JPMorgan Chase (NASDAQ: SOFI) discloses 3.7% beneficial stake in SoFi

Rhea-AI Filing Summary

JPMorgan Chase & Co. filed an amended Schedule 13G reporting its beneficial ownership in SoFi Technologies, Inc. common stock. As of the event date, JPMorgan beneficially owned 47,207,186 shares, representing 3.7% of the outstanding common stock, which is below the 5% reporting threshold.

JPMorgan reports sole voting power over 42,579,387 shares and sole dispositive power over 46,976,252 shares, with smaller amounts subject to shared voting and dispositive power. The filing states that the shares were acquired and are held in the ordinary course of business and not for the purpose of influencing control of SoFi.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 1)

SoFi Technologies, Inc.

(Name of Issuer)

Common stock, $0.0001 par value per share

(Title of Class of Securities)

83406F102

(CUSIP Number)

01/30/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 83406F102

1

Names of Reporting Persons

JPMORGAN CHASE & CO.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 42,579,387.00
6	Shared Voting Power 236,897.00
7	Sole Dispositive Power 46,976,252.00
8	Shared Dispositive Power 227,466.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

47,207,186.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

3.7 %

12

Type of Reporting Person (See Instructions)

HC

SCHEDULE 13G

Item 1.
(a)	Name of issuer: SoFi Technologies, Inc.
(b)	Address of issuer's principal executive offices: 234 1st Street San Francisco CA 94105
Item 2.
(a)	Name of person filing: JPMORGAN CHASE & CO.
(b)	Address or principal business office or, if none, residence: 270 Park Avenue,,New York, NY 10017
(c)	Citizenship: DE
(d)	Title of class of securities: Common stock, $0.0001 par value per share
(e)	CUSIP No.: 83406F102
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 47207186
(b)	Percent of class: 3.7 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 42579387
	(ii) Shared power to vote or to direct the vote: 236897
	(iii) Sole power to dispose or to direct the disposition of: 46976252
	(iv) Shared power to dispose or to direct the disposition of: 227466
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest relates to more than 5 percent of the class, such person should be identified. A listing of the shareholders of an investment company registered under the Investment Company Act of 1940 or the beneficiaries of employee benefit plan, pension fund or endowment fund is not required. Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	If a parent holding company has filed this schedule, pursuant to Rule 13d-1(b)(ii)(G), so indicate under Item 3(g) and attach an exhibit stating the identity and the Item 3 classification of the relevant subsidiary. If a parent holding company has filed this schedule pursuant to Rule 13d-1(c) or Rule 13d-1(d), attach an exhibit stating the identification of the relevant subsidiary. J.P. Morgan Trust Company of Delaware; J.P. Morgan Securities LLC; JPMorgan Chase Bank, National Association; JPMorgan Asset Management (UK) Limited; J.P. MORGAN SE; J.P. Morgan Investment Management Inc.; J.P. Morgan Wealth Management Solutions Inc. 55I, LLC
Item 8.	Identification and Classification of Members of the Group.
	If a group has filed this schedule pursuant to §240.13d-1(b)(1)(ii)(J), so indicate under Item 3(j) and attach an exhibit stating the identity and Item 3 classification of each member of the group. If a group has filed this schedule pursuant to §240.13d-1(c) or §240.13d-1(d), attach an exhibit stating the identity of each member of the group. Not Applicable
Item 9.	Notice of Dissolution of Group.
	Notice of dissolution of a group may be furnished as an exhibit stating the date of the dissolution and that all further filings with respect to transactions in the security reported on will be filed, if required, by members of the group, in their individual capacity. See Item 5. Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

JPMORGAN CHASE & CO.

Signature:	Rachel Tsvaygoft
Name/Title:	Vice President
Date:	02/04/2026

FAQ

How many SoFi (SOFI) shares does JPMorgan Chase & Co. report owning?

JPMorgan Chase & Co. reports beneficial ownership of 47,207,186 SoFi common shares. This total includes various accounts and subsidiaries, reflecting positions over which JPMorgan has voting or investment power as detailed in the Schedule 13G/A filing.

What percentage of SoFi (SOFI) does JPMorgan’s 47,207,186 shares represent?

JPMorgan’s beneficial ownership represents 3.7% of SoFi’s common stock. This percentage is calculated relative to SoFi’s outstanding shares and is disclosed directly in the Schedule 13G/A as the proportion of the class that JPMorgan holds.

Does JPMorgan state any intent to influence control of SoFi (SOFI)?

JPMorgan certifies the SoFi shares were acquired and are held in the ordinary course of business. The filing states they were not acquired, and are not held, for the purpose or effect of changing or influencing control of SoFi Technologies, Inc.

How much voting power does JPMorgan report over SoFi (SOFI) shares?

JPMorgan reports sole voting power over 42,579,387 shares and shared voting power over 236,897 shares. These figures indicate how many SoFi shares JPMorgan can vote alone or together with others, as specified in the ownership section.

Which JPMorgan subsidiaries are involved in holding SoFi (SOFI) shares?

The filing lists several subsidiaries tied to the SoFi holdings, including J.P. Morgan Securities LLC, JPMorgan Chase Bank, National Association, J.P. Morgan Investment Management Inc., and others, reflecting the organizational structure through which the positions are held.

Why is JPMorgan filing an Amendment No. 1 to its SoFi (SOFI) Schedule 13G?

The document is labeled Amendment No. 1, indicating an update to a prior Schedule 13G. This amendment refreshes JPMorgan’s reported beneficial ownership, including the 47,207,186 shares and 3.7% stake, as of the stated event date.