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SoFi Technologies, Inc. (SOFI) grants 27,986 RSUs to its director

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Meltzer Gary reported acquisition or exercise transactions in this Form 4 filing.

SoFi Technologies, Inc. director Gary Meltzer reported two equity awards. On July 14 and July 17, 2026, he received grants of 13,993 restricted stock units (RSUs) each, for an aggregate of 27,986 units. Each RSU represents a contingent right to receive one share of common stock for no consideration and will vest at the earlier of the next annual shareholder meeting after July 14, 2026 or 12 months after the vesting commencement date.

Positive

  • None.

Negative

  • None.
Insider Meltzer Gary
Role Director
Type Security Shares Price Value
Grant/Award Restricted Stock Unit F1, F2 13,993 -- --
Grant/Award Restricted Stock Unit F1, F2 13,993 -- --
Holdings After Transaction: Restricted Stock Unit — 27,986 shares (Direct)
Footnotes (2)
  1. F1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
  2. F2. Reflects a grant of RSUs to Reporting Person, a director of the Issuer, which will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 14, 2026 (the "Vesting Commencement Date") or (ii) the 12 month anniversary of the Vesting Commencement Date.
RSUs granted 2026-07-14 13,993.0000 units Grant of restricted stock units to director Gary Meltzer on July 14, 2026
RSUs granted 2026-07-17 13,993.0000 units Second grant of restricted stock units to Gary Meltzer on July 17, 2026
Total RSUs granted 27,986.0000 units Aggregate of the two reported RSU grants to Gary Meltzer
RSU-to-share ratio 1 share per RSU Each RSU represents a contingent right to receive one share of common stock
Vesting period alternative 12 months Awards vest at the earlier of the next annual meeting after July 14, 2026 or 12 months after vesting commencement
Restricted Stock Unit financial
"Each restricted stock unit ("RSU") represents a contingent right to receive one share"
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
contingent right financial
"represents a contingent right to receive one share of the Issuer's common stock"
Vesting Commencement Date financial
"after July 14, 2026 (the "Vesting Commencement Date") or (ii) the 12 month anniversary"
The vesting commencement date is the starting point when an employee begins earning ownership rights to their promised benefits, such as stock options or retirement contributions. Think of it like the day a savings account is opened—only after this date do the benefits start to grow and become fully available over time. It matters to investors because it marks when the clock begins ticking toward full ownership, affecting the timing and value of these benefits.
annual shareholder meeting financial
"will vest at the earlier of (i) the next annual shareholder meeting of the Issuer"
A yearly gathering where a company’s owners (shareholders) and its leaders meet to review performance, approve key decisions like electing directors, and vote on issues such as executive pay or major policy changes. Think of it as an annual town hall for people who own part of the business: investors use it to ask questions, influence direction through votes, and gauge management’s plans and transparency, all of which can affect the stock’s outlook.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

FAQ

What insider transactions did SoFi Technologies (SOFI) report for director Gary Meltzer?
Director Gary Meltzer reported two equity awards from SoFi Technologies: grants of 13,993 RSUs on July 14, 2026 and 13,993 RSUs on July 17, 2026. Together they represent 27,986 RSUs, each settling into one share of common stock for no consideration.

How many RSUs did Gary Meltzer receive from SoFi Technologies (SOFI) and what do they represent?
Gary Meltzer received 27,986 restricted stock units in total, via two equal grants of 13,993 RSUs. Each RSU represents a contingent right to receive one share of SoFi common stock upon settlement, with no cash consideration required from the director.

When will Gary Meltzer’s SoFi Technologies (SOFI) RSU awards vest?
The RSU awards will vest at the earlier of the next annual shareholder meeting after July 14, 2026 or 12 months after the vesting commencement date. This single vesting schedule applies to both RSU grants reported for Meltzer.

Are Gary Meltzer’s SoFi Technologies (SOFI) Form 4 entries stock purchases or sales?
The Form 4 shows grant/award acquisitions of restricted stock units, coded as “A” transactions, not open-market purchases or sales. Meltzer did not report buying or selling common shares; instead he received RSUs as equity awards that may settle into stock later.

Were Gary Meltzer’s SoFi Technologies (SOFI) RSU grants made under a Rule 10b5-1 trading plan?
The filing’s Rule 10b5-1 checkbox is marked as not affirming a plan, and no footnote describes a trading plan. The reported transactions therefore reflect equity award grants, rather than trades executed under a pre-arranged 10b5-1 trading program.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Meltzer Gary
(Last)(First)(Middle)
234 1ST STREET
C/O SOFI TECHNOLOGIES, INC.
(Street)
SAN FRANCISCO CALIFORNIA 94105
(City)(State)(Zip)
UNITED STATES
(Country)		2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/14/2026		6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit(1)07/14/2026A13,993 (2) (2)Common Stock13,993(1)13,993D
Restricted Stock Unit(1)07/17/2026A13,993 (2) (2)Common Stock13,993(1)13,993D
Explanation of Responses:
1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
2. Reflects a grant of RSUs to Reporting Person, a director of the Issuer, which will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 14, 2026 (the "Vesting Commencement Date") or (ii) the 12 month anniversary of the Vesting Commencement Date.
Remarks:
/s/ Sara C. Thompson, Attorney-in-Fact07/27/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR