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SoFi Technologies (SOFI) director awarded 27,986 deferred stock units

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

SoFi Technologies, Inc. director Steven J. Freiberg reported two compensation-related acquisitions of derivative securities. He received 13,993 deferred stock units on July 14, 2026 and another 13,993 units on July 17, 2026. Each unit is the economic equivalent of one share of common stock and becomes payable under the company’s Director Deferred Compensation Plan.

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Insider Freiberg Steven J
Role Director
Type Security Shares Price Value
Grant/Award Deferred Stock Unit F1 13,993 $0.00 $0.00
Grant/Award Deferred Stock Unit F1 13,993 $0.00 $0.00
Holdings After Transaction: Deferred Stock Unit — 27,986 shares (Direct)
Footnotes (1)
  1. F1. Represents Deferred Stock Units ("DSUs") under the SoFi Technologies, Inc. Director Deferred Compensation Plan (the "Plan"). Each DSU is the economic equivalent of one share of the Issuer's common stock. The DSUs become payable upon the terms set forth in the Plan.
Deferred stock units granted on 2026-07-14 13,993 units DSU award to director Steven J. Freiberg
Deferred stock units granted on 2026-07-17 13,993 units Second DSU award to director Steven J. Freiberg
Total deferred stock units awarded 27,986 units Aggregate of two DSU grants reported in this Form 4
Grant price per deferred stock unit $0.0000 per unit Reported transaction price for each DSU grant
Deferred Stock Unit financial
"Represents Deferred Stock Units ("DSUs") under the SoFi Technologies, Inc. Director"
A deferred stock unit (DSU) is a promise from a company to give an employee or director the value of a share at a future date, paid in actual shares or cash when certain conditions are met (such as retirement or a set date). Think of it like a gift card that converts to company stock later; it aligns pay with long‑term performance and can affect future share count, compensation expense and potential cash needs, so investors watch DSUs for their impact on dilution and company finances.
Director Deferred Compensation Plan financial
"Deferred Stock Units ("DSUs") under the SoFi Technologies, Inc. Director Deferred Compensation Plan"
economic equivalent financial
"Each DSU is the economic equivalent of one share of the Issuer's common stock"

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FAQ

What insider transaction did SoFi Technologies (SOFI) report in this Form 4?

SoFi Technologies reported that director Steven J. Freiberg received two grants of deferred stock units, each for 13,993 units, on July 14, 2026 and July 17, 2026. These awards are part of the company’s Director Deferred Compensation Plan.

How many deferred stock units did Steven J. Freiberg receive from SOFI and on what dates?

Steven J. Freiberg received 27,986 deferred stock units in total, issued in two equal grants of 13,993 units each. The grants occurred on July 14, 2026 and July 17, 2026, as reported in the Form 4 filing.

What are deferred stock units in SoFi Technologies (SOFI) Director Deferred Compensation Plan?

Under SoFi’s Director Deferred Compensation Plan, each Deferred Stock Unit (DSU) is the economic equivalent of one share of common stock. The DSUs do not pay out immediately; they become payable later according to the terms and payment provisions of the plan.

Were the SOFI Form 4 transactions for Steven J. Freiberg made under a Rule 10b5-1 trading plan?

No. The Form 4 indicates the Rule 10b5-1 checkbox is not selected, and there is no footnote stating that these grants were made under a 10b5-1 trading plan. They are reported simply as compensation-related acquisitions of deferred stock units.

When will Steven J. Freiberg’s deferred stock units from SOFI become payable?

The deferred stock units become payable under the terms of SoFi’s Director Deferred Compensation Plan. The footnote states that the DSUs are the economic equivalent of common stock and become payable upon the terms set forth in the Plan, rather than immediately.

Does this SoFi Technologies (SOFI) Form 4 show any sales of shares by Steven J. Freiberg?

No. The Form 4 reports only acquisitions of deferred stock units with transaction code “A” and shows no sales. The transaction summary lists two derivative acquisitions and zero sell transactions, indicating no disposition of shares or units in this filing.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Freiberg Steven J

(Last)(First)(Middle)
C/O SOFI TECHNOLOGIES, INC.
234 1ST STREET

(Street)
SAN FRANCISCO CALIFORNIA 94105

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/14/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Deferred Stock Unit(1)07/14/2026A13,993 (1) (1)Common Stock13,993$013,993D
Deferred Stock Unit(1)07/17/2026A13,993 (1) (1)Common Stock13,993$013,993D
Explanation of Responses:
1. Represents Deferred Stock Units ("DSUs") under the SoFi Technologies, Inc. Director Deferred Compensation Plan (the "Plan"). Each DSU is the economic equivalent of one share of the Issuer's common stock. The DSUs become payable upon the terms set forth in the Plan.
Remarks:
/s/ Sara C. Thompson, Attorney-in-Fact07/27/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)