SoFi (SOFI) Chief Risk Officer settles RSUs, uses shares to cover taxes

Rhea-AI Filing Summary

SoFi Technologies’ Chief Risk Officer Arun Pinto reported equity compensation activity involving restricted stock units and common shares. On February 17, Pinto exercised 45,389 RSUs, converting them into an equal number of common shares at no cost. On February 18, 25,420 common shares were disposed of to satisfy tax withholding obligations tied to the vesting of stock-settled RSUs, consistent with the footnote that these shares were not issued to him. After these transactions, Pinto directly holds 163,230 shares of common stock.

Insider Trade Summary

45,389 shares exercised/converted

Mixed 3 txns

Insider Pinto Arun

Role Chief Risk Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	25,420	$19.622	$499K
Exercise	Restricted Stock Unit	45,389	$0.00	--
Exercise	Common Stock	45,389	$0.00	--

Holdings After Transaction: Common Stock — 163,230 shares (Direct); Restricted Stock Unit — 363,109 shares (Direct)

Footnotes (1)

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 13, 2024.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pinto Arun

(Last) (First) (Middle)

C/O SOFI TECHNOLOGIES, INC.

234 1ST STREET

(Street)

SAN FRANCISCO CA 94105

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SoFi Technologies, Inc. [ SOFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/17/2026		M		45,389	A	(1)	188,650	D
Common Stock	02/18/2026		F		25,420	D	$19.622(2)	163,230	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(1)	02/17/2026		M			45,389	(3)	(3)	Common Stock	45,389	$0	363,109	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.

2. Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.

3. Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 13, 2024.

Remarks:

	/s/ Deanna M. Smith, Attorney-in-Fact	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did SoFi (SOFI) Chief Risk Officer Arun Pinto report?

Arun Pinto reported RSU-related equity activity, not open-market trades. He converted 45,389 restricted stock units into common shares and then disposed of 25,420 shares to cover tax withholding obligations from stock-settled RSU vesting.

Did SoFi (SOFI) executive Arun Pinto buy or sell shares on the open market?

The filing does not show open-market buying or selling. It reports RSU settlement and a tax-withholding share disposition, where 25,420 common shares were used to satisfy taxes from vesting stock-settled restricted stock units.

How many SoFi (SOFI) shares did Arun Pinto receive from RSU settlement?

Arun Pinto exercised 45,389 restricted stock units, each RSU converting into one share of SoFi common stock for no cash consideration, reflecting equity compensation vesting rather than a market purchase of additional shares.

How many SoFi (SOFI) shares did Arun Pinto use for tax withholding?

He disposed of 25,420 common shares to satisfy tax withholding obligations related to the vesting of stock-settled RSUs. According to the footnote, these specific shares were not issued to him before being used for tax withholding.

What is Arun Pinto’s SoFi (SOFI) share ownership after these Form 4 transactions?

After the reported RSU conversion and related tax-withholding disposition, Arun Pinto directly owns 163,230 shares of SoFi common stock, as reflected in the post-transaction ownership figures disclosed in the Form 4 filing.

What do the RSU footnotes in Arun Pinto’s SoFi (SOFI) Form 4 explain?

The footnotes clarify that each RSU gives a right to one common share at settlement for no consideration, that 25,420 shares were sold to cover RSU tax withholding, and that the activity reflects settlement of previously reported RSU grants.