withheld for taxes 55,219 shares Common stock withheld to satisfy tax withholding obligation

Tax withholding reference price $16.58 per share Price applied to shares withheld for tax obligations

Non-derivative RSU exercise price $0.00 per share Stated conversion price for RSUs settling into common stock

CFO post-transaction holdings context Over 1.8M shares Multiple rows show totals above 1.8M shares after transactions

Key Terms

Restricted Stock Unit, tax withholding obligation, stock-settled RSUs, derivative exercise/conversion

4 terms

Restricted Stock Unit financial

"Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

tax withholding obligation financial

"Shares withheld to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs."

stock-settled RSUs financial

"Shares withheld to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs."

derivative exercise/conversion financial

"transaction_action":"derivative exercise/conversion""

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lapointe Christopher

(Last) (First) (Middle)

C/O SOFI TECHNOLOGIES, INC.

234 1ST STREET

(Street)

SAN FRANCISCO CALIFORNIA 94105

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CFO and PAO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/15/2026		M		52,953	A	(1)	1,829,499	D
Common Stock	06/15/2026		M		36,590	A	(1)	1,866,089	D
Common Stock	06/15/2026		M		14,609	A	(1)	1,880,698	D
Common Stock	06/15/2026		F		55,219	D	$16.58(2)	1,825,479	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	06/15/2026		M			52,953	(3)	(3)	Common Stock	52,953	$0	370,670	D
Restricted Stock Unit	(1)	06/15/2026		M			36,590	(4)	(4)	Common Stock	36,590	$0	274,418	D
Restricted Stock Unit	(1)	06/15/2026		M			14,609	(5)	(5)	Common Stock	14,609	$0	219,140	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Shares withheld to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to or sold by the Reporting Person.

3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Forms 4 filed on March 13, 2024.

4. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 12, 2025.

5. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 11, 2026.

Remarks:

	/s/ Sara C. Thompson, Attorney-in-Fact	06/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did SoFi (SOFI) CFO Christopher Lapointe report in this Form 4?

He reported routine equity compensation activity. Previously granted RSUs vested and converted into 104,152 shares of common stock, and a portion of shares was withheld to cover related tax obligations, with no open-market share purchases or sales disclosed.

How many SoFi (SOFI) shares were withheld for taxes in the CFO’s filing?

The filing shows 55,219 shares of SoFi common stock were withheld at $16.58 per share. Footnotes explain these shares satisfied tax withholding obligations on stock-settled RSUs and were not issued to or sold by CFO Christopher Lapointe.

Were any open-market SoFi (SOFI) share sales reported by the CFO?

No open-market sales were reported. The only disposition was 55,219 shares withheld to pay tax obligations on vested RSUs, and the footnotes explicitly state these withheld shares were not issued to or sold by CFO Christopher Lapointe.

What are RSUs in the SoFi (SOFI) CFO Form 4, and how are they settled?

Each restricted stock unit represents a contingent right to receive one share of SoFi common stock for no cash consideration. When they vest, the RSUs settle into common shares, and the company may withhold some shares to cover applicable tax withholding obligations.

Is the SoFi (SOFI) CFO’s Form 4 transaction considered routine?

Yes, it appears routine. The Form 4 describes RSUs vesting into common shares and a related share withholding for taxes, both standard elements of executive stock compensation, without any disclosed discretionary open-market buying or selling activity by the CFO.